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Move over, British Airways — Finnair Plus now has some excellent Avios sweet spots

Sept. 16, 2024
9 min read
Finnair Airbus A330 AirLounge Business Class
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Editor's Note

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Finnair Plus’ loyalty program has adopted Avios as its loyalty currency. You can now transfer Avios between Finnair Plus and British Airways Executive Club, opening up all sorts of new earning and redemption opportunities.

Finnair joins British Airways, Iberia, Aer Lingus and Qatar Airways in using this popular loyalty currency.

While Finnair Plus has standardized some of its redemption pricing to match British Airways Executive Club (which, in turn, largely matches Iberia Plus and Qatar Airways Privilege Club), there are some new sweet spots to find.

Unlike other Avios programs, which use a distance-based award chart, Finnair Plus uses a zone-based chart.

Here are some sweet spots where using Finnair Plus Avios makes sense.

Finnair premium economy
CAROLINE TANNER/THE POINTS GUY

Finnair flights from the US to Helsinki

One-way flights operated by Finnair from the U.S. to Helsinki Airport (HEL) are priced as follows:

  • 30,000 Avios in economy
  • 43,500 Avios in premium economy
  • 62,500 Avios in business class

These are the same prices that British Airways Executive Club charges. However, since British Airways adds surcharges, it will be cheaper to book Finnair-operated flights across the Atlantic through Finnair Plus.

Note that a connecting flight on Finnair beyond Helsinki will be charged separately unless it is a domestic flight in Finland.

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Related: Long-haul with no recline: A review of Finnair’s business class on the A350-900 from Helsinki to Singapore

Domestic economy flights via American Airlines and Alaska Airlines

BEN SMITHSON/THE POINTS GUY

Using Avios to book short-haul flights operated by American Airlines and Alaska Airlines was previously a great way to redeem British Airways or Qatar Airways Avios. But recent devaluations mean prices now start from 9,500 Qatar Avios or 12,000 British Airways Avios for the shortest domestic flights.

Fortunately, domestic flights anywhere within the continental U.S. (and Canada) cost just 11,000 Finnair Plus Avios each way in economy class. For short flights of up to 650 miles in length, it’s cheaper to use Avios through Qatar Airways, which charges just 9,500 Avios for the same flights.

For all domestic flights longer than 650 miles, Finnair Plus charges a flat rate of just 11,000 Avios, making booking through the program a great use of Finnair Avios. You can even connect within the region for the same price if you wish; for example, you can fly from Philadelphia International Airport (PHL) to Seattle-Tacoma International Airport (SEA) via Chicago's O'Hare International Airport (ORD) if nonstop flights are not available. British Airways would charge per leg, making connecting domestic itineraries through British Airways Executive Club even more expensive than booking via Finnair Plus.

Related: A review of American Airlines in first class on the Airbus A321neo from Philadelphia to San Francisco

Cathay Pacific business-class flights

ERIC ROSEN/THE POINTS GUY

Another notable sweet spot is flights operated by Cathay Pacific from anywhere in North America to Asia.

Although award availability in premium cabins is hard to find, British Airways Executive Club charges a steep 108,250 Avios plus 118.50 British pounds (about $151) for the long-haul journey in Cathay Pacific's business class from New York's John F. Kennedy International Airport (JFK) to Hong Kong International Airport (HKG).

BRITISHAIRWAYS.COM

Meanwhile, you can book the same flight through Finnair Plus for just 75,000 Avios plus the same minimal fees, taxes and surcharges — saving you more than 30,000 Avios.

FINNAIR.COM

Unfortunately, premium economy redemptions on Cathay Pacific — including the exciting, new premium economy seat Cathay should start flying later this year — are unavailable through Finnair Plus.

Economy seats from North America to Asia only cost 35,000 Finnair Plus Avios. In the unlikely event you can find first-class award seats on Cathay, they will cost 120,000 Finnair Plus Avios.

Finnair Plus pricing from Europe and South America to Asia is similar to British Airways pricing, though it's still slightly cheaper at 31,000 Avios in economy, 72,500 Avios in business class and 110,000 Avios in first class.

Domestic flights to Hawaii

CLINT HENDERSON/THE POINTS GUY

Another Finnair Plus sweet spot is American Airlines and Alaska Airlines itineraries involving travel from the East Coast to Hawaii. With British Airways now charging 20,000 Avios from the West Coast alone, you're better off using Avios through Finnair.

