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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Ryan is a former TPG credit cards writer who has been around points and miles for several years and has published content at Miles to Memories, AwardWallet and The Points Guy. His wife joins him on many of his trips, and they enjoy snowboarding, diving, and seeing animals in the wild. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points & miles stuff is illegal.
Credit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 aeronautical miles per year. He regularly applies that knowledge and his expertise in credit cards to his role as a credit card writer at TPG.
also contributed to this story
March 13, 2025 • 11 min read
MARRIOTT
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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Quick summary
A mid-tier hotel card offers automatic Gold Elite status, bonus points at hotels and select merchants, and elite night credits each year.
Cardholders can earn a free night award by meeting a $15,000 annual spend threshold, but there is no complimentary anniversary night.
Travel and shopping protections are included, along with a one-year food delivery membership if activated by the end of 2027.
Despite a modest annual fee, the card lacks several perks commonly found on similarly priced hotel cards, such as statement credits and lounge access.
What to consider
A free night award is only available after $15,000 in eligible spending each calendar year, not automatically on your anniversary.
Dynamic award pricing means the number of points required for hotel stays can change before you finalize your booking.
Cardholders receive 15 elite night credits annually, which can be combined with credits from a business card to accelerate status.
What you'll miss from the article
A detailed comparison of this card’s benefits versus other mid-tier and premium hotel cards, including tradeoffs in perks and value.
Generated by AI with support from our editorial team.
The Marriott Bonvoy Bountiful® Credit Card is one of several Marriott cards offered by Chase. While it offers a lucrative welcome bonus, the overall benefits fall short of what you might expect from a card with a $250 annual fee. Card rating*:⭐⭐⭐
* Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
Marriott Bonvoy offers a range of cobranded cards, with annual fees ranging from $0 to $650 annually. The Bountiful card sits in the middle of the range of annual fees on Marriott credit cards, with an annual fee of $250.
Cardholders enjoy complimentary Marriott Gold Elite status, higher earning rates for hotel purchases and an annual free night award if they hit a spending threshold. We recommend applicants have a credit score of at least 670 to increase their chances of approval.
Let's review the details of the Marriott Bonvoy Bountiful card to help you decide if it’s a fit for your wallet.
The information for the Marriott Bonvoy Bountiful card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Marriott Bonvoy Bountiful pros and cons
Pros
Cons
Free night award based on spend
Automatic Gold Elite status
Elite night credits toward higher status
High annual fee
No statement credits
Lacks a complimentary free night award
Marriott Bonvoy Bountiful welcome offer
The Marriott Bonvoy Bountiful card currently offers new cardholders 85,000 bonus points after spending $4,000 within the first three months from account opening.
Based on TPG’s March 2025 valuations, Marriott Bonvoy points are worth 0.7 cents each, making the 85,000-point welcome bonus worth $595.
As a Chase-issued card, make sure you are under the infamous 5/24 rule. Otherwise, you will be automatically declined. Keep in mind that Marriott has their own restrictions as well, so double-check that you’re good to go there before applying.
The Bonvoy Bountiful card offers some perks that could make it worthwhile for some travelers:
CHRIS DONG/THE POINTS GUY
Marriott Gold Elite status: Primary cardholders (authorized users aren’t included) receive automatic Marriott Gold Elite status as long as the account is open. The most valuable benefits of Gold Elite status are upgrades to enhanced rooms (when available) and a 25% points bonus on hotel spending. While many hotel credit cards offer a way to spend your way toward higher status levels, that’s noticeably absent on the Marriott Bonvoy Bountiful card.
Annual free night award via spending: When you spend at least $15,000 on eligible purchases in a calendar year, you’ll earn a free night certificate that can cover a one-night stay costing up to 50,000 points. Certain hotels have resort fees.
Elite night credits: When you hold the Bountiful card, you’ll automatically receive 15 elite qualifying night credits per year. This benefit can be stacked with the nights you earn with a Marriott business card, which will put you 60% of the way to Platinum Elite status.
Bonus points on each stay: Cardholders receive 1,000 bonus points on each eligible stay at hotels and resorts participating in the Marriott Bonvoy program. This equals an extra $7.00 worth of points based on TPG’s March 2025 valuations.
Travel protections: This card offers trip delay insurance for trips delayed by more than 12 hours due to a covered reason when you pay for at least part of your trip with the Bountiful card (which includes paying the taxes and fees on your flight award redemption). You’ll also enjoy baggage delay insurance, lost luggage reimbursement, secondary car rental loss and damage insurance, roadside dispatch services (pay per use), travel accident insurance and travel emergency assistance services, which can connect you to emergency service providers during a time of need. Note that there may be charges for these services when provided by third parties.
Shopping protections: Purchases made with the card can get 120 days of purchase protection (up to $500 per claim and up to $50,000 per account) for theft, damage or loss of new items and up to one year of extended warranty coverage on warranties of three years or less on covered purchases worldwide (up to $10,000 per claim and up to $50,000 per account).
Complimentary DashPass: Cardholders also receive a complimentary one-year DashPass membership for DoorDash when the benefit is activated by Dec. 31, 2027.
All that said, it’s worth mentioning what’s absent in the perks and benefits. In short, the card is missing a variety of things that are frequently found on cards with the same (or even lower) annual fees. This includes:
A free night award is given automatically on the card’s account anniversary each year
The Marriott Bonvoy Bountiful has similar earning rates to other Marriott credit cards, such as the and (see rates and fees). However, there are some notable differences.
BEN SMITHSON/THE POINTS GUY
For starters, Bountiful cardholders can earn 6 Marriott Bonvoy points per dollar spent on purchases at hotels participating in the Marriott Bonvoy program, which competes with most other Marriott cobranded cards.
Cardholders can also earn 4 points per dollar spent at restaurants worldwide and grocery stores (on the first $15,000 per year in combined purchases, then 2 points per dollar spent after reaching this limit). All other purchases will earn 2 points per dollar spent.
Because TPG's March 2025 valuations peg Marriott Bonvoy points at 0.70 cents apiece, this means you get a 4.2% return at Marriott properties, a 2.8% return for the first $15,000 spent at restaurants and supermarkets and a 1.4% return for all other purchases.
This is decent for loyal Marriott travelers who want to boost their balances of Bonvoy points, but it’s worth noting that other cards can provide a better option for earning rewards on non-bonus spending categories.
In addition, the Bountiful card is missing bonuses for other popular types of spending (like gas and airfare), so you may want to look elsewhere for purchases that fall outside the above categories.
When it comes time to use your Marriott points, many options exist. Generally speaking, the best redemption is for free hotel stays. Marriott’s global portfolio has roughly 10,000 properties spanning 30 brands in 141 countries. The range is quite broad, from budget spots like TownePlace Suites to higher-end brands like J.W. Marriott and Luxury Collection.
Some of the most luxurious locations are all-suite — like the St. Regis Maldives — while others offer all-inclusive experiences, like the Al Maha Resort in the desert outside Dubai. Some of Marriott’s top-tier properties can reach 100,000 points (or even more) per night.
That’s a lot of points to use, but when you consider the fact that room rates can reach $1,500 per night, that would provide a redemption value well above our March 2025 valuation of Marriott points.
MARRIOTT AL MAHA/MARRIOTT
However, remember that Marriott uses a dynamic pricing scheme rather than a fixed award chart.
It’s worth noting that you can book awards with Marriott up to 60 days in advance, even when you’re short on points. That said, doing so only confirms the room; it doesn’t lock in the price you’ll pay.
Once you have the points you need to confirm the reservation, you’ll pay the award rate in effect at that time. While this could save you points if the price drops, it could lead to disappointment if you put a hotel on hold and then ultimately need to pay 5,000 or even 10,000 extra points per night.
This may not be a huge deal for a shorter stay, but spread it across a weeklong vacation you’ll see a hefty impact on the final price.
Luckily, Marriott still gives you a free night whenever you book a stay with points for five nights (or more). However, this only works when you use points for at least five of the nights. You won’t be eligible if one of those five nights is covered with a free night certificate.
This perk can be stacked, meaning that if you book a ten-night award stay with Marriott, you’ll receive two free nights, for example.
Transferring points with the Marriott Bonvoy Bountiful
You can transfer Marriott Bonvoy points to several airline partners, and unlike Hilton and Hyatt points, there’s some solid potential when using Marriott points in this way.
Most Marriott Bonvoy partners have a 3-to-1 transfer ratio, so 3,000 Marriott points will typically get you 1,000 airline miles. You’ll also get a 5,000-mile bonus for every 60,000 points transferred to select airlines — improving the transfer rate to 2.4:1.
Which cards compete with the Marriott Bonvoy Bountiful?
If you want even more benefits or perks with another hotel brand, one of these cards may be a better fit:
If you want elevated Marriott perks: The comes with Platinum Elite status, an annual free night award worth up to 85,000 points (certain hotels have resort fees) and up to $300 per calendar year in statement credits for restaurant purchases worldwide (up to $25 monthly). To learn more, read our full review of the Bonvoy Brilliant.
If you’re open to another hotel chain: The carries an annual fee of $550 (see rates and fees). This card offers valuable benefits like Diamond status with Hilton, a free night award each year on your account anniversary and statement credits of up to $400 each calendar year for Hilton resort stays (up to $200 semi-annually). To learn more, read our full review of the Hilton Amex Aspire.
For additional options, check out our picks for the best hotel cards.
Bottom line
With an annual fee of $250, the Marriott Bonvoy Bountiful card falls squarely between luxury hotel cards and entry-level cards. However, the Bountiful card falls short of offering the perks you’d expect from a mid-tier hotel card. There’s no annual free night (you need to spend $15,000 in a year to earn one), and there are no statement credits for hotel stays or other purchases.
I don’t recommend the Bonvoy Bountiful for most unless you’re a diehard Marriott fan looking for a mid-tier card; if not, you’re better off with another hotel card.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
