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Make it aSapphire summer

From choosing the right card to maximizing every point, this is your guide to all things Chase Sapphire.

Limited-time offerChase Sapphire Preferred® Card

A smart start to travel rewards

Earn 75,000 100,000 bonus points

Chase Sapphire Reserve®

For the frequent traveler

Earn 100,000 bonus points

Find your Sapphire match

Both cards unlock access to Chase Ultimate Rewards and the same 14 airline and hotel transfer partners, along with valuable travel protections. Here’s how they differ:

BenefitChase Sapphire Preferred® CardChase Sapphire Reserve®
Annual fee
$95
$795
Welcome bonus
100,000 points after $5,000 spend in first 3 months
100,000 bonus points after $6,000 spend in the first 3 months
Credits
$120 DashPass membership credit, $120 TSA PreCheck or Global Entry credit (every four years)
$300 annual travel credit, $120 DashPass membership credit, $300 StubHub credit, $300 OpenTable credit
Hotel credits
New$100 annual hotel credit
Up to $750
Points on Chase Travel℠
5x
8x
Points on flights and hotels booked directly
2x on all other travel
4x
Points on dining
3x worldwide
3x worldwide
Lounge access
Sapphire Lounges and Priority Pass
New rewards rates
New3x on gas and EV charging, 3x on vacation homes
Compare cards
Ask our experts

Why we love Sapphire Preferred

I love that the Chase Sapphire Preferred earns 3x on dining and gas, because they’re easily my largest spending categories. Plus, I know I can use my Ultimate Rewards points for a variety of high-value redemptions.
Emily Thompson, Editor
Chase Sapphire cardEmily Thompson

Get more from your rewards with Points Boost

Points Boost increases the value of your Ultimate Rewards points on select bookings through Chase Travel—making it a simple way to stretch your rewards without transferring to a partner.

Learn more

Experience Sapphire

Instagram
24 hours in NYC…how many benefits of Chase Sapphire Reserve can we check off the list?
March 06, 2026
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1 min
Instagram
A stay at the gorgeous Alila Marea Beach Resort Encinitas is great…but even better…booking with the Chase Sapphire Reserve® card. Here’s why…
Dec. 17, 2025
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1 min
Instagram
A once-in-a-lifetime family trip to Machu Picchu…powered by Points Boost via Chase Travel 🤩 Here’s how…
Feb. 11, 2026
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1 min
Instagram
So, who do you think won this Points Battle with their Chase Sapphire Reserve Card?
March 25, 2026
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1 min

Frequently asked questions

  • Yes. The Chase Sapphire Preferred® Card has a $95 annual fee, and the Chase Sapphire Reserve® has a $795 annual fee. For the Reserve, between the $300 annual travel credit, up to $500 in The Edit credits, and the $300 Exclusive Tables dining credit, there’s $2,800+ in annual value available that offsets the fee before you even factor in lounge access and Points Boost.

    Check out all statement credits