Quick Points: Check transfer times before initiating point transfer requests
At TPG, we're all about maximizing the value of transferable points currencies like Chase Ultimate Rewards points and Capital One Venture miles. These point currencies offer the flexibility to transfer your points to various airline and hotel loyalty programs to secure award availability.
However, this option has a downside — transfer times can vary. And if the points you transfer from your credit card issuer to a frequent flyer program don't arrive in time, you may miss the chance to book your award redemption.
Transfer partners to watch out for

Generally, most point transfers from credit card issuers to loyalty programs are instantaneous. After transferring your points, you'll usually need to log out and back into your loyalty program account to see your points balance updated.
However, you should take note of longer transfer times. Here are some to be aware of:
American Express Membership Rewards
- Aeromexico Club Premier: 24 hours.
- ANA Mileage Club: 48 hours.
- Avianca LifeMiles: <one hour.
- Cathay Pacific Asia Miles: 48 hours.
- Iberia Plus: 48 hours.
- Singapore Airlines KrisFlyer: <24 hours.
Bilt Rewards
- American Airlines AAdvantage: Up to 24 hours.
Capital One miles
- Cathay Pacific Asia Miles: 24 hours.
- EVA Infinity MileageLands: 36 hours.
Chase Ultimate Rewards
- Singapore Airlines KrisFlyer: Should be the same day, but some readers have reported up to 7 days.
Citi ThankYou Rewards
- EVA Infinity MileageLands: three days.
- Qatar Privilege Club: two days.
- Singapore Airlines KrisFlyer: <24 hours.
- Turkish Airlines Miles&Smiles: one day.
Marriott Bonvoy
- All partners: Between 24 hours and six weeks.
What you can do to increase the chances of securing a redemption
Whether you're looking to use the above transfer options or planning to transfer any of your credit card rewards to partners, there are a few concrete steps you can take to increase your chances of locking in a desired itinerary.
- Review our Amex, Bilt, Capital One, Chase and Citi transfer time guides.
- Put an award on hold if the loyalty program allows it — you'll usually need to call the program to do this.
- Ensure the personal details on your credit card and loyalty accounts match precisely.
If none of these work and your points are delayed, consider purchasing the necessary airline or hotel points to secure your award as a last resort.
Related reading:
- How long do American Express Membership Rewards points take to transfer?
- How long do Bilt Rewards points take to transfer?
- How long do Capital One miles take to transfer?
- How long do Citi ThankYou points take to transfer?
- How long do Chase Ultimate Rewards points take to transfer?
- How long do Marriott Bonvoy points take to transfer?
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
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- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
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- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.


