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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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JetBlue Plus Card versus JetBlue Business Card: Battle of the $99 cards
Credit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 aeronautical miles per year. He regularly applies that knowledge and his expertise in credit cards to his role as a credit card writer at TPG.
Daria is a perpetual wanderer and a hiker. She has traveled to over 40 countries. She recently traveled around the world for a year with her 5 and 8 year old. Daria, along with her husband Rob, co-wrote a comedic memoir about this experience - Don't Try This At Home: One Family's (mis)Adventures Around the World. (Turnstone Press, 2019)
Daria is also the author of The Prairie Bridesmaid and freelances for many publications in Canada and the US. She holds degrees in Arts and Education and and is completing her MFA in Creative Writing.
also contributed to this story
June 28, 2024 • 8 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
The article compares two travel-focused credit cards designed for JetBlue enthusiasts, highlighting their overlapping and unique benefits.
Both options provide perks such as free checked bags for the cardholder and companions, inflight discounts, bonus points after account anniversaries and statement credits for vacation packages.
The main differences lie in bonus categories, travel protections and business-oriented features like Group A boarding and purchase protection.
Redemption options are similar, with points usable for JetBlue flights, vacation packages, merchandise and select partner airlines.
What to consider
Some offers referenced in the article are no longer available.
Award ticket prices in the loyalty program are dynamic and tied to the cash price of the flight, with no blackout dates.
Redemption options for points are limited to JetBlue flights and a few partner airlines.
What you'll miss from the article
A detailed side-by-side comparison of travel perks, protections and which card best fits different spending patterns.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
JetBlue gives consumers three great cobranded credit card options to maximize their travel with the airline and everyday purchases. The no-fee JetBlue Card is a good product for those looking to earn JetBlue TrueBlue points steadily without committing to an expensive credit card.
However, for those willing to pay a $99 annual fee, both the JetBlue Plus Card and the JetBlue Business Card are great alternatives that rack up points quickly and offer impressive day-of-travel perks to boot.
As you might expect, many of the benefits of the JetBlue Plus and JetBlue Business overlap. We'll examine both cards in detail and see how they differ.
The information for the JetBlue, JetBlue Plus and JetBlue Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Plus Card vs. JetBlue Business Card comparison
JetBlue Plus Card
JetBlue Business Card
Annual fee
$99
$99
Welcome bonus
Earn 50,000 points after spending $1,000 and pay the annual fee in the first 90 days
Up to 60,000 points — 50,000 points after spending $4,000 in the first 90 days, plus another 10,000 points when a purchase is made on an employee card in the first 90 days
Earning rates
6 points per dollar on JetBlue purchases
2 points per dollar at restaurants and grocery stores
1 point per dollar on all other purchases
6 points per dollar on JetBlue purchases
2 points per dollar at restaurants and office supply stores
1 point per dollar on all other purchases
Annual benefits
5,000 bonus points each year after your card account anniversary
$100 statement credit each year on a JetBlue Vacations package
5,000 bonus points
$100 statement credit each year on a JetBlue Vacations package
JetBlue benefits
Free first-checked bags for cardholder and up to three travel companions
50% discount on inflight purchases
Receive 10% of redeemed points back
Redeem points for a statement credit, up to $1,000 annually, through Points Payback
Free first-checked bags for cardholder and up to three travel companions
50% discount on inflight purchases
Receive 10% of redeemed points back
Group A boarding on JetBlue-operated flights
Other benefits
No foreign transaction fees
World Elite Mastercard perks and travel protections
No foreign transaction fees
Free employee cards
JetBlue Plus vs. JetBlue Business welcome offer
Currently, the JetBlue Plus offers 50,000 bonus points after spending $1,000 in the first 90 days of card opening and paying the annual fee in full. Although not the highest offer we have seen on this card, the sign-up bonus is still worth $675, based on TPG's June 2024 valuations.
THE POINTS GUY
On the other hand, the JetBlue Business offers a slightly higher sign-up bonus of 60,000 points — 50,000 after you spend $4,000 in the first 90 days, along with another 10,000 points when a purchase is made on an employee card during the first 90 days. According to TPG's valuations, the sign-up bonus is worth $810, giving it a lead over the JetBlue Plus.
Winner: JetBlue Business. The additional 10,000 bonus points give this card the edge.
Both cards offer an impressive slate of benefits when traveling on the airline. Both the JetBlue Plus and JetBlue Business offer a free checked bag for the cardholder and up to three companions on the same reservation when they use their card to book a JetBlue-operated flight.
Cardmembers of both also enjoy 50% savings in the form of statement credits when making inflight purchases, a refund of 10% of redeemed points each year, 5,000 bonus points (worth $68 according to TPG's valuations) after the account anniversary and payment of the annual fee and up to $100 off a JetBlue Vacations package once per calendar year. Both cards also offer no foreign transaction fees, so you can use your card at international destinations served by Jetblue without racking up additional costs.
The two cards differ in that the JetBlue Plus allows cardholders to redeem points for a statement credit, up to $1,000 annually, through the Points Payback benefit. In contrast, cardholders of the JetBlue Business get Group A boarding on JetBlue-operated flights.
The JetBlue Plus includes a few other travel protections that the business version does not. It will cover trip delays up to $300 per trip twice per 12-month period if your flight is delayed more than six hours. Its baggage-delay coverage is up to $100 per day for three days, starting at 12 hours. It also offers trip cancellation and interruption protection up to $5,000 per trip or $10,000 per 12-month period.
SEAN CUDAHY/THE POINTS GUY
As World Elite Mastercard holders, those with JetBlue Plus are eligible for a $5 Lyft credit once per month after taking three or more rides each month and receive cellphone protection against loss or damage. There is a $50 deductible per claim and a maximum benefit of $800 per claim or $1,000 per 12-month period.
For its part, the JetBlue Business offers purchase protection for damage or theft up to 90 days out and as much as $10,000 per claim and $50,000 per account per 12-month period, so this is the card to make your big purchases with.
Winner: JetBlue Business. Group A boarding and comprehensive purchase protections give this card the lead.
Earning points with the JetBlue Plus vs. JetBlue Business
The two cards have very similar earning structures, though their bonus categories vary.
Both cards earn 6 points per dollar on JetBlue purchases, 2 points per dollar at restaurants and 1 point per dollar on most other purchases.
YATHA/EYEEM/GETTY IMAGES
Where they differ is that the JetBlue Plus earns 2 points per dollar spent at grocery stores, whereas the JetBlue Business earns 2 points per dollar spent at office supply stores.
Winner: Tie. Which card wins out will depend on whether you spend more on groceries or at office supply stores each year.
Redeeming points with the JetBlue Plus vs. JetBlue Business
Points earned on either credit card are accumulated in a member's TrueBlue account.
Points can be redeemed on JetBlue-operated flights, and although JetBlue has several airline partners you can earn points through, TrueBlue members can only redeem their points with Hawaiian Airlines, Etihad Airways and Qatar Airways.
There are no blackout dates with the TrueBlue program; however, award ticket prices are dynamic, which means they vary from flight to flight and are relative to the cash price of a ticket.
After you redeem for and travel on a JetBlue-operated award flight, you'll receive 10% of your points back as a bonus.
ZACH GRIFF/THE POINTS GUY
Aside from redeeming points for flights, cardmembers can also redeem them for vacation getaways and merchandise. One of the best redemptions would be for JetBlue Mint business-class seats; however, prices vary based on route and dates.
Winner: Tie. Both cards offer the same redemption options.
Should I get the JetBlue Plus or JetBlue Business?
Consider whether you would get more value from a personal or business credit card. The JetBlue Business provides more value overall, but it doesn't make sense for someone who doesn't have their own employees. If the JetBlue Plus is your only option, you'll still get great value.
Bottom line
JetBlue offers a great flight network around the U.S., Mexico, the Caribbean and select European destinations. Aside from the similar benefits found on each card, determine which card will better suit your spending and travel habits before deciding.
JetBlue cards are a great addition to any wallet, and the TrueBlue program offers valuable redemption deals, especially for Mint business-class seats.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
