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26 cruise packing hacks you need to know before you sail
Melinda Crow is a Texas-based freelance writer and guidebook author. From camping to cruising, she's been writing about travel for 30-plus years. Her first cruise was on Carnival’s second ship, Carnivale. She prefers shore excursions involving history, wine or wildlife.
March 17, 2025 • 17 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
The article offers 26 practical tips for packing efficiently for a cruise, covering everything from luggage preparation to maximizing limited cabin space.
Key advice includes making a customizable packing list, using digital tracking devices for luggage, and preparing both physical and digital copies of travel documents.
Suggestions for cruise clothing focus on packing light, choosing versatile items, and using packing cubes and shoe bags for organization.
Cabin-specific tips highlight the use of magnets, night-lights, outlet extenders and creative storage solutions to enhance comfort and convenience.
What to consider
Personalizing luggage and using digital trackers can help prevent lost bags and confusion during travel.
Cruise cabins have limited storage and electrical outlets, so compact organizers and non-surge-protected outlet splitters are recommended.
Packing a first aid kit and essential toiletries can save time and money compared to purchasing items on board.
What you'll miss from the article
Detailed packing strategies and creative storage solutions that can make your cruise experience smoother and more organized.
Generated by AI with support from our editorial team.
Packing for a cruise is an art form, and everyone has their favorite cruise packing hacks. I’ve scoured the internet, talked to fellow cruisers and even been known to sneak peeks inside cabins with open doors, always looking for newer or better ways to pack and manage all the stuff we need to take with us on a cruise.
The result is a list of cruise packing hacks that includes some tried-and-true advice (like taking magnets because cruise ship cabin walls are metal) and a few things you might not have heard before.
Here’s hoping you find some useful and creative tips in this list of the top 26 cruise packing hacks.
Hacks for getting started on your cruise packing
D3SIGN/GETTY IMAGES
Make a list before you put anything in a suitcase
I created a cruise packing list in the reminder app on my phone. I use the same list for every cruise but add to or subtract from it based on the destination. I start tweaking my list weeks before the cruise so I know exactly what I need when it’s time to pack.
Note which items you need to buy before your trip, whether it’s additional travel-sized toiletries, a new swimsuit or an outfit for pirate night, white night or an ‘80s-themed party.
Prep your luggage before you pack for your cruise
No matter what kind of luggage you take, checked and carry-on bags should have personal tags with your name, email address and phone number. It should also be easily distinguished from other bags from a distance. You can use brightly colored handle wraps, zip ties, ribbons, straps or stretchy covers over the whole bag.
Why should you personalize your suitcase? Recently, I got off a small commuter jet in Phoenix that required all passengers to gate-check our roll-aboard bags. As I ran to my connecting gate 10 minutes later, I heard an announcement alerting passengers from my earlier flight to check they had the correct carry-on bag. Someone had mistakenly grabbed the wrong bag on the jet bridge. Had it been me, I would have missed my connection.
Also, remove all old cruise and airline tags and stickers from your luggage to avoid confusion.
It happens. I’ve met people with missing luggage on every ship I’ve sailed this year, but a digital tracking device can save the day when the airline loses your bag, or you’re fretting that your suitcase didn’t make it onto the cruise ship. TPG staffers swear by Apple AirTags and similar tracking devices that allow you to see in real time where your bags are.
A friend’s bag was recently lost in Athens, and he might not have retrieved it in time for his cruise had he not placed a tracker inside that clearly showed the airline personnel that his bag was in the airport. A woman on a recent Celebrity cruise told me Delta refused to help her because their tracking showed her bag was delivered to the carousel. Had she used a digital tracking device, she could have proven them wrong and possibly gotten her bag back.
Related: What it’s really like to use Apple’s AirTags to track your luggage
Buy a cruise tag sleeve
Mainstream cruise lines supply bag tags with your name and cabin number that you print at home. This leads to a conundrum: Do you affix the flimsy paper tags at home before you fly (and risk them getting ripped off), or do you wait until you arrive and hope you can locate a stapler?
My cruise packing hack is to buy clear plastic sleeves made specifically for this purpose. Put the printed tags in the sleeves, keep them in your carry-on bag, and then attach them to all your luggage before you head to the pier. Yes, you’ll want to affix the cruise line tags to your carry-ons in case you accidentally walk away from them during the boarding process or once on board.
Download a sleep app
You could pack a portable fan or bulky white noise machine to block out ship sounds at night … or you could save space in your luggage and download a white noise or other sleep sounds app instead. Test out a few to find your perfect soothing sounds.
While you’re at it, download your cruise line, airline and precruise hotel’s app, as well as the Mobile Passport Control app to speed up the customs process.
As much as I recommend using the cruise line’s app, more than once, I have found myself standing in a cruise terminal with terrible phone and Wi-Fi service, making it impossible to show my boarding documents in the app. Always have a printed copy as your backup plan. You’ll get on board much quicker.
Choose the best credit cards for the trip (and take more than one)
Check your card offers before you leave home. Before my last cruise, I noticed I could register for 5 points per dollar spent on restaurant charges on my airline-branded credit card. It came in handy for airport food and precruise dining. Extra points or miles for ride-hailing services, taxis and car rentals are also common. However, you won’t know if you don’t check beforehand.
