Last chance: How to make sure you’ve used your Amex airline fee credit before the year ends

Dec 26, 2020

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

American Express offers multiple premium travel rewards cards, some of which come with perks that will reset at the end of the year. You’re leaving money on the table if you don’t use these benefits before they reset.

Get the latest points, miles and travel news by signing up for TPG’s free daily newsletter.

Multiple American Express cards offer an airline fee credit that resets at the end of each calendar year. As the end of 2020 approaches, make sure you’ve completely used the airline fee credit that’s offered by the following American Express cards:

Enrollment required for select benefits. 

The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

To check your progress toward using this credit, follow these steps:

  1. Log in to your American Express account
  2. Click the Benefits tab
  3. Either click the Travel tab or scroll down on the main benefits page to find the airline fee credit

You’ll see a progress bar that shows how much remains of your credit:

Amex airline fee credit
This Hilton Aspire cardholder hasn’t used all of the airline fee credit yet. (Screenshot courtesy of American Express)

If you’ve used all of your credit, it will instead display:

Amex airline fee credit
This Amex Platinum cardholder has used all of the airline fee credit for 2020. (Screenshot courtesy of American Express)

Technically, Amex intends you to use the airline fee credit toward incidentals like checked baggage fees, seat assignment fees and airline lounge passes. However, depending on how airlines code your purchases, you may also get reimbursement for other types of purchases with an airline.

Check out the following articles for our advice on selecting an airline and our research on what kinds of airline purchases Amex may reimburse:

If you have the Amex Platinum, two other benefits will reset at the end of the year: your up to $35 December Uber credit (for use in the U.S.) and your July-through-December up to $50 Saks Fifth Avenue statement credit. Enrollment require. This card has a $695 annual fee (see rates and fees).

Related: Why Amex should change its airline fee credit right now — and how they can do it

Likewise, if you have the Amex Business Platinum, you’ll want to ensure you use your July-through-December Dell statement credit (for U.S. purchases). Remember that your Dell statement credit is worth up to $200 this period due to limited-time pandemic perks. The card has a $595 annual fee (see rates and fees).

Finally, if you have the American Express® Gold Card, you’ll want to make sure to use your up to $10 December dining credit. Although this dining credit is smaller than the airline fee credits on each card, it’s still worth taking advantage of before the end of the year to get maximum value from your card. Enrollment required.

Related: 9 points and miles tasks to complete by the end of the year

For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Platinum card, click here.

Featured photo by Isabelle Raphael/The Points Guy.

The Platinum Card® from American Express

WELCOME OFFER: 100,000 Points Terms Apply.


CARD HIGHLIGHTS: Delta Sky Club and Centurion lounge access, up to $200 annual airline fee credit and up to $200 in Uber Cash annually (only for use in the U.S.)  (Enrollment required for select benefits)

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
  • New! American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships. Enrollment required.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • $695 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
See Pay Over Time APR
Annual Fee
Balance Transfer Fee
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.