With its region-based award chart, Finnair Plus charges a single price for all flights from the continental U.S. to Hawaii, though the price differs depending on which airline you choose to fly. American Airlines flights from Boston Logan International Airport (BOS) to Honolulu's Daniel K. Inouye International Airport (HNL) with a connection at Dallas Fort Worth International Airport (DFW) will cost you just 15,000 Avios.

Looking at Alaska Airlines itineraries, you will need only 13,500 Avios to travel to Hawaii from anywhere in the U.S. This is an excellent deal if you are coming from the East Coast and connecting via an Alaska hub such as San Diego International Airport (SAN) or San Francisco International Airport (SFO).

You will need to fly the same carrier on both legs as, unfortunately, you cannot combine carriers on a single award (unless Finnair is one of the carriers).

Related: Save money: How you can book flights to Hawaii using points and miles

When should you avoid using Finnair Plus Avios?

BEN SMITHSON/THE POINTS GUY

Finnair Plus’ region-based award chart has unique advantages over other programs’ distance-based award charts, but it also has some downsides.

Shorter flights from one zone to another — like the fairly quick American Airlines route from New York to London — will be cheaper through British Airways Executive Club or Iberia Plus.

Finnair has adopted many of the same prices for British Airways-operated flights as British Airways Executive Club. So, there’s no need to complicate your travel by adding another Avios program to your repertoire if you want to fly British Airways.

Qatar Airways Qsuite flights are cheaper through British Airways Executive Club or Qatar Airways Privilege Club, too, as are the Iberia business-class sweet spots to Spain through Iberia Plus or British Airways Executive Club.

Related: A review of Iberia’s business-class suite on the A350-900 from Madrid to Mexico City

How to earn Finnair Plus Avios

The easiest way to earn Finnair Avios without flying is by applying for a Capital One credit card, as Capital One miles can be directly transferred to Finnair Plus.

Here’s a list of some currently available consumer cards that earn transferable Capital One miles:

  • Capital One Venture X Rewards Credit Card: Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel and 2 miles per dollar spent on other purchases. Plus, you can earn 100,000 bonus miles once you spend $10,000 on purchases within the first six months from account opening. The card has a $395 annual fee.
  • Capital One Venture Rewards Credit Card: Earn 5 miles per dollar spent on hotels, vacation rentals, and rental cars booked through Capital One Travel and 2 miles per dollar spent on other purchases. Plus, you can earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months from account opening. The card has a $95 annual fee.
  • Capital One VentureOne Rewards Credit Card: Earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on other purchases. Enjoy a $100 Capital One Travel Credit to use in your first cardholder year. Plus, earn a bonus of 20,000 miles after spending $500 on purchases within three months from account opening. The card has a $0 annual fee.

If you’re looking for a business card, here are some options that earn Capital One miles:

  • Capital One Venture X Business: Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Business Travel, 5 miles per dollar spent on flights booked through Capital One Business Travel and 2 miles per dollar spent on other purchases. Plus, you can earn up to 400,000 bonus miles: 200,000 miles after spending $30,000 on purchases in the first three months from account opening, plus an additional 200,000 miles after spending $150,000 on purchases in the first six months. The card has a $395 annual fee.
  • Capital One Spark Miles for Business: Earn 5 miles per dollar spent on hotels and rental cars booked through Capital One's travel booking site, and 2 miles per dollar spent on other purchases. Plus, you can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first three months of account opening. The card has a $0 introductory annual fee for the first year, then $95 after.
  • Capital One Spark Miles Select for Business: Earn 1.5 miles per dollar spent on purchases. Plus, you can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first three months from account opening. The card has a $0 annual fee.

The information for the Capital One Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Capital One Travel portal: What to know about redeeming your miles for flights, hotels and more

Bottom line

Avios is a popular and valuable loyalty currency, so it’s no surprise that Finnair has adopted it.

The ability to transfer Avios in any direction between many different programs at a 1:1 rate opens up many great options for travelers. While much of the pricing is standardized between Finnair Plus and British Airways Executive Club (the largest Avios-using program), some unique sweet spots are currently available within the Finnair program. So, if you have Avios in any program, you may want to consider moving them to Finnair Plus if you have a redemption in mind.

Featured image by ZACH GRIFF/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.