Last chance: How to make sure you’ve used your Amex airline fee credit before the year ends

Dec 26, 2020

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American Express offers multiple premium travel rewards cards, some of which come with perks that will reset at the end of the year. You’re leaving money on the table if you don’t use these benefits before they reset.

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Multiple American Express cards offer an airline fee credit that resets at the end of each calendar year. As the end of 2020 approaches, make sure you’ve completely used the airline fee statement credit that’s offered by the following American Express cards:

Enrollment required for select benefits. 

The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

To check your progress toward using this credit, follow these steps:

  1. Log in to your American Express account
  2. Click the Benefits tab
  3. Either click the Travel tab or scroll down on the main benefits page to find the airline fee credit

You’ll see a progress bar that shows how much remains of your credit:

Amex airline fee credit
This Hilton Aspire cardholder hasn’t used all of the airline fee credit yet. (Screenshot courtesy of American Express)

If you’ve used all of your credit, it will instead display:

Amex airline fee credit
This Amex Platinum cardholder has used all of the airline fee credit for 2020. (Screenshot courtesy of American Express)

Technically, Amex intends you to use the airline fee credit toward incidentals like checked baggage fees, seat assignment fees and airline lounge passes. However, depending on how airlines code your purchases, you may also get reimbursement for other types of purchases with an airline.

Check out the following articles for our advice on selecting an airline and our research on what kinds of airline purchases Amex may reimburse:

If you have the Amex Platinum, two other benefits will reset at the end of the year: your up to $35 December Uber credit (for use in the U.S.) and your July-through-December up to $50 Saks Fifth Avenue statement credit. Enrollment require. This card has a $695 annual fee (see rates and fees).

Related: Why Amex should change its airline fee credit right now — and how they can do it

Likewise, if you have the Amex Business Platinum, you’ll want to ensure you use your July-through-December Dell statement credit (for U.S. purchases). Remember that your Dell statement credit is worth up to $200 this period due to limited-time pandemic perks. The card has a $595 annual fee (see rates and fees).

Finally, if you have the American Express® Gold Card, you’ll want to make sure to use your up to $10 December dining credit. Although this dining credit is smaller than the airline fee credits on each card, it’s still worth taking advantage of before the end of the year to get maximum value from your card. Enrollment required.

Related: 9 points and miles tasks to complete by the end of the year

For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Platinum card, click here.

Featured photo by Isabelle Raphael/The Points Guy.

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