Best credit cards for JetBlue flyers
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JetBlue is getting a lot of attention recently. With anticipated plans to fly to London in the coming year and a joint partnership with American Airlines, the airline has made steady strides (even during the pandemic).
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JetBlue has arguably some of the best snacks among domestic airlines and offers free in-flight Wi-Fi and the most legroom in economy — what’s not to love? Here, we’ve picked the top credit cards that fit various lifestyles of loyal JetBlue flyers, including three cobranded options from Barclays and three general travel cards.
|Card||Best for||Sign-up bonus||Earning rate||Annual fee|
|JetBlue Plus Card||Frequent JetBlue flyers||Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days||6x on eligible JetBlue purchases, 2x on restaurants and groceries, 1x on everything else||$99|
|JetBlue Card||Casual JetBlue flyers||Earn 10,000 bonus points after spending $1,000 on purchases within the first 90 days||3x on eligible JetBlue purchases, 2x on restaurants and groceries, 1x on everything else||$0|
|JetBlue Business Card||Small business owners||Earn up to 60,000 bonus points, as you’ll earn 50,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days||6x on JetBlue purchases, 2x on restaurants and office supply stores, 1x on everything else||$99|
|Capital One Venture Rewards Credit Card||Everyday spending||Earn 60,000 bonus miles when you spend $3,000 on purchases in the first 3 months from account opening.||2x on all purchases||$95|
|Chase Sapphire Preferred Card||Frequent travelers||Earn 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.||
5x total points on all travel purchased through Chase Ultimate Rewards, 3x on dining, 3x on select streaming services, 3x points on online grocery purchases (excluding Target and Walmart), 2x points on all other travel, and 1x points on all other purchases
|Chase Sapphire Reserve||All-around travel credit card||Earn 50,000 bonus points after you spend $4,000 on purchases in the first three months from account opening||10x on Lyft (until March 2022), 3x on dining and travel, 1x on everything else||$550|
The information for the JetBlue Card, the JetBlue Plus Card and the JetBlue Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Plus Card
The JetBlue Plus Card is currently offering a sign-up bonus with an achievable spend requirement: Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days. According to TPG valuations, this sign-up bonus is worth $780.
This is JetBlue’s most expensive option (yet still very reasonable) at a $99 annual fee. For loyal JetBlue flyers, this card is an absolute must. For starters, you’ll get a free checked bag for you and up to three travel companions on your reservation. Since JetBlue raised its checked bag fee to $35, it takes just three flight segments to recoup the cost of the annual fee.
Other benefits include a $100 annual statement credit for JetBlue Vacations (by spending $100 or more), 5,000-anniversary bonus points each card membership year, a 50% discount on inflight purchases and no foreign transaction fees. If JetBlue Mosaic elite status is on your radar, you can achieve it simply by spending $50,000 or more on your card per calendar year.
Finally, you’ll earn 6x on JetBlue purchases, 2x on restaurants and groceries and 1x on everything else.
When you can’t justify paying an annual fee per year, the JetBlue Card is a decent airline card worth considering. While it lacks many of the perks associated with the JetBlue Plus Card (for only a $99 annual fee), it still offers a decent rewards rate of 3x points on JetBlue purchases, 2x on restaurants and groceries and 1x on everything else.
The tradeoff is the sign-up bonus is much smaller. You’ll get 10,000 bonus points after spending $1,000 on purchases in the first 90 days. TPG values this sign-up bonus at just $130. However, you’ll still enjoy the benefit of the 50% inflight discount and no foreign transaction fees for any travels abroad.
JetBlue Business Card
If the JetBlue Plus card is the most appealing option for you in this guide so far, business owners or freelancers may want to consider the JetBlue Business Card instead. This card also gives you the chance to earn up to 60,000 bonus points, as you’ll earn 50,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days.
With a $99 annual fee, the credit card perks are virtually the same as the JetBlue Plus Card. You’ll get a free checked bag for you and three companions, 50% off on inflight purchases, 5,000 bonus points each card anniversary and an annual $100 statement credit toward JetBlue Vacations. You can also still earn Mosaic status by spending $50,000 or more on the card.
But with the JetBlue Business, the earning rate is slightly different. You’ll still get 6x on JetBlue purchases, but you earn 2x on restaurants and office supply stores and 1x on all other purchases. If this is a more lucrative way for you to earn points, you’ll want to apply for the business version instead.
Capital One Venture Rewards Credit Card
If the rewards rates of either the JetBlue Plus Card or the JetBlue Card don’t appeal to you, you may be better off with a card with an unlimited rewards rate. With the Capital One Venture Rewards Credit Card, you won’t have to juggle multiple bonus categories if your purchases are scattered and vary outside of traditional everyday spending. You’ll earn unlimited 2x miles on all purchases, whether it’s your gym membership or your veterinary bills.
