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Save on holiday travel: Earn up to 15% back on hotels and rental cars with TopCashBack

Nov. 14, 2022
5 min read
Lagoon view overwater villa at Holiday Inn Resort Kandooma Maldives
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Booking last-minute holiday travel? Make sure you click through the TopCashBack shopping portal first.

Right now, the cash back shopping portal is offering increased earning rates at many travel brands. In some cases, you'll earn up to 15% back on your purchases. You can redeem cash back earned through PayPal or an ACH transfer to your bank account. You can also elect to redeem your earnings as a gift card and receive up to a 5% bonus on your cash back.

Let's take a closer look at what travel merchants are offering increased earning at TopCashBack.

Earn up to 15% on hotel stays

On the hotel side, you can earn 15% on IHG Hotels and Resorts bookings. TopCashBack specifically states that InterContinental Hotels & Resorts, Holiday Inn Express, Holiday Inn, Crowne Plaza, EVEN Hotels, Hotel Indigo, Staybridge Suites, Candlewood Suites and Avid Hotels properties are eligible for earning. It states that Kimpton (in North and South America), Mr. and Mrs. Smith, Six Senses, Army Hotels and all hotels in Israel are excluded from earning.

TOPCASHBACK.COM

Additionally, some IHG brands are offering up to 15.75% cash back if you click through their individual listings on TopCashBack.

TOPCASHBACK.COM

Accor is offering up to 6.3% cash back on some stays. Fairmont, Raffles and Swissotel stays earn 3.15% while other brands earn the higher 6.3% rate.

TOPCASHBACK.COM

You can also earn 5.25% cash back on Best Western bookings.

TOPCASHBACK.COM

Finally, Radisson Hotels is offering 8.4% cash back on international hotel stays. Note that this does not include hotels in the Americas, as these are now a part of Radisson Hotels Americas.

TOPCASHBACK.COM

If you already have a hotel booked with one of these hotel groups, see if it makes sense to cancel and rebook your current reservation. This makes sense if you can cancel your current stay without penalty and if rates are similar (or lower, if you're lucky) to what you originally booked.

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Related: Enjoy a highest-cash-back guarantee with this online shopping portal

Save on rental cars with TopCashBack

JEFFREY GREENBERG/UNIVERSAL IMAGES GROUP/GETTY IMAGES

There are also a handful of increased rental car earnings on TopCashBack. Most notably, you can earn 10.5% cash back with Dollar Rent-a-Car. This is double the portal's normal rate of 5.25% cash back on Dollar rentals.

TOPCASHBACK.COM

Additionally, TopCashBack is offering 8.4% cash back on Thrifty rentals.

TOPCASHBACK.COM

Finally, TopCashBack is offering 7.35% cash back on Europcar rentals in the U.K., U.S., France, Germany, Italy, Australia, New Zealand, Belgium, Spain and Portugal.

TOPCASHBACK.COM

Other brands are offering increased cash back, too. For example, Hertz, Alamo and Fox are each offering 5.25% cash back on rentals. Just make sure to review the terms and conditions of each offer to ensure your rental is eligible to earn cash back through TopCashBack.

TOPCASHBACK.COM

Regardless of where you rent, make sure to charge your rental car to a credit card that offers a rental car damage waiver. This effectively covers any damage incurred to a rental car, so you don't have to claim it on your car insurance. Plus, you can save money by not purchasing a damage waiver from the rental car company. Be sure to carefully review your credit card's insurance policy to know what is and isn't covered.

Related: What it's like to rent a car in 2022

Bottom line

TopCashBack is offering increased earning at many hotel and rental car companies. This can help you stretch your travel budget further during an expensive holiday season.

If you already have a hotel or rental car booked, consider canceling and rebooking through TopCashBack if you have a flexible booking so you can take advantage of increased cash-back earning. And if you think you might need a hotel or rental car in the near future, it might be worth reserving it now to get in on increased TopCashBack rates. You can always cancel if you book a flexible rate.

Featured image by KATIE GENTER/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
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Rewards

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Intro offer

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Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Annual Fee

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Recommended Credit

670-850
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Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

    60,000 bonus points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees