Tip: Add Authorized Users on Your American Express Platinum Card
Update: Some offers mentioned below are no longer available. View the current offers here.
Whether you're a frequent flyer or one who seldom flies but still likes to travel in style, being an authorized user on the Platinum Card from American Express offers an incredible array of benefits — and it's a fantastic deal. For a total of $175, the primary cardholder can add up to three additional cardholders, which could easily outweigh the initial cost since each additional cardholder will get access to many of the perks that come with being a primary cardholder.
The only benefit that the primary cardholder has access to but authorized users do not is the $200 fee credit, which, although disappointing, shouldn't be a deal-breaker.
Not only will authorized users get to take advantage of perks that'll make traveling more enjoyable, but they'll also earn the much-improved 5x Membership Rewards points on airfare when booking directly with the airline. For primary cardholders of the Amex Platinum Card, adding up to three authorized users is a no-brainer — from lounge access to hotel elite status for less than $60 per person, there's no way to go wrong.
For a compete run-down of the benefits you can take advantage of, check out this article.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.