Choosing the right credit card is a tricky proposition. There’s no shortage of alternatives out there, with many companies offering dozens of options from which you can choose. Here, we focus on one such issuer to answer a simple question: How do you choose the best American Express card for your wallet?
Click a category below to see which Amex card we recommend.
People ask if it’s worth it, and I say if you value lounge access — like Delta Sky Clubs and American Express’s gorgeous Centurion Lounges — and if you use them several times a year, then yes, getting the Amex Platinum makes a lot of sense. Plus, the Centurion Lounges are amazing (and expanding).
If you like to eat out (or order in through delivery services like Postmates) and you can make good use of American Express Membership Rewards points, this card is a no-brainer.
You don’t need to be a road warrior to get value from this card — one to two Marriott stays per year are enough to maximize the card’s benefits and more than offset its $450 annual fee. Plus, infrequent Marriott guests can get tremendous value out of Marriott Rewards points thanks to the program’s wide variety of airline transfer partners.
Although it’s always a good idea to diversify your loyalty portfolio, it goes without saying that this card will make the most sense for those who regularly fly Delta, as the majority of its perks are specific to the airline. This card is especially attractive for those chasing Delta elite status as it comes with a Miles Boost feature which offers bonus MQMs for hitting spend thresholds.
This card may be a good option for those of you who are looking to just put cash back into your wallet. A 6% bonus category is among the highest you’ll find with cash-back cards, though I wish the bonus extended to merchants other than supermarkets. Nevertheless, if you’re a big grocery shopper, getting a 6% return is solid.
There’s one very good reason why the Business Platinum® Card from American Express stands out as a best-in-class pick among the top business cards: It offers unparalleled travel rewards and perks. From airport lounge access to huge points earnings on airfare and hotel spending, this is a card the frequent business traveler really could use to his or her benefit.
Want to learn more about traveling comfortably for little to no cost? The Points Guy has everything you need to know on how to accumulate extra airline and hotel points and miles without being a road warrior, and how to earn perks to travel in style for free.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.