Skip to content

Holland America’s Mariner Society loyalty program: Everything you need to know

Oct. 25, 2024
10 min read
Koningsdam Aerial Venice
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Among major cruise lines, Holland America has one of the most intriguing loyalty programs.

Like most cruise line loyalty programs, Holland America's Mariner Society, as it's called, lets you earn points and build up status by spending days at sea on its ships. It also lets you earn points and build up status by spending money on board its vessels.

That latter piece of the program is unusual in the cruise space, and it means that you can reach high-level tiers of the program relatively quickly — at least, if you're a big onboard spender.

Holland America's Mariner Society loyalty program also offers a lot of great perks to higher-tier members. These include big discounts on specialty dining charges and drinks-related charges, as well as free passage for children sailing with you on select sailings.

Ways to earn points

The Mariner Society points-earning system is relatively simple. In most cases, you will earn one "cruise day" credit for every night you're on a ship.

The only exception is for passengers staying in top accommodations. Customers staying in a suite or penthouse on a Holland America ship will get double cruise day credits. One caveat here is that you must have paid the normal fare for the suite or penthouse to get the double credits.

You won't get double credit if you're staying in a suite or penthouse due to a complimentary cabin upgrade.

Note that you will get cruise day credits not just for nights that you spend on Holland America ships, but also for days you spend touring on land when on Holland America cruisetours in Alaska. Holland America cruisetours in Alaska typically combine a seven-night Alaska cruise with a few days touring the state by land in motorcoaches or by train.

Related: The 4 classes of Holland America ships, explained

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Additionally, as noted above, there is an unusual bonus way to earn Holland America Mariner Society cruise day credits. You can earn one additional cruise day credit for every $300 you spend on board a ship for such things as shore excursions and shop purchases (with a limit of one extra cruise day credit for every day you sail).

The extra credit is calculated based on the combined folio charges for all passengers on a single booking, regardless of who signs each charge and who pays the bill. Only the first two passengers on a booking will receive the bonus credit.

Some purchases — future cruise deposits, cash advances and casino charges — are excluded from the onboard purchase bonus. But all other onboard purchases count — even the hotel service charges, beverage service charges and taxes that show up on final bills.

One caveat: Holland America cruises booked as charter cruises only will earn you cruise day credits when you're booked in a suite.

Program tiers and benefits

There are five tiers to the Holland America Mariner Society loyalty program:

  • Star Mariner (after one cruise)
  • 2-Star Mariner (30 to 74 cruise day credits)
  • 3-Star Mariner (75 to 199 cruise day credits)
  • 4-Star Mariner (200 to 499 cruise day credits)
  • 5-Star Mariner (500-plus cruise day credits)

As is typical for cruise line loyalty programs, the first tier of the Mariner Society loyalty program (Star Mariner) doesn't come with that many valuable perks.

Star Mariners receive:

  • Up to $400 per cabin in onboard spending credit when booking a cruise within 90 days of a new season launch
  • An onboard gift
  • A voucher for an onboard cocktail
  • A 50% discount on cruise fares for kids and extra guests in your cabin on select sailings

In addition to all the above, the big add-on for 2-Star Mariners is discounts on Holland America-branded items. Loyal Holland America cruisers at the 2-Star level will get a 10% discount on select Holland America clothing sold on ships. They also receive a complimentary photo of their ship.

Related: A beginners guide to cruise line loyalty programs

Holland America Westerdam at Hubbard Glacier
Holland America Westerdam at Hubbard Glacier. HOLLAND AMERICA

The 3-Star Mariner level adds a perk that we really love: A 25% discount on specialty restaurant surcharges and on specialty coffees in various venues, Sommelier Suites packages and all minibar purchases. This amounts to real cash savings in your pocket.

One caveat on the specialty restaurant discount: It doesn't apply to already discounted dining packages and some special dinners, such as the Cellar Master's Dinner.

The 3-Star Mariner level also brings discounts on select treatments from shipboard Greenhouse Spa & Salon venues.

Moving up through these first three tiers is relatively easy. As noted, reaching the initial Star Mariner tier requires completing just one cruise. Depending on how much money you spend on the ship during your first few sailings (which will affect your bonus-credit haul) and whether you stay in a suite or not, you could reach the 2-Star Mariner level after just two to four seven-night cruises.

Related: The 5 best destinations you can visit on a Holland America ship

Hitting the 3-Star Mariner level might take five to nine seven-night cruises, depending on your onboard spend and the type of cabins you book. However, if you sign up for one or two of Holland America's longer voyages, you could reach the 3-Star level far sooner.

