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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Ryan is a former TPG credit cards writer who has been around points and miles for several years and has published content at Miles to Memories, AwardWallet and The Points Guy. His wife joins him on many of his trips, and they enjoy snowboarding, diving, and seeing animals in the wild. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points & miles stuff is illegal.
June 22, 2022 • 20 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Sacramento offers a surprisingly rich mix of museums, historic sites and walkable neighborhoods, making it an appealing weekend destination.
Hotel rates in Sacramento tend to be lower on weekends, with a variety of major brands available and central locations providing easy access to attractions.
Highlights include the Crocker Art Museum, Leland Stanford Mansion, California State Railroad Museum and lively districts like Old Sacramento and Downtown Commons (DOCO).
The city is easy to navigate without a car, thanks to its compact downtown, pedestrian zones and accessible public spaces.
What to consider
Some attractions, such as the California State Capitol Museum, may only offer virtual tours, so check availability before visiting.
Popular museums and train rides can have limited capacity or sell out quickly, especially for themed events like the holiday "Polar Express" train.
Noise from nightlife venues may affect hotel stays, so consider room location when booking.
What you'll miss from the article
Detailed recommendations for museums, local neighborhoods and practical tips for making the most of a Sacramento weekend.
Generated by AI with support from our editorial team.
Sacramento hasn't been at the top of my must-visit list, but on a recent trip there, I had a surprisingly great weekend. Thanks to the city's many museums and rich history, it exceeded my expectations, and I actually wish I had stayed longer.
Here were the highlights of my trip to Sacramento.
The Hyatt Centric Downtown Sacramento was an excellent choice
(Photo by Ryan Smith/The Points Guy)
As you might expect from a city its size, Sacramento has numerous hotel options, and they tend to be cheaper on the weekends than during the week.
After reading about various hotels and thinking through my elite-status strategy, I eventually settled on the Hyatt Centric Downtown Sacramento. The property has changed hands several times over the years, and its history is fascinating. In the early 20th century, it hosted a famous jazz club called the Clayton Club where legends like Louis Armstrong and Billie Holiday performed.
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Posters show events at the former Clayton Club.(Photo by Ryan Smith/The Points Guy)
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Music-themed decorations in the hotel room.(Photo by Ryan Smith/The Points Guy)
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Volume knobs accentuate the mirror in the guest room. (Photo by Ryan Smith/The Points Guy)
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View of the reception desk. (Photo by Ryan Smith/The Points Guy)
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(Photo by Ryan Smith/The Points Guy)
The hotel's decor pays tribute to this musical past. Throughout the property, there are posters from past events and music-themed touches like decorative volume knobs on guest room mirrors. The rooftop bar is also called the Clayton Club these days, though I bet the original was a bit livelier.
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Exterior of the hotel's rooftop bar. (Photo by Ryan Smith/The Points Guy)
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Interior of the bar. (Photo by Ryan Smith/The Points Guy)
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Street view toward the rooftop bar. (Photo by Ryan Smith/The Points Guy)
The Hyatt Centric Downtown Sacramento was previously called Hotel Marshall, honoring the man who discovered gold in California. The property also apparently housed a Prohibition-era speakeasy.
Lobby restaurant. (Photo by Ryan Smith/The Points Guy)
The central location of the property makes it popular. It was actually sold-out the weekend I visited. Just be sure to request a room that's not on the sixth floor, where the bar is located. I woke up to noise from people leaving the bar at closing time both nights.
Rates for the next few months start at $189 on weekends and $229 on weekdays. This is a World of Hyatt Category 4 hotel where award nights range from 12,000-18,000 points apiece.
You don't need to rent a car to get around
(Photo by Ryan Smith/The Points Guy)
I didn't rent a car while in Sacramento and am really glad I didn't. The city center is compact and easily walkable, with the main sights all relatively near each other. It's also easy to navigate since the north-south streets are numbered and the east-west streets have letter names.
(Photo by Ryan Smith/The Points Guy)
I really enjoyed the pedestrian-only area along K Street, which has lots of restaurants, bars, clubs, street performers and shops. K Street continues from the more modern downtown area through a pedestrian walkway under Interstate 5, connecting to the Old Sacramento historical district.
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Walking areas along the river. (Photo by Ryan Smith/The Points Guy)
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Artwork and pieces of stories line the river. (Photo by Ryan Smith/The Points Guy)
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Tower Bridge in Sacramento. (Photo by Ryan Smith/The Points Guy)
Along the Sacramento River, there are excellent paths for walking and riding bikes. Also, Tower Bridge (which crosses the Sacramento River) has the distinction of being the shortest highway in California, so you can walk across it and then tell people you walked a whole highway from one end to the other.
Old Town and DOCO are the places to be
(Photo by Ryan Smith/The Points Guy)
There are two popular areas for hanging out, and I enjoyed both since each offers something different.
In Old Sacramento, cobblestone streets and frontier-era buildings have been preserved. There are also monuments to history, such as Mile Marker 0 for the Transcontinental Railroad and the end of the Pony Express route.