The Capital One Venture comes with a $95 annual fee but offers a terrific sign-up bonus with the opportunity to earn 60,000 bonus miles when you spend $3,000 in the first three months from account opening. In return, you’re looking at a sign-up bonus value of $1,020 (based on TPG’s valuations; not provided by the issuer).
You can use your miles to “pay” for any travel charges on your statement in the past 90 days (such as JetBlue flights) at a fixed rate of 1 cent each. Alternatively, you can transfer your miles directly to JetBlue at a rate of 2 Capital One miles to 1.5 JetBlue TrueBlue points. Applying for the Venture can be a fantastic way to get a ton of JetBlue points — or any of Capital One’s 16 airline and three hotel transfer partners.
While you won’t get any JetBlue-specific perks, you’ll still enjoy no foreign transaction fees and up to $100 application credit for Global Entry or TSA Precheck.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of our must-haves for award travelers. With a $95 annual fee, you’ll get 80,000 bonus points after you spend $4,000 in the first three months. TPG pegs Ultimate Rewards points at 2 cents each, equating to a whopping $1,600 in value.
We like this card so much because you can transfer your Ultimate Rewards points at a rate of 1 cent each to Chase’s 10 airline and three hotel partners, including JetBlue. This means your sign-up bonus can be worth 80,000 TrueBlue points if you wish. Another option is to book any travel through the Ultimate Rewards portal at an elevated 1.25-cent rate.
This card comes with awesome partner benefits with DoorDash and Lyft as well as an unmatched portfolio of travel and shopping protections. Like the other travel cards in this guide, you won’t be charged foreign transaction fees.
Chase Sapphire Reserve
If you’re a luxury traveler (perhaps you’re a regular patron of JetBlue Mint), you may be looking for a card with elevated perks. If this is the case, consider applying for the Chase Sapphire Reserve. Its current sign-up bonus is 50,000 points after spending $4,000 on purchases in the first three months of account opening.
Although there’s a $550 annual fee, many travelers will quickly appreciate the benefits of this card. You’ll get a $300 annual travel credit, which can be applied to virtually any travel purchases. You’ll earn 3x points on a broad definition of travel (after the travel credit is spent) and dining and 1x on all other purchases.
Your points are worth 50% more when you book travel through the Ultimate Rewards portal — each point is worth 1.5 cents each. Like the Chase Sapphire Preferred, you can transfer your points to Chase’s transfer partners instead, including JetBlue. Since JetBlue doesn’t offer any airport lounges, you’ll be happy to know that this card comes with Priority Pass access to more than 1,300 lounges worldwide.
Which JetBlue card are you eligible for?
Barclays issues three JetBlue credit cards. The terms and conditions of the two personal JetBlue cards state:
“This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program.”
While it’s not totally clear, the statement above suggests that you’re ineligible for these sign-up bonuses if you’ve held these cards and received them in the past.
Meanwhile, the JetBlue Business Card doesn’t count as a personal card and is subject to other rules. Owning this card would not disqualify you from opening a JetBlue Plus Card or JetBlue Card, for example. There are many ways to qualify for a business card, even if you don’t own a brick-and-mortar store.
Who should get a JetBlue card?
JetBlue TrueBlue is a decent loyalty program that offers redemption options at reasonable rates. In the past, we’ve seen redemptions as low as 3,000 points one-way.
If you’re a frequent JetBlue flyer, you’ll want to open the JetBlue Plus or JetBlue Business cards to take advantage of nice perks such as a free checked bag and the opportunity to earn Mosaic status for even a better JetBlue experience.
Otherwise, it makes sense for most travelers to get a credit card that earns transferable points like the Capital One Venture, Chase Sapphire Preferred or the Chase Sapphire Reserve. This lets you diversify your points portfolio and doesn’t lock you into earning with just the JetBlue TrueBlue program.
Although JetBlue’s not part of a major airline alliance, that may be a plus for many award travelers trying to find good deals on redemptions or mainly fly on domestic routes, especially since it does have partnerships with global carriers, including American Airlines, Hawaiian Airlines, Aer Lingus and Emirates.
However, the airline has expanded a ton in the past year, adding even more value to the lineup of JetBlue credit cards. As you start to plan more trips, now may be a good time to apply for a new travel rewards card to jumpstart on earning the sign-up bonus and take advantage of these perks.
Featured photo by Craig Warga for Bloomberg via Getty Images.
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