Best private island resorts in the world – and not just for billionaires
Ever thought private island resorts were just for billionaires and movie stars? Think again. They're not as out of reach as you might assume.
Picture this: You're lounging on sun-kissed sand, the kind of beach you've only seen in glossy travel mags, with a backdrop of crystal-clear waters. Sounds like a celeb's Instagram post, right? But here's the juicy secret — these slices of paradise are not just for the rich and famous.
Here, we're giving you the inside scoop on some of the world's most exclusive private island resorts that are surprisingly accessible. Yes, you read that right — you don't need a megayacht or a private jet to get there. We're talking about hidden gems where luxury meets reality, and where "once in a lifetime" can actually happen more than once.
So, if you're ready to upgrade your vacation game without breaking the bank (in fact you can use points for some of these spots), stick with us. We're about to reveal how you can rub shoulders with high-end luxury, minus the superstar bank balance. Spoiler alert: Your dream island escape is closer than you think!
Matangi Island
Matangi Island in Fiji is not just a dot on the map, but a 240-acre slice of heaven where the word "crowded" doesn't even exist.
Tucked away in the Northeast of the Fiji Group of Islands, this private island paradise plays hard to get with only nine bungalows and three tree houses that look like they've been lifted straight from a fantasy novel. It's an adults-only zone, so leave the kiddos behind and embrace the tranquility.
Now, let's talk activities — because, let's face it, even in paradise, one can only lounge for so long. Matangi has you covered with snorkeling and scuba diving that'll make you feel like a National Geographic photographer.
Prefer to stay dry? Kayak around the island, but don't drop your paddle in awe of the scenery. For the landlubbers, there's hiking through jungles that would make Indiana Jones envious. And when it's time to unwind, the spa services will make you forget what stress even feels like, and the fine dining is so good, you'll want to write home about it.
But don't just take my word for it. This isn't your run-of-the-mill island getaway. Matangi Island is so spectacular that its Horseshoe Bay snagged a spot in Patricia Schultz's "1,000 Places To See Before You Die." Rates start from $628 per night based on double occupancy.
Four Seasons Maldives Private Island at Voavah
If you're looking for a slice of paradise, Four Seasons Private Island Maldives at Voavah is where it's at. Imagine your own two-hectare island in the Baa Atoll, a UNESCO Biosphere Reserve. It's just you, the endless turquoise waters, and a bunch of friends.
Related: The 16 best Four Seasons in the world, according to travel experts who have stayed at them
This place redefines luxury with just seven bedrooms split between a beach villa, a water villa and two suites, hosting up to 22 guests. You get the full deal — a beach house with a kitchen for those who love to cook, or you can just let the Four Seasons chefs work their magic.
And the fun part: three pools, an overwater spa and tons of activities like diving, snorkeling and even X-Jetblades. Fancy a yacht trip? The Voavah Summer is all yours. Plus, you're a quick speedboat ride from the Four Seasons Resort Maldives at Landaa Giraavaru.
Whether it's swimming with manta rays, island picnics or just chilling, they've got you covered. And, just in case, there's a private doctor on call 24/7. Rates start at $40,000 per night (for up to 22 guests).
Huvafen Fushi
Fresh out of a swanky refurb, Huvafen Fushi is back and it's not playing around. Tucked away from any pesky flight or boat paths, this natural island gem is a quiet slice of paradise just 30 minutes by speedboat from the airport. And let's talk about the neighbors — resident sharks, rays and tropical fish are just hanging out at their house reef, ready to be your underwater buddies.
When you're ready to dine, you've got options. Five on-site restaurants serve everything from seaside snacks to overwater feasts. But the real showstopper is Immerse ... Latitude 4°. This underwater dining experience, 26 feet beneath the Indian Ocean, is the epitome of "intimate." Picture yourself savoring gourmet dishes while a live show of reef life plays around you.
Sleeping options? Only 44 private dwellings, each boasting its own plunge pool. Whether you're into mesmerizing overwater bungalows or beachfront pads with powdery sand at your doorstep, they've got you covered. And for those who want to go all out, the iconic Pavilions are basically palatial playgrounds.
Part of the Small Luxury Hotels gang, Huvafen Fushi also has a spa and will host outdoor movie nights. Rates start at $1,146 per night.
Related: How to have a splurge-worthy Maldives honeymoon on a budget
Isla Secas
What's better than one private island? How about 14? Welcome to Islas Secas in Panama, a cluster of 14 private islands that make up one of the most unique resorts in the world. These islands are so exclusive, in fact, that the handful of luxe villas available are only accessible by plane — talk about a VIP entrance!
Owned by conservationist and philanthropist Louis Bacon (the guy behind Taos Ski Valley), Islas Secas is a stunning blend of luxury and sustainability. Think of it as a "reserve and lodge" that offers a nautical safari vibe. With just 14 private villas, the focus here is on preserving the pristine environment, while offering guests an ultra-private experience.
The activities are just as exclusive as the setting. Dive into guided snorkeling, scuba diving and fishing adventures, or explore the jungle and embark on a marine safari excursion. It's like stepping into your own private nature documentary.
Sure, getting to this remote paradise takes a bit of patience, but once you're there, surrounded by flourishing wildlife and basking in ultimate seclusion, you'll know it was worth every bit of the journey. Rates start at $2,500 based on double occupancy, with a three-night minimum stay.
