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At a glance

Rewards rates

2X miles
Earn 2X miles per $1 on every purchase, everywhere
5X miles
Earn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel

Intro offer

Earn 100,000 Miles

Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening

Introductory purchases APR

N/A

Ongoing purchases APR

24.74% (Variable)

Introductory balance transfer APR

N/A

Ongoing balance transfer APR

24.74% (Variable)

Ongoing cash advance APR

30.74% (Variable)

Ongoing penalty APR

33.15% (Variable)

Annual fee

$95

Recommended credit

740-850Excellent

More details

  • Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account

At a glance

Rewards rates

2X miles
Earn 2X miles per $1 on every purchase, everywhere
5X miles
Earn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel

Intro offer

Earn 100,000 Miles

Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening

Introductory purchases APR

N/A

Ongoing purchases APR

24.74% (Variable)

Introductory balance transfer APR

N/A

Ongoing balance transfer APR

24.74% (Variable)

Ongoing cash advance APR

30.74% (Variable)

Ongoing penalty APR

33.15% (Variable)

Annual fee

$95

Recommended credit

740-850Excellent

More details

  • Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • $95 annual fee
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Top rated mobile app
at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Our take

TPG editor's rating
Star 1Star 2Star 3Star 4Star 5
4

Overview

The Venture Business card offers a straightforward way for established businesses to earn travel rewards on everyday spending. Cardholders earn unlimited 2 miles per dollar spent on all purchases and 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Business Travel. With flexible redemption options, transferable miles and valuable annual credits, the card is designed for businesses that want a simple rewards structure paired with travel-focused benefits. (Partner offer).

Read the full review

Pros

  • Simple earning structure
  • Bonus categories
  • Annual credits
  • No foreign transaction fees
  • Flexible redemption options, including transfer partners

Cons

  • Has an annual fee
  • Fewer bonus categories than some competitors
  • Lacks premium perks

Who is this card good for?

This card is best suited for businesses that want a simple way to earn travel rewards across all purchases. It’s ideal for business owners who value flat-rate earning, flexible redemption options and credits that support everyday business operations.

Earning rewards

Cardholders earn unlimited 2 miles per dollar spent on every purchase and 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Business Travel. Miles can be redeemed for travel through Capital One Business Travel, used to cover eligible travel purchases or transferred to travel loyalty programs for additional flexibility.

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Earn 100,000 Miles

Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    2 - 5X miles

  • Annual Fee

    $95

  • Regular APR

    24.74% (Variable)

  • Recommended Credit

    Excellent

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
Apply now
Capital One Venture Business
Capital One Venture Business
Apply now
Capital One Venture BusinessCapital One Venture Business
Apply now