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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
These are the 4 best credit cards for every type of gamer
Chris was a reporter at The Points Guy, where he covered the intersection of credit card rewards and travel. At TPG, he wrote a broad array of stories ranging from in-depth features and reports to trending travel news as it related to loyalty, card benefits and consumer behavior.
June 23, 2020 • 9 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Gaming spending has increased significantly, especially during the pandemic, making it a key area for rewards-focused consumers.
The article compares several top options for maximizing rewards on gaming-related purchases, including hardware, accessories and digital content.
Where you make your purchase—such as online retailers or specific merchants—can impact the rewards you earn.
Some cards offer flexible benefits or higher returns for online shopping or specific gaming platforms.
What to consider
Eligibility for bonus rewards often depends on how merchants code gaming purchases, which may not always align with 'entertainment' categories.
Some options allow you to choose a preferred category for higher rewards, but spending caps or quarterly limits may apply.
Certain programs offer enhanced rewards if you have additional banking relationships or meet specific deposit thresholds.
What you'll miss from the article
A detailed comparison of top rewards products for gamers, including which types of purchases and platforms each option best supports.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
With a rise in digital content and mobile and subscription services, gaming has surged in popularity in recent years. And the coronavirus pandemic has accelerated that growth even further.
According to the market research firm NPD Group, video gaming in the U.S. reached a record $10.86 billion in the first quarter of 2020. That goes to show it’s not just streaming services, like Netflix, that are taking the spotlight for at-home entertainment during the pandemic.
If gaming is your thing, how should you maximize your credit card spending for hardware, accessories, content and everything in between? Since the gaming category is so broad, the best way to earn the most rewards for your spending is to strategize where exactly you buy these items.
Here are our top cards for gamers.
Amazon Prime Rewards Visa Signature Card-- Best card for hardware and accessories
PlayStation® Visa® Credit Card -- Best card for PlayStation gamers
Citi® Double Cash Card -- Best card for simple cash back
Bank of America® Customized Cash Rewards credit card -- Best for digital purchases
Comparing the best cards for gamers
Card
Best for
Sign-up bonus
Earning rates
Amazon Prime Rewards Visa Signature Card
Gaming hardware and accessories on Amazon
$70 Amazon gift card upon approval
5% back at Amazon and Whole Foods Market; 2% back on restaurants, gas stations and drug stores
PlayStation Visa Credit Card
PlayStation gamers
5,000 Sony Rewards points after opening and using the card within 60 days of account open
5 points per $1 on PlayStation Store purchases and Sony products from authorized retailers, 3 points per $1 on cellphone bills, and 1 point per $1 on everything else
Citi Double Cash Card
Simple cash back
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
2% cash back (1% back when you buy and another 1% back as you pay)
Bank of America Customized Cash Rewards credit card
Digital purchases
$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
3% cash back in the category of your choice each month (gas, online shopping, dining, travel, drug stores or home improvement/furnishings); 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then 1%), and 1% on everything else
The information for the Amazon Prime Rewards Visa Signature, PlayStation Visa card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
In-depth look at the best cards for gamers
If games are your thing, these cards are a good bet for earning rewards on spending that you’d likely be doing anyway.
Amazon Prime Rewards Visa Signature Card:Best for hardware and accessories
(Photo by Eric Helgas/ The Points Guy)
Sign-up bonus: $70 Amazon gift card upon approval
Annual fee: $0 (must be Amazon Prime member, $119 per year) Why we like this card: Amazon sells just about everything -- and that includes all you need for the perfect gaming set-up. From gaming consoles to keyboards, accessories and more, you’ll more than likely be able to find it on Amazon. With the Amazon Prime Rewards Visa, you’ll get 5% back on all Amazon purchases. And when you get hungry from all that gaming, you’ll also get 5% back on all Whole Foods purchases.
Pro-tip: Another great card for Amazon is the Chase Freedom card(No longer open to new applicants) which has a quarterly rotating bonus (up to $1,500). For Q3 of 2020, you’ll get 5x back on Amazon and Whole Foods purchases from July 1 through Sept. 30, 2020.
PlayStation Visa Credit Card: Best for PlayStation gamers
(Photo by John Gribben for The Points Guy)
Sign-up bonus: Earn 5,000 Sony Rewards points after opening and using the card within 60 days of account open
Annual fee: $0 Why we like this card: If you’re a die-hard fan of PlayStation consoles, games and software, it’s worth taking a look at this card. You’ll earn 5 points per $1 on PlayStation Store purchases and Sony products from authorized retailers. You’ll also get 3 points per $1 on cellphone bills, and 1 point per $1 on everything else.
Each point is worth about a cent each, so you’re looking at about a 5x return for PlayStation and Sony products. However, you can only redeem by spending at the PlayStation Store so definitely take that into consideration before applying.
Citi Double Cash Card: Best for simple cash back
(Photo by John Gribben for The Points Guy)
Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
Annual fee: $0 Why we like this card: With the Double Cash card,Citi makes it easy to earn 2% back on virtually everything that you buy. You’ll get 1% back when you buy and another 1% back when you pay. This makes gaming purchases incredibly simple since you don’t have to worry about specific category bonuses or spending caps. Buy anything -- and you’ll eventually receive 2% back.
If you have a Citi Premier® Card or Citi Prestige® Card associated with the same sign-in as your Citi Double Cash Card, you can convert cash back into transferable ThankYou rewards points. The information for the Citi Prestige card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Bank of AmericaCustomized Cash Rewards credit card: Best for digital purchases
Sign-up bonus: $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Annual fee: $0 Why we like this card: This is the card’s earning structure: 3% cash back in the category of your choice each month (gas, online shopping, dining, travel, drug stores or home improvement/furnishings); 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then 1%), and 1% on everything else.
That online shopping category is a huge win for gamers who make purchases, well, online. From consoles to software and anything else you can imagine, you’ll get 3% back -- as long as you select the online shopping category. This is a great bonus each quarter, especially with a no-annual-fee card.
And if you do your banking with Bank of America, you can ramp up the cash back earned with the Cash Rewards credit card by 25% to 75% across all categories, depending on the amount you have in eligible deposits with the bank via its Preferred Rewards program.
Is gaming included in the “Entertainment” category bonus on some cards?
Unfortunately, there is no hard-and-fast answer here. While you might consider all forms of gaming as entertainment, credit card issuers have a slightly different take. It all depends on how merchants code these specific purchases, so your mileage may vary.
For instance, if your Citi card has a bonus on entertainment -- such as the Citi Premier does through Aug. 22, 2020 -- you may be able to earn 2% back on gaming-related purchases. Citi defines entertainment spending as “live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums and art galleries), record stores, video rental stores and on-demand internet streaming media.”
As with many category bonuses, where you buy from is just as important as what you’re actually purchasing. In most cases, using a card to maximize spending for everyday purchases (non-bonus spending) may make the most sense. If you really have an affinity towards PlayStation and Sony, you can go that route as well.
Keep all of this in mind and you’ll soon not just rack up wins in a game, but also in real-life with rewards, too.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