Don’t just take one card. Traveling makes you a target for thieves and scammers. You don’t want to be stranded in a foreign country with your only credit card deactivated because a scammer forced you to shut it down.
Packing everything you need for a hotel night in your carry-on helps you in two ways: You won’t need to dig through your large suitcase for clothes or toiletries for one or two nights. Also, you will have at least some necessities should the airline lose your main suitcase.
If you can’t fit clothes in your carry-on, at least pack your precruise necessities in a separate packing cube placed at the top of your suitcase, so you can pull it out and not tear apart your carefully packed bag.
Pack like you have a precruise stay — even if you don’t
Even if you’re flying straight from home to the cruise port, pack like you’re spending a night in a hotel. Pack a complete change of clothes and necessary toiletries in your carry-on bag.
Why? Delays and lost luggage. If something goes wrong with your flight, you’re prepared with everything you need to get by during an unexpected overnight layover or a day without your checked bags.
Do the same when traveling home from your cruise. You’ll be prepared for travel delays and can take advantage of airline offers for gift cards or travel vouchers if you volunteer for a different flight due to overbooking. I once made $1,200 taking an overnight bump in Frankfurt while returning from a cruise. If I hadn’t packed an extra outfit in my carry-on bag, I might not have been tempted to take the deal.
Do the math: Cruise ship laundry costs vs. airline baggage fees
Everyone has their preferences when it comes to doing laundry on vacation. Some people pack a different outfit for each day, while others pack light and plan to wash clothing on board. Personally, I pack a little less and either do a load of laundry in the self-serve laundry facilities (if available) or pay for a few pieces to be washed and folded.
Before you decide, do the math. It might be cheaper or more convenient to pay for someone else to do your washing mid-cruise if it means you can avoid checking a bag.
The best part about organizing your cruise luggage with packing cubes is that unpacking is super quick.
When your bags arrive, pull out each cube, unzip, fold the top underneath the filled bottom portion of the cube and place the entire thing in a drawer without unpacking it. Use as many as you need to organize each person’s things the way you would want them organized in the cruise cabin’s drawers. The unpacking process will take mere minutes, and then it’s back to the pool deck.
Shoes belong in shoe bags
Packing cubes often include a shoe bag or two. You’ll need several. Shoe bags prevent sand or dirt from getting on your clothes and other belongings. I don’t know about you, but my flip-flops and water shoes do not belong next to my snorkel or my water bottle.
Reduce the number of shoes you need by packing fancy sneakers
My mom has the right idea about footwear on cruise ships. She wears sparkly sneakers — even on dress-up nights. I recently ditched my heels for comfortable black sneakers I pair with skirts, slacks and dresses. If your cute sneaks can stand up to touring by day but look good with your evening wear, you’ve just saved a ton of space in your suitcase.
Men often have it even easier, getting by with a single pair of dress sneakers for an entire cruise.
If you’re packing a straw hat, you’ll need to protect it inside your luggage. Bras are ideal for this. Or, purchase a cylindrical zippered bra laundry bag. Put it in the crown of your hat. If there’s extra space, wrap the bra bag with a pair of tights or yoga pants. You can also coil belts inside a hat.
Similarly, stuff sneakers or dress shoes with socks or rolled-up ties to protect the shoe’s shape and use all available space for packing.
Choose a color palette
If everything you pack coordinates with everything else, you can mix and match endlessly. I go with black pants, shorts and skirts because you can add almost any color top. I add a few black tops, including one with sequins, that I can jazz up with scarves, which weigh less and take up less room than most evening wear. Plan to re-wear bottoms at least twice during your trip.
You can never entirely predict the weather where you are cruising. Even on a Caribbean cruise, you could encounter an afternoon rain storm or chilly dining rooms and theaters on board. Prioritize clothing you can layer, such as sweaters, lightweight vests and zip-up hoodies.
Consider travel pants with zip-off legs that convert to shorts. Also, you can wear a lightweight UPF shirt over a tank top if the sun’s rays are harsher than expected. Packing with layers in mind can provide more space than packing individual outfits for every possible weather scenario.
Packing hacks for your cruise cabin
PRINCESS CRUISES
Use magnets to organize your vacation
Cruise ship walls are typically magnetic, so you can use magnets to make your cabin more usable. For example, keep your daily newsletters, invitations and excursion tickets in order with magnetic clips affixed above the desk.
Magnetic hooks corral caps, visors, belts, backpacks, jackets and charging cords. Magnetic whiteboards allow you to leave messages for cabinmates. You can also use magnets to decorate your cabin door.
Upgrade your shower
Cruise ship showers are notoriously cramped and often lack functional amenities. Pack items that will upgrade the experience.
Shower shelves and small baskets that attach to the shower walls or glass door via a suction cup will provide additional toiletry space, while suction-on hooks are handy for drip-drying swimsuits. Binder clips or magnetic shower weights can help clingy curtains stay in place. Also, bring a pack of aromatic shower steