New Atmos Rewards card offers: Earn bonus points and a Companion Fare for Alaska and Hawaiian flights
Editor's Note
Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.
The program offers three cobranded credit cards: the Atmos™ Rewards Summit Visa Infinite® Credit Card, Atmos™ Rewards Ascent Visa Signature® credit card and Atmos™ Rewards Visa Signature® Business Card.
For a limited time, new Ascent and Business cardholders can earn elevated offers to get them closer to their dream trip with Alaska or Hawaiian. Both cards are currently offering 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23). The only difference is that the Ascent requires $3,000 in spending in 90 days to earn its offer, while the Atmos Business requires $4,000 in spending in the same timeframe.
Let's dig deeper into these cards.
Atmos Rewards Summit
The Atmos Rewards Summit features a valuable welcome bonus, useful earning rates and a solid suite of benefits.
Welcome offer: Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days from account opening.
Based on TPG's January 2026 valuations, this bonus is worth up to $1,523 when you include the value of the 25,000-point Global Companion Award.
This offer is worth slightly less than its launch bonus, which offered 100,000 bonus points for a higher minimum spending requirement of $6,000 (offer no longer available).
Annual fee: $395
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
- 1 point per dollar spent on all other purchases
Key benefits:
- 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Two Alaska Lounge passes each quarter
- Up to $120 in statement credits for TSA PreCheck or Global Entry every four years
- No foreign transaction fees
Why we like it: This welcome offer includes a Global Companion Award, with points that can be redeemed for travel on Alaska, Hawaiian or a partner (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.
Cardholders can earn a second 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.
For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can lead to quickly accruing Atmos Rewards points. TPG contributing editor for credit cards Matt Moffitt is based in Spain and uses this card for most of his everyday spending there (given his purchases are charged in euros).
To learn more, read our full review of the Atmos Rewards Summit.
Apply here: Atmos Rewards Summit Visa Infinite
Atmos Rewards Ascent
Semifrequent Alaska and Hawaiian flyers who want to pay an affordable annual fee are the target audience for the Atmos Rewards Ascent, a mid-tier option with useful perks of its own.
Welcome offer: Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days of opening your account.
TPG's January 2026 valuations deem the points-only part of this offer at $1,015.
This is the highest bonus we've seen since October 2025, when an extra 10,000 bonus points were offered — with a higher $4,000 spending requirement in 120 days (offer no longer available).
Annual fee: $95
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
Why we like it: The Atmos Rewards Ascent is an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and can find value in the card's perks.
To learn more, read our full review of the Atmos Rewards Ascent.
Apply here: Atmos Rewards Ascent Visa Signature
Atmos Rewards Business
Small-business owners who fly Alaska, this one's for you. The Atmos Rewards Visa provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.
Welcome offer: Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days of account opening.
The points in this bonus are worth $1,015, per TPG's January 2026 valuations.
The current bonus provides 10,000 fewer points than the card's launch offer, but also requires $1,000 less in spending (offer no longer available).
Annual fee: $70 for the company and $25 per card
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- $100 off an annual Alaska Lounge+ membership purchased with your card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
Why we like it: The Atmos Rewards Visa Signature Business is a great option for business owners who would benefit from the perks related to flying on Alaska and Hawaiian.
The Lounge+ membership discount is only available on the business card, something to keep in mind if lounge access matters to you. However, the Summit does include two lounge passes per quarter, offering occasional access without a full membership.
With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.
To learn more, read our full review of the Atmos Rewards Business.
Apply here: Atmos Rewards Visa Signature Business
Bottom line
The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.
- The Summit suits frequent flyers who want premium perks and faster status earning.
- The Ascent is ideal for casual Alaska or Hawaiian travelers who value free bags and a lower annual fee.
- The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.
If you're ready to maximize this program and collect Atmos Rewards points, collecting one of these offers is a fantastic way to start.
Apply here: Atmos Rewards Summit Visa Infinite Credit Card
Apply here: Atmos Rewards Ascent Visa Signature credit card
Apply here: Atmos Rewards Visa Signature Business Card
Updated 1/14/2026
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees