The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
As High As 200,000 points. Find Out Your Offer.
You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
1 - 4X points
$375
17.99% - 28.74% Variable
Excellent to Good
If your business does a lot of spending, you can probably justify spending the $375 annual fee that’s associated with the American Express Business Gold card. This card allows you to earn points in the top two categories in which you spend the most each billing cycle. If you max out the categories each year, you could walk away with 600,000 Membership Rewards points annually. Amex has several airline and hotel partners you can transfer points to and often offers limited-time transfer bonuses that you can take advantage of to increase the value of existing points. (Partner offer)
Read the full reviewThe American Express Business Gold card is great for larger businesses with higher overhead costs that want to maximize their Membership Rewards points in business-specific categories. Smaller businesses may have trouble racking up enough expenses to make this card worthwhile.
Cardholders will earn 4 points per dollar on their top two spending categories each billing cycle. The categories that will count towards earning these points are transit purchases, U.S. purchases for online, TV and radio advertising, monthly wireless phone service charges made directly from U.S. service providers, purchases at U.S. gas stations, U.S. restaurants and purchases from U.S. electronic goods retailers and cloud system providers. Earn 3 points per dollar spent on flights and prepaid hotels booked on AmexTravel.com, or the Amex Travel App™. This card also earns 1 point per dollar spent on all other purchases.
Rewards Rates
Intro Offer
As High As 200,000 points. Find Out Your Offer.
You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Ongoing Purchases APR
17.99% - 28.74% Variable
Ongoing Penalty APR
29.99% Variable
Annual Fee
$375
Recommended Credit
Excellent to Good
More Details