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Mile Marker 0 for the transcontinental railroad. (Photo by Ryan Smith/The Points Guy)
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Monument to Theodore Judah, who played a fundamental role in the transcontinental railroad. (Photo by Ryan Smith/The Points Guy)
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Monument to the Pony Express. (Photo by Ryan Smith/The Points Guy)
Aside from the Old West look and the historical schoolhouse, there are numerous restaurants, pubs, activities, museums and a carousel and Ferris wheel. These sit next to the riverwalk and the Delta King, a paddlewheel steamboat that once provided river transport and now holds a hotel and a restaurant.
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DOCO stands for "Downtown Commons" and is the area surrounding the Golden 1 Center indoor arena. Here, you'll find multiple restaurants and bars, late-night snack shacks and free outdoor activities. These include cornhole, yoga classes and pop-up events.
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Outdoor yoga class in DOCO. (Photo by Ryan Smith/The Points Guy)
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People playing cornhole in DOCO. (Photo by Ryan Smith/The Points Guy)
DOCO is a pedestrian-only area and sits between Old Sacramento and the rest of downtown, making it super convenient for sightseers.
The street art is inspiring
(Photo by Ryan Smith/The Points Guy)
I can barely draw a straight line with a ruler, but I love checking out a city's street art, and Sacramento has an incredible collection to peruse while you're out and about.
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Without venturing out of my way, I passed dozens of works. Some of the larger commissioned ones have placards explaining their themes and giving background on the artist, too.
I loved the museums I had time to visit
(Photo by Ryan Smith/The Points Guy)
Sacramento has nearly 30 museums, and though I didn't get to them all, I really enjoyed the ones I was able to visit.
Gardens at California State Capitol Park
(Photo by Ryan Smith/The Points Guy)
Unfortunately, the California State Capitol Museum is still offering virtual tours only, so you cannot visit the Capitol building or the museum in person.
However, the huge gardens outside are open for visits. Since it was close to my hotel, this was the first place I visited, and I definitely enjoyed all the greenery, paths and sculptures.
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Different parts of the gardens showcase plants, trees and flowers from various regions of the U.S. and from other countries. This is also a popular area for walking, picnics, photography and people playing with their dogs.
Leland Stanford Mansion State Historic Park
(Photo by Ryan Smith/The Points Guy)
Located near the Capitol, the Leland Stanford Mansion is now a state park and recently underwent a $22 million, 14-year restoration to bring it back to its original Victorian grandeur. The home was originally built in 1856 and then purchased and enlarged by the Stanford family, who had made their money in the railroad industry. The house served as the governor's office for Leland Stanford and two subsequent California governors.
The home was used as an orphanage after Jane Stanford donated it to the Catholic Diocese of Sacramento, but it is now open to the public. Guided tours are required to visit but are free. Tour guides will explain the history of the home, the Stanford family and life in Sacramento from the 1850s to 1870s. Tours depart every hour on the hour but are limited to a maximum of 10 people.
Crocker Art Museum
(Photo by Ryan Smith/The Points Guy)
I visited the Crocker Art Museum during the Bank of America "Museums on Us" weekend, which provided free admission (the California Museum is also on this list, but I didn't visit it). I'll admit that I am not the biggest art museum fan, but this museum is huge and impressive.
It was originally a private museum holding the personal collection of the Crocker family (another dynasty that made its money in the railroad industry), and they built a facility next to their house to showcase their works during parties held there. These days, the collection has expanded greatly and extends into a building multiple times the size of the original, as well as into parts of the former family home.
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View outside the original home. (Photo by Ryan Smith/The Points Guy)
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View from the entrance toward the original museum. (Photo by Ryan Smith/The Points Guy)
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The expanded facility. (Photo by Ryan Smith/The Points Guy)
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View of the museum from the other side of Interstate 5. (Photo by Ryan Smith/The Points Guy)
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The Crocker Art Museum also offers free guided tours, which you can find on the museum's website. I was the only person who showed up for the tour, so I enjoyed a one-on-one experience completely for free. It was fantastic.
The museum has exhibits of numerous types, including some of the personal effects of the Crocker family, European paintings they purchased during a trip to the continent in the 19th century, modern sculptures and huge collections of jade and pottery. The museum also has hands-on activities for children and the passion of the tour guide was infectious.
California Automobile Museum
(Photo by Ryan Smith/The Points Guy)
From the Crocker Art Museum, I walked to the California Automobile Museum. Admission is $10. The museum is not just about cars but also the impact of cars on California's culture.
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At this museum, I meandered independently, even though you can look for volunteers in blue vests to ask questions or request a tour. The museum is not overly large and follows a straightforward layout highlighting the evolution of cars over time and their impact on California.
What I found most interesting was the section on low riders and cruising in California noting the history and legal discussions surrounding this phenomenon.
Sutter's Fort State Historic Park
(Photo by Ryan Smith/The Points Guy)
Sutter's Fort State Historic Park sits on the eastern side of Sacramento, so I used part of my monthly Uber credits for a ride to this open-air exhibit showcasing the original fort that served as the foundation of the modern city and also the logistics hub from which early miners set out to look for gold. Admission to the fort is $5.
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While it was somewhat interesting, this wasn't the highlight of the trip.
State Indian Museum
(Photo by Ryan Smith/The Points Guy)
Next door to Sutter's Fort is the State Indian Museum where admission is also $5.
The museum explores the history of native peoples in California, both before and after the arrival of Europeans in the area. The highlight for me was stumbling on a powwow on the grounds outside, with hundreds of people gathered. I did not see any information about this on the museum's homepage, nor is there any information on the "events" tab on the website.
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The powwow included local musicians and dancers in traditional dress, and I could tell that I was not the only person who heard the drumming and went to see what was happening. This was a trip highlight for sure.
California State Railroad Museum
(Photo by Ryan Smith/The Points Guy)
From the powwow, I took another Uber ride back to Old Sacramento and visited the California State Railroad Museum, which was fascinating but also overwhelming in some ways.
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There are tons of trains and numerous exhibits. This is one of those museums where everything is just ... there. I couldn't find any logical path to follow or much information after leaving the first hall. Thus, it turned into mostly a photo opportunity with random exhibits.
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There are tours mentioned on the website, so I recommend taking one to get a better understanding of the museum and what you are looking at. The only two areas that had information for those touring independently were the exhibit on Asian immigrants working on the railroad and the exhibit covering the famous Golden Spike Ceremony when the Transcontinental Railroad was completed. I definitely enjoyed finding out that the famous painting of this ceremony is a farce.
Excursionist train ride
(Photo by Ryan Smith/The Points Guy)
Near the Railroad Museum, you can visit the Central Pacific Railroad Passenger Station. This is a replica of a frontier train station and the boarding area for the excursionist train rides run by the Central Pacific train line.
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Excursionist trains run daily, but there is also a first-class car available on the weekends. In first class, we had snacks (a choice of cookies or pretzels) and drinks (choice of bottled water or bottled lemonade) plus chocolates to make it a "sweet ride," according to the cabin attendants. Economy-class seating options include interior benches or open-air cars, while first class has more space and more comfortable seating. These premium cabins rotate on a monthly basis, and the car I rode in was The El Dorado model from the 1920s.
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Economy tickets are $15, while first class costs $25. Note that you can buy tickets online in advance, but there is a $2.50 processing fee.
The train ride lasts for approximately 50 minutes, going south along the river and then coming back along that same path. Closer to Christmas, though, these trains operate on a "Polar Express" theme, taking families to Santa's workshop and following the theme of the popular children's story. Cabin attendants told me tickets for these rides sell out quickly and advised planning ahead.
Taking the train down the coast was a fantastic end to the weekend
(Photo by Ryan Smith/The Points Guy)
I flew up to Sacramento International Airport (SMF) from my home in Southern California for the weekend on my first-ever Spirit Airlines flight, which went smoothly.
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To return home, I decided to take the Amtrak Coast Starlight train. This train runs once per day in each direction between Seattle and Los Angeles. I departed on time at 6:48 a.m. and arrived in Los Angeles around 9:30 p.m. — which was 20 minutes late.
Admittedly, this is a 14-hour ride, but paying just $61 for my economy ticket gave me the chance to experience a long-distance train for the first time in over seven years. Some people don't enjoy trains, but I love them. I relish being able to move around and have more space than you experience on a plane. The lounge and dining cars allow you to eat at a real table with panoramic views rather than the tray table at your plane seat.
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Yes, flying gets you there faster. However, the experience is sometimes more important, and I enjoyed taking the slow, scenic route.
The Coast Starlight train left Sacramento and headed over to Oakland before turning south for San Jose, Salinas and San Luis Obispo. It's at this point that the scenery hits its peak: Until you pass Ventura, the train runs right along the coast. There are beautiful views over the cliffs, down to the Pacific Ocean below. Those of us on the observation car's upper deck even saw seals swimming near an empty beach.
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Even with beautiful vistas, 14 hours is a lot of time. But breaking it up with dining, sightseeing, working, stretching your legs while walking from your seat to the snack car and whatever else you like to do to pass time, it really isn't that bad. And I found the scenery outside the viewing car to be a great end to a weekend that was better than I expected.
Bottom line
(Photo by Ryan Smith/The Points Guy)
My weekend in Sacramento went better than I expected. Options abound for food and drinks, entertainment and hotels. The city is easy to get around and had a lot more to do than I had expected.
Most tourists in California visit Los Angeles, San Francisco and areas along the coast. Sacramento is overlooked, but I think it merits consideration after my recent visit. It's an especially great city to visit on a weekend since I found hotel rates to be 20%-30% cheaper than on weekdays. Would I go back to Sacramento to visit? Absolutely, and I would take my wife with me next time.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.