Cayo Espanto
Cayo Espanto, just 3 miles off the coast of Belize, is where luxury meets exclusivity. With only seven villas, this private island resort is the perfect spot for a swanky family vacation or a romantic couples retreat.
Each villa isn't just a place to stay; it's a ticket to pampering with a personal butler, your own private dock area and meals whipped up by an on-island chef who's basically a culinary wizard.
If you fancy learning how to fish, professional guides are ready to share their secrets. When you need to unwind, the tropical spa treatments are so rejuvenating, they might just reset your stress levels to zero. For adventurous souls, the underwater world awaits. Dive into the vibrant coral reefs teeming with marine life, an experience akin to swimming in a living, breathing aquarium.
But the allure of Cayo Espanto doesn't stop as the sun dips below the horizon. A private movie screening under the stars makes the nighttime equally alluring. Or you might prefer a quiet evening on your dock, sipping a cocktail as the ocean whispers around you. Rates start at $1,995.00 per night.
Little Palm Island Resort
You don't have to jet off to Fiji or the Maldives to get a private island experience. Located on Little Torch Key in Florida, Little Palm Island is a quick U.S. getaway that feels worlds away from the hustle and bustle.
From the moment you arrive at the shore station, you're welcomed into a world of tropical luxury. Greeted with a signature welcome drink, a tantalizing tropical medley topped with rum-marinated shredded coconut, you'll instantly feel like you've stepped into a slice of paradise.
Related: The 17 best all-inclusive resorts in the US for a spectacular vacation
This pampering oasis is a dream destination for couples, home to 30 ocean-facing beach bungalows set amidst vibrant tropical gardens. Each day here can be as relaxing or adventurous as you like. Lounge by the pool, basking in the sun's warm embrace, or treat yourself to a session of pure bliss at the luxurious spa.
For those craving a bit more excitement, the island offers myriad activities. Immerse yourself in the beauty of the sea with boating and scuba diving, or explore the natural wonders of the Great White Heron Wildlife Refuge through eco-tours. Rates start at $2,890 per night based on double occupancy.
AndBeyond Mnemba Island
Mnemba Island, a romantic hideaway within the Zanzibar archipelago off the coast of Tanzania, offers an exclusive escape with just twelve rustically chic beachside huts. Designed for no more than 24 guests, this private island connects you to the stunning Mnemba atoll. It's a place where the simple joys of island life transform into treasured memories.
You can unwind on your own stretch of beachfront, where luxurious bandas peek out from the dappled shade of casuarina pine forests onto pristine sands. The thatched dining, sitting and bar areas provide breathtaking open views of the beach and the distant Zanzibar shores.
Related: Plan the ultimate African safari with these 12 bush-to-beach destinations
Wake up to late breakfast trays filled with tropical fruits, freshly squeezed juices and aromatic Tanzanian coffee, delivered right to your beach banda. Celebrate the sunset with fresh sushi and chilled Champagne, delivered discreetly at your beach lounger for a private toast to the day's end.
As night falls, the island transforms. Romantic candlelit dinners are served on the beach, allowing you to dine with the gentle lapping of waves at your feet. And for those moments of ultimate relaxation, indulge in yoga and massages in the serene retreat of your room. Rates start at $1,585 per person per night.
JW Marriott Venice Resort & Spa
While Venice is a mosaic of enchanting islands, there's one that stands out as a special retreat from the hustle and bustle: the JW Marriott Venice Resort & Spa. This isn't just any island; it's an entire private island resort on Isola delle Rose (Rose Island), offering an exclusive escape just off the Venetian coast.
Spanning 40 acres, this luxurious haven features 250 rooms, four exquisite restaurants, and it boasts the city's most opulent spa, all amidst the historical charm of an early 20th-century church. But the true highlight is the rooftop lounge and pool. Here, panoramic views unfold in a breathtaking display, inviting guests to bask in the beauty of Venice from a serene, elevated haven.
Related: 10 private-island resorts you can book with points
The resort's charm extends beyond its stunning vistas. Stroll through the century-old park, or dive into the culinary arts at the on-site Sapori Cooking Academy. Whether you're a culinary enthusiast or a curious beginner, this is a place where food and culture deliciously intertwine.
And when the allure of Venice calls, the resort offers a complimentary boat service directly to St. Mark's Square. Imagine cruising from your private island sanctuary to the heart of Venetian life, all on a scenic boat ride. Rates start at $393, based on double occupancy, or 52,000 Marriott Bonvoy points.
Ambergris Cay
Ambergris Cay, tucked away in the Turks and Caicos Islands, is pretty much the definition of a luxury hideaway. This private island resort is a dream come true for anyone looking for a bit of seclusion with a whole lot of luxury. There are more than 1,100 acres of pristine land just waiting for you to explore.
Accommodations include 17 bungalows, eight villas and some seriously swanky privately owned homes. Whether you're planning a romantic getaway or a family vacation, they have something just right, from cozy three-bedroom to grand six-bedroom setups.
Now, about the food — it's a whole new level of awesome. You're not just eating here, you're designing your meals. Want to tweak a dish to suit your taste? No problem. It's like having a chef who's there to make your culinary dreams come true.
At this resort, there's no shortage of things to do. Take a nature walk, strike a yoga pose or dive into some cool watersports. They even sort out your air transfers, making getting here as easy as enjoying the place. Rates start at $2,800 per night, based on double occupancy.
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TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.