What you need to know about earning another American Airlines card sign-up bonus

Aug 20, 2021

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Editor’s note: This post has been updated with the latest information. Citi is a TPG advertising partner. 


Each credit card issuer has its own set of restrictions regarding application approvals and sign-up bonus eligibility.

Criteria include the number of cards you can apply for, the timing of applications and how often you can earn a sign-up bonus or welcome offer. With Citi offering a substantial 65,000 bonus miles after spending $4,000 on purchases in the first four months of account opening for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, those of you who have had the card in the past may be wondering whether you’re eligible for a second bonus.

If you’re considering adding another American Airlines card to your arsenal, there are important restrictions to be aware of.

Let’s take a closer look at the AAdvantage cobranded cards and some of your options to ensure you’re eligible for another sign-up bonus.

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American Admirals Club DFW (Photo by Chris Dong/The Points Guy)
The American Admirals Club at DFW. (Photo by Chris Dong/The Points Guy)

In This Post

AAdvantage credit cards

Let’s start with the lineup of card options. There are currently six AAdvantage credit cards available to new applicants – four are issued by Citi and two by Barclays. Their sign-up bonuses range from 10,000 to 75,000 miles, depending on the type of card you’re applying for (personal versus business versus no annual fee).

Bonus valuation is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Credit card Welcome bonus Annual fee Welcome bonus value
(based on TPG Valuations)
American Airlines AAdvantage MileUp℠ Card

 

10,000 miles and a $50 statement credit after you spend $500 on purchases in the first three months of account opening $0 $190 (including the $50 statement credit)
AAdvantage Aviator Red World Elite Mastercard 60,000 miles after you make a purchase and pay the annual fee within the first 90 days of card opening $99 $840
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

 

50,000 miles after you spend $2,500 on purchases in the first three months of account opening $99 (waived for the first 12 months) $700
AAdvantage Aviator World Elite Business Mastercard 65,000 miles after spending $1,000 in the first 90 days, and an additional 10,000 miles when an employee card is used for a purchase $95 $1,050 (including the additional 10,000 miles)
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® 65,000 miles after you spend $4,000 on purchases within the first four months of account opening $99 (waived for the first 12 months) $910
Citi® / AAdvantage® Executive World Elite Mastercard® 50,000 miles after you spend $5,000 on purchases in the first three months of account opening $450 $700

The information for the CitiBusiness AAdvantage Platinum, Citi AAdvantage Platinum, AAdvantage Aviator Red and AAdvantage Aviator Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Reviews of these cards:

Citi / AAdvantage card application restrictions

When it comes to earning sign-up bonuses on the AAdvantage cards, it’s important to know that Citi changed the rules in 2019. If you’ve earned an AAdvantage bonus on a specific Citi / AAdvantage card, you won’t be eligible to earn the bonus again for another 48 months.

Here is the fine print under the card application link for the Citi / AAdvantage Executive World Elite Mastercard:

American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months.

The terms apply for each individual card, as opposed to the entire Citi / AAdvantage card family. That means if you applied for a Citi / AAdvantage Platinum Select World Elite Mastercard recently, you do not need to wait 48 months to apply for a Citi / AAdvantage Executive World Elite Mastercard.

An important distinction that you should know is that the 48-month waiting period starts when you “receive a new account bonus” for a specific Citi / AAdvantage card. That is not the same as when you were “approved for the card,” “received the card,” “activated a card” and other common phrases you might see from an issuer.

In this case, semantics matter because the bonus that posts to your AAdvantage account may post several months after you were actually approved for the card itself.

Related reading: Choosing the best card for American Airlines flyers

Barclays AAdvantage Aviator card application restrictions

Barclays is a bit vaguer than Citi when it comes to sign-up bonus restrictions on the AAdvantage cards.

Based on our data points, if you’ve closed a card, you generally have to wait six months to be eligible for the welcome offer again. However, some application pages, like the one on the AAdvantage Aviator Red World Elite Mastercard, state the following:

“You may not be eligible for this offer if you currently have or previously had an account with us in this program.”

In this case, the “may not” in this sentence means there is the potential that you could be approved for a new card as a previous cardholder, meet the minimum spending requirement and still miss out on the sign-up bonus. Again, your mileage may vary, particularly with Barclays.

Related: The many flavors of Barclays’ AAdvantage Aviator credit cards

Bottom line

(Photo by John Gribben for The Points Guy)
(Photo by John Gribben for The Points Guy)

Citi and Barclays both have distinct rules regarding application approvals and sign-up bonus eligibility for the AAdvantage credit cards.

While Citi is less vague with restrictions, it also imposes a lengthy waiting period of at least 48 months before you’re able to receive another welcome bonus. Barclays’ rules are a lot more subjective, giving the company more power to deny approval or a bonus should it consider your application unworthy.

In any case, if you’re approved and eligible for a welcome bonus, make sure you can complete minimum spending requirements within the time period allotted.

If you want to add another American AAdvantage card to your wallet for daily spending, keep these rules top of mind. You don’t want to waste a hard pull on your credit or have the unpleasant surprise of being denied a welcome bonus after meeting a card’s spending requirement.

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Featured photo by Zach Griff/The Points Guy. 

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.