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Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Venture Business card offers a straightforward way for established businesses to earn travel rewards on everyday spending. Cardholders earn unlimited 2 miles per dollar spent on all purchases and 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Business Travel. With flexible redemption options, transferable miles and valuable annual credits, the card is designed for businesses that want a simple rewards structure paired with travel-focused benefits. (Partner offer).
Flexible redemption options, including transfer partners
Cons
Has an annual fee
Fewer bonus categories than some competitors
Lacks premium perks
Who is this card good for?
This card is best suited for businesses that want a simple way to earn travel rewards across all purchases. It’s ideal for business owners who value flat-rate earning, flexible redemption options and credits that support everyday business operations.
Earning rewards
Cardholders earn unlimited 2 miles per dollar spent on every purchase and 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Business Travel. Miles can be redeemed for travel through Capital One Business Travel, used to cover eligible travel purchases or transferred to travel loyalty programs for additional flexibility.
At a glance
Rewards Rates
2X miles
Earn 2X miles per $1 on every purchase, everywhere
5X miles
Earn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Intro Offer
Earn 100,000 Miles
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
Introductory Purchases APR
N/A
Ongoing Purchases APR
24.49% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
24.49% (Variable)
Ongoing Cash Advance APR
30.49% (Variable)
Ongoing Penalty APR
32.9% (Variable)
Annual Fee
$95
Recommended Credit
740-850Excellent
More Details
Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
$95 annual fee
Free employee cards which also earn unlimited 2X miles from their purchases
