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Get a 50% bonus when you transfer Chase Ultimate Rewards points to Marriott: But is it a good deal?

July 06, 2021
5 min read
Get a 50% bonus when you transfer Chase Ultimate Rewards points to Marriott: But is it a good deal?
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Here's some good news if you're looking to give your Marriott account a boost: Through Aug. 31, 2021, you'll get a 50% bonus when transferring Chase Ultimate Rewards points to Marriott Bonvoy. This means you can transfer Chase Ultimate Rewards in increments of 1,000 points and get 1,500 Marriott points.

This offer is not targeted – all Chase cardholders with an eligible Chase Ultimate Rewards earning credit card can take advantage of the transfer bonus.

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You can transfer Chase points to Marriott on the "Transfer points to travel partners" page on the Chase Ultimate Rewards portal. Scroll to the bottom of the page, where you'll see Marriott Bonvoy listed as a hotel transfer option.

Click the Transfer Points button and enter your Marriott Bonvoy number if you haven't already linked your accounts. Once that's done, you can transfer points to Marriott with a 50% bonus. Note that Chase transfers to Marriott take roughly 39 hours to process, according to tests performed by TPG.

(Screenshot courtesy of chase.com)

This bonus isn’t hard-coded into the transfer ratio on the Chase Ultimate Rewards website. Like with past transfer bonuses, the bonus will instead appear in your Marriott Bonvoy account after Chase processes your points transfer.

Related: The best ways to use Chase Ultimate Rewards points

Is this transfer bonus a good deal?

Marriott Bonvoy is one of the few remaining hotel loyalty programs that stick to a (mostly) standard award chart. You'll pay slightly less on off-peak dates and more during peak. However, there is a cap on redemption rates listed on Marriott's award chart.

TPG values Marriott points at 0.8 cents per point and Chase points at 2 cents per point. With the bonus, you will get 1.2 cents per point in value for each Chase point you transfer to Marriott. You're theoretically losing 0.8 cents per point in value with the transfer bonus as opposed to 1.2 cents.

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Of course, the actual value you get from your points depends on how you redeem them. You'll usually get the most value by redeeming Marriott points at low category hotels or higher-end hotels. You can also stretch the value of your Marriott points by taking advantage of the program's fifth-night free benefit on award stays. This lets you book a five-night stay for the cost of a four-night stay.

For example, say you want to spend five nights at The Westin Paris Vendôme over New Year's Eve – one of the most expensive times to travel. Due to peak pricing, you'll spend between 50,000 and 70,000 points per night for a total of 270,000 points and roughly $17 in taxes for the entire stay.

(Screenshot courtesy of marriott.com)

This same stay costs roughly $2,040. This redemption results in just 0.75 cents per point in value, less than half of what we value Chase points.

(Screenshot courtesy of marriott.com)

You'll likely want to skip this transfer bonus unless you're able to find a stellar redemption value. Instead, consider transferring your Chase points to World of Hyatt for hotel stays. Hyatt's award chart has lower prices than Marriott's award chart, and there's no peak pricing to worry about yet. For example, a one-night stay at the Park Hyatt Paris Vendôme costs 30,000 points or $955 in late December. In turn, you get 3.18 cents per point in value.

(Screenshot courtesy of hyatt.com)

Another option is booking through the Chase Ultimate Rewards Travel Portal. Chase Sapphire Reserve® cardholders can redeem at a set value of 1.5 cents per point through the portal and those with a Chase Sapphire Preferred® Card can redeem at 1.25 cents per point. This is still lower than what we value Chase points but can be a better deal in many cases. Just note you usually cannot use hotel elite status benefits on hotel rooms booked through this portal.

Related: The best ways to book hotels through online travel agencies and bank portals

Should I speculatively transfer my points?

We rarely recommend transferring points before you have a specific redemption in mind. This leaves your points open to devaluation and gives you less flexibility for redeeming your points in the future. Keep this in mind for this transfer bonus and others you come across in the future.

Related: Current transfer bonuses

Bottom line

While it's great to see Chase offer another transfer bonus, most cardholders should steer clear of this one. Marriott points can be incredibly valuable, but this bonus still results in a loss in value in most cases. It might make sense to transfer a small number of points if you're short on an award stay. As always, do the math to see if any points transfer makes sense for your particular redemption.

Featured image by The Lodge at Sonoma Resort, Autograph Collection (Photo courtesy of Marriott)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023