Am I eligible for a new Marriott Bonvoy card? This chart tells you yes or no

Aug 6, 2020

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Editor’s note: This is a recurring post, regularly updated with new information.

When Marriott acquired Starwood Preferred Guest a few years back, it folded three separate loyalty programs (SPG, Ritz-Carlton Rewards and Marriott Rewards) into the new Marriott Bonvoy Program. This streamlined branding has helped minimize confusion, and new card holders have benefited from new perks and welcome bonuses on Marriott’s diverse credit card portfolio. We’re currently seeing elevated welcome bonuses on two popular cards: the Marriott Bonvoy Boundless Credit Card is currently offering a bonus of 100,000 points after spending $3,000 in the first 3 months, and the no annual fee Marriott Bonvoy Bold™ Credit Card is offering 50,000 points after spending $1,000 in the first 3 months.

But that’s not to say the confusion has been eliminated entirely. The application eligibility restrictions for Marriott Bonvoy cards are about as difficult to keep track of as you could possibly imagine. They vary from card to card, and there’s not a lot of logic at play here. So if you’re interested in acquiring one of the four Bonvoy-branded cards currently available to new applicants — the Marriott Bonvoy Brilliant™ American Express® Card, the Marriott Bonvoy Business™ American Express® Card, the Marriott Bonvoy Boundless Credit Card or the Marriott Bonvoy Bold Credit Card — use this cheat sheet to see if you’ll be able to sign up based on which cards you’ve had or currently have. (We can’t take credit for being the first to visualize this info, though. Thanks to Greg from Frequent Miler for inspiring us with this chart.)

Interested in more credit card news and advice from The Points Guy? Sign up for our daily newsletter.

If you’re wondering where the SPG Amex cards are on in this chart, welcome to the Bonvoy era. The last three cards under “Cards You’ve Had” are the SPG Amex cards with their updated branding. As a refresher, here’s how the SPG Amex cards are converting to Bonvoy Amex names:

Related: Does it makes sense to hold multiple Bonvoy cards?

Keep in mind that Amex and Chase now offer card bonus qualification tools on their websites, and these should let you know whether or not you can successfully apply for a card and earn the welcome bonus before the system runs your credit and you officially apply for the card. But a sound travel rewards card strategy includes some advance planning, so if you know you’re interested in one of these cards, you might as well consult this handy chart whipped up by the incredible graphics team here at TPG.

Related: Which Marriott Bonvoy credit card is right for you?

Bottom line

Marriott offers a number of great credit cards with strong welcome bonuses and incredibly valuable free night certificates. Unfortunately, the application rules are rather complicated as you to balance issuer specific rules with additional restrictions around the Marriott card family. Next time you’re applying for a Marriott credit card, like the Marriott Bonvoy Boundless Credit Card with its elevated 100,000 point bonus, make sure you check this chart to confirm your eligibility first.

Marriott Bonvoy Business™ American Express® Card

75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. TPG values 75K Bonvoy points to be worth around $600. Aside from the huge welcome offer you'll earn  1 free night every year after cardmember anniversary and complimentary Marriott Silver Elite status.

Apply Now
More Things to Know
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
  • See Rates & Fees
Intro APR on Purchases
Regular APR
15.74% - 24.74% Variable
Annual Fee
Balance Transfer Fee
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.