Am I eligible for a new Marriott Bonvoy card? This chart tells you yes or no

Oct 18, 2019

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Last year Marriott folded the old Starwood Preferred Guest and Ritz-Carlton Rewards programs into its Bonvoy program, and at the same time, it aligned Marriott and SPG cards under the identical Bonvoy branding. This has hopefully led to less confusion among applicants, and new card holders have benefited from new perks and welcome bonuses on the Marriott Bonvoy Brilliant™ American Express® Card and Marriott Bonvoy Business™ American Express® Card, which are currently offering 75,000 points after you use your new card to make $3,000 in purchases within the first 3 months of account opening.

But that’s not to say the confusion has been eliminated entirely. The application eligibility restrictions for Marriott Bonvoy cards are about as difficult to keep track of as you could possibly imagine. They vary from card to card, and there’s not a lot of logic at play here. So if you’re interested in acquiring one of the four Bonvoy-branded cards currently available to new applicants — the Marriott Bonvoy Brilliant, the Marriott Bonvoy Business, the Marriott Bonvoy Boundless Credit Card or the Marriott Bonvoy Bold Credit Card — use this cheat sheet to see if you’ll be able to sign up based on which cards you’ve had or currently have. (We can’t take credit for being the first to visualize this info, though. Thanks to Greg from Frequent Miler for inspiring us with this chart.)

If you’re wondering where the SPG Amex cards are on in this chart, welcome to the Bonvoy era. The last three cards under “Cards You’ve Had” are the SPG Amex cards with their updated branding. As a refresher, here’s how the SPG Amex cards are converting to Bonvoy Amex names:

Keep in mind that Amex and Chase now offer card bonus qualification tools on their websites, and these should let you know whether or not you can successfully apply for a card and earn the welcome bonus before the system runs your credit and you officially apply for the card. But a sound travel rewards card strategy includes some advance planning, so if you know you’re interested in one of these cards, you might as well consult this handy chart whipped up by the incredible graphics team here at TPG.

Further Reading: Which Marriott Bonvoy credit card is right for you?

Chase also launched the Marriott Bonvoy Bold Credit Card a few months ago, which is currently offering a welcome bonus of 30,000 points after spending $1,000 on purchases in the first 3 months.

Marriott Bonvoy Business™ American Express® Card

75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. TPG values 75K Bonvoy points to be worth around $600. Aside from the huge welcome offer you'll earn  1 free night every year after cardmember anniversary and complimentary Marriott Silver Elite status.

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More Things to Know
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
17.24% - 26.24% Variable
Annual Fee
$125
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

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