Amex Adds 5x Points on Bookings at Fine Hotels and Resorts

Nov 1, 2018

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Over the last two years American Express has made constant improvements to The Platinum Card® from American Express including the introduction of 5x points on flights, a $200 Uber credit and a $100 Saks Fifth Avenue credit. Today the bank is announcing another enhancement to its flagship product.

For those who have either The Platinum Card® from American Express or The Business Platinum Card® from American Express they will now earn 5x points on Amex Fine Hotels and Resorts bookings when reserving through Additionally, Platinum and Business Platinum cardholders will be able to use the Pay with Points feature when booking stays at Amex FHR properties.

In the past, Platinum cardmembers would earn 5x points on prepaid hotels booked through Amex Travel, but this excluded FHR stays, which would still just earn the standard 1x points per dollar. Now a stay through FHR will be even more rewarding, earning 5x points, which is equivalent to 10% back according to TPG’s valuations.

For those unfamiliar with Amex FHR, it offers a slew benefits at luxury hotels including:

  • Room upgrade upon arrival, when available
  • Daily breakfast for two people
  • Guaranteed 4pm late check-out
  • Noon check-in, when available
  • Complimentary Wi-Fi
  • Unique amenity, such as a food and beverage credit or one-way private sedan transfer

Some FHR properties are even eligible for a third or fourth night free when going through Amex, a Perk which can literally save thousands of dollars. Last year TPG’s Zach Honig booked a stay at Amenjena through Amex FHR and received a slew of amazing benefits: like an upgrade to insane suite and two complimentary 50 minute massages.

Amex tells us that the benefit will be introduced on a rolling basis through 2019 but has already activated 5x earning for a small number of FHR properties. While Amex rolls out the perk, some FHR properties will not be bookable online, and you’ll have to call in to reserve a room. To earn 5x points, you’ll have to book online and not over the phone.

It appears that it’s already the case at two properties in the Bahamas, including the Rosewood Baha Mar, which TPG Editor Melanie Lieberman recently reviewed:

Although, the Park Hyatt New York and Four Seasons are already bookable online through Amex Travel, eligible for 5x points or Pay with Points:

Do note that bookings eligible for the 5x points are only at prepaid rates, however Amex FHR prepaid rates are a little different than similarly named bookings. You’ll have to pay upfront for your stay but in the past FHR bookings are usually subject to the hotel’s cancellation policy (not Amex’s) and eligible to earn hotel loyalty points — both usually not the case when booking through other online travel agencies. It’s possible this won’t be the case since these new FHR bookings are processed by, but it’s still too early to tell.

This improvement is just another reason why The Platinum Card® from American Express and The Business Platinum Card® from American Express are some of the best travel reward cards available and make the list of best cards for booking luxury hotel stays. And with the coming cap on Citi Prestige’s 4th night free perk, it’s great to see Amex adding additional benefits to its Fine Hotels and Resorts program.

Featured image of Amenjena by Zach Honig / The Points Guy.


The Platinum Card® from American Express

WELCOME OFFER: 60,000 Points Terms Apply.


CARD HIGHLIGHTS: Delta Sky Club and Centurion lounge access, $200 annual airline fee credit and up to $200 in Uber credits annually

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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