Name: Ink Business Cash® Credit Card
Brand: Chase

Offer Ending Soon

$750 bonus cash back

Earn $1,000 bonus cash back

Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 5% cash-back
Annual Fee
$0
Regular APR
16.74% - 24.74% Variable
Recommended Credit
Good, Excellent

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

5%: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2%: Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year.
1%: Earn 1% cash back on all other purchases.

Intro Offer

Offer Ending Soon

$750 bonus cash back

Earn $1,000 bonus cash back

Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening

Introductory Purchases APR

0% Intro APR on Purchases for 12 months

Ongoing Purchases APR

16.74% - 24.74% Variable

Ongoing Balance Transfer APR

16.74% - 24.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

Recommended Credit

670-850Good, Excellent

More Details

Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening
Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend

Our Take

TPG editor's rating

Overview

The Chase Ink Business Cash is one of four business cards that Chase offers. It’s great for businesses that want to prioritize earning cash-back rewards over other currencies like points or miles. (Partner offer)

Read the full review

Pros

Valuable welcome offer
No annual fee means this is a good card for businesses that want to keep operating costs low
Decent earning rates across popular categories for businesses

Cons

5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year

Who is this card good for?

The Ink Business Cash Card is a solid choice for any small business that makes purchases at office supply stores and internet, cable and phone service providers. But the card tends to be particularly appealing to new business owners, since there’s no annual fee. Because you can earn cash-back rewards initially and then transfer your rewards to Ultimate Rewards points if you also hold another business or personal card — like the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card — that earns Chase Ultimate Rewards points, the Ink Business Cash Card offers more redemption options most a cash-back cards.

Earning rewards

With the Ink Business Cash Card, you’ll earn 5% cash back on the first $25,000 you make in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services. Plus, you’ll earn 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year. You’ll earn 1% cash back on all other purchases, including on spending over $25,000 each account anniversary year in the 5% and 2% categories.