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Quick Points: Check transfer times before initiating point transfer requests
Matt Moffitt
Contributing editor
Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he has at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he won the Green Card Lottery and lived in Austin, Texas for 10 years before going nomad in 2025.
May 12, 2023
•
3 min read
Quick Points: Check transfer times before initiating point transfer requests
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At TPG, we're all about maximizing the value of transferable points currencies like Chase Ultimate Rewards points and Capital One Venture miles. These point currencies offer the flexibility to transfer your points to various airline and hotel loyalty programs to secure award availability.
However, this option has a downside — transfer times can vary. And if the points you transfer from your credit card issuer to a frequent flyer program don't arrive in time, you may miss the chance to book your award redemption.
Transfer partners to watch out for
Generally, most point transfers from credit card issuers to loyalty programs are instantaneous. After transferring your points, you'll usually need to log out and back into your loyalty program account to see your points balance updated.
However, you should take note of longer transfer times. Here are some to be aware of:
American Express Membership Rewards
- Aeromexico Club Premier: 24 hours.
- ANA Mileage Club: 48 hours.
- Avianca LifeMiles: <one hour.
- Cathay Pacific Asia Miles: 48 hours.
- Iberia Plus: 48 hours.
- Singapore Airlines KrisFlyer: <24 hours.
Bilt Rewards
- American Airlines AAdvantage: Up to 24 hours.
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Capital One miles
- Cathay Pacific Asia Miles: 24 hours.
- EVA Infinity MileageLands: 36 hours.
Chase Ultimate Rewards
- Singapore Airlines KrisFlyer: Should be the same day, but some readers have reported up to 7 days.
Citi ThankYou Rewards
- EVA Infinity MileageLands: three days.
- Qatar Privilege Club: two days.
- Singapore Airlines KrisFlyer: <24 hours.
- Turkish Airlines Miles&Smiles: one day.
Marriott Bonvoy
- All partners: Between 24 hours and six weeks.
What you can do to increase the chances of securing a redemption
Whether you're looking to use the above transfer options or planning to transfer any of your credit card rewards to partners, there are a few concrete steps you can take to increase your chances of locking in a desired itinerary.
- Review our Amex, Bilt, Capital One, Chase and Citi transfer time guides.
- Put an award on hold if the loyalty program allows it — you'll usually need to call the program to do this.
- Ensure the personal details on your credit card and loyalty accounts match precisely.
If none of these work and your points are delayed, consider purchasing the necessary airline or hotel points to secure your award as a last resort.
Related reading:
- How long do American Express Membership Rewards points take to transfer?
- How long do Bilt Rewards points take to transfer?
- How long do Capital One miles take to transfer?
- How long do Citi ThankYou points take to transfer?
- How long do Chase Ultimate Rewards points take to transfer?
- How long do Marriott Bonvoy points take to transfer?
Featured image by PATRICK FALLON/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Apply for Capital One Venture X Business
Terms & restrictions apply. See rates & fees
TPG Editor‘s Rating
Go to reviewCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
Apply for Capital One Venture X Business
at Capital One's secure site
Rewards
2 - 10X miles
| 2X miles | 2 miles per dollar on every purchase |
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| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
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Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 months
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Recommended Credit
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Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
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- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
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Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Apply for Capital One Venture X Business
at Capital One's secure site
Terms & restrictions apply. See rates & fees
Best for businesses with high spending
TPG Editor‘s Rating
Go to reviewCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month