The elite level that makes a difference

The sweet spot in Holland America's program is the 4-Star Mariner status level. This is where you really start to see some great perks, including:

  • Complimentary cruise fare for kids and extra guests staying in your cabin on select sailings
  • A 50% discount on specialty restaurant surcharges and specialty coffees in dining venues, Sommelier Suites packages and all minibar purchases
  • Complimentary laundry and pressing services
  • Priority access to ship-to-shore tenders
  • Priority check-in
  • A complimentary regional wine tasting
  • A 15% discount on select Holland America Line logo clothing sold in onboard shops (may exclude already discounted merchandise)
  • A 25% discount off the $55-per-person surcharge in the Sel De Mer restaurant

We love that Holland America will let kids sail free on select sailings at this tier. The line isn't necessarily known as a family line, but if you have kids and you're a Holland America fan, this could save you a lot of money.

You'll also save quite a bit with the 50%-off specialty restaurant perk at this level and the other 50%-off discount options.

Related: Holland America cruise ships from newest to oldest — a complete list

The Holland America cruise ship Oosterdam at sea
The Holland America cruise ship Oosterdam. HOLLAND AMERICA

We're also thrilled about the complimentary laundry and pressing services at this tier level. A number of other lines offer complimentary laundry services as a loyalty plan perk but often not until their top tier.

Reaching the 4-Star Mariner level may seem daunting, as it requires 200 cruise day credits, but keep in mind that you'll be earning credits for onboard spending, plus double credits if you stay in a suite. If you max out all the possibilities, you could reach the 4-Star Mariner level in just 10 seven-night cruises. If you take a few longer voyages, you could be sipping wine at a complimentary wine tasting on every voyage even sooner.

Related: Everything you need to know about Holland America cruise cabins and suites

Best elite perk

If you cruise with family or friends, we think the best perk in Holland America's program is the complimentary cruise fare for kids and extra guests staying in your cabin on select sailings. As noted above, this is a 4-Star Mariner perk that also carries over to 5-Star Mariners.

We should mention that all Mariner Society members get discounts of some sort for the third and fourth passengers staying in their cabins. During the booking process, type in your Mariner ID to view your discount for this.

Note that at the 5-Star Mariner level, loyal fans of the line also get:

  • Up to a $30 credit toward an internet package
  • Two complimentary dinners in one of the following onboard restaurants: Pinnacle Grill, Tamarind or Canaletto (free surcharge only)
  • A complimentary day pass to the Greenhouse Spa & Salon (one per cruise)

Bear in mind that, as is often the case with cruise line loyalty programs, Holland America customers do not have to requalify for status each year. Mariner Society members keep their points at the end of each year and continue to accrue points indefinitely. That means someone who hits 5-Star Mariner status will remain at that top-tier level forever (or until Holland America makes a change to the program).

Related: Holland America cruise ships ranked by size from biggest to smallest — the complete list

Such "forever status" is one of the great allures of cruise line frequent cruiser programs. Many airline frequent flyer programs, by contrast, require loyalty members to requalify for status each year.

Mariner Society lapel pins

Holland America has awarded its most loyal guests special lapel pin "medallions" in the past and continues that practice today. Sail 100 days and get a Bronze Medallion. Cruisers with 300 days at sea get a Silver Medallion, and those with 500 days earn a Gold Medallion. The Platinum Medallion is reserved for cruisers who have enjoyed 700 or more nights at sea. For pin tiers, cruise days are the only thing that counts.

Bottom line

Holland America has a very solid loyalty program. Unlike Royal Caribbean or Norwegian Cruise Line, Holland America doesn't offer its loyalty club members a free cruise after reaching the top tier of the program. Nor does it offer its members across-the-board discounts on shore excursions and beverage packages, such as Windstar Cruises does.

However, some of its perks at higher levels offer a lot of value. We are particularly fond of the 50% discounts on specialty restaurant charges and some other drinks-related charges that come with 4-Star and 5-Star Mariner status.

Planning a cruise? Start with these stories:

Featured image by MICHEL VERDURE/HOLLAND AMERICA LINE/FACEBOOK
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5XNew! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
3XEarn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2XEarn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
Open Intro bonus
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Valuable dining and food-related credits
  • Flexible rewards with airline and hotel transfer partners
  • Multiple travel and purchase protections
  • No foreign transaction fees
  • Access to Amex Offers for additional savings (enrollment required)

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.