Running a business can be expensive enough without big credit card fees adding to your headache.
Some of the flashiest business cards now charge $795 or more per year. For heavy spenders and travelers, those fees can absolutely make sense. For many small businesses, though, they probably don’t.
Here’s the good news: Some of the best business cards around charge a fraction of that. In fact, some charge nothing at all.
What we love: This new card keeps things sensibly uncomplicated: Earn at least 2 miles per dollar on every purchase, with the flexibility to transfer to more than 15 airline and hotel partners.
Welcome offer: This one currently has a huge two-part limited-time offer with big upside. New cardholders can earn up to 150,000 bonus miles: 75,000 miles once you spend $7,500 on purchases in the first three months from account opening, and an additional 75,000 miles once you spend $30,000 on purchases in the first six months. Each of those 75,000-mile payouts is worth about $1,388 per our May 2026 valuations, so even just hitting the first tier is a big win on a low-annual-fee card.
What we love: This Chase card has a huge welcome bonus and earns a solid 3 points per dollar on the first $150,000 spent across an excellent lineup of business spending categories each anniversary year.
Welcome offer: New cardholders can earn 100,000 Ultimate Rewards points after spending $8,000 on purchases in the first three months from account opening, worth $2,050 per our valuations.
What we love: You’ll earn 5% cash back (or 5 points per dollar spent — your choice) on the first $25,000 you spend each anniversary year across some key business spending categories.
Welcome offer: Earn $750 bonus cash (or 75,000 points) when you spend $6,000 on purchases in the first three months after account opening.
What we love: Similar to the Venture Business, you’ll earn a straightforward 1.5% cash back (or 1.5 points per dollar) on everything — making this card a great catch-all for your uncategorized expenses.
Welcome offer: Earn $750 bonus cash (or 75,000 points) when you spend $6,000 on purchases in the first three months after account opening.
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Photo Credit: HISPANOLISTIC/GETTY IMAGES.
Together with
AmaWaterways' Memorial Day offer
For a limited time, AmaWaterways is combining its two most valuable offers. Save up to $2,500 per stateroom on select 2026 and 2027 river cruises through Europe or Colombia and receive a complimentary pre- or post-cruise land package.
Deal alert! Fly premium economy to Paris for just 34,000 points
Great news for anyone looking to visit the City of Light! We are seeing wide availability on low-cost Air France premium economy awards to Paris for the rest of 2026 through early 2027. And when you take advantage of a limited-time transfer bonus, you can score these seats for as little as 34,000 Chase points.
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Advertiser Disclosure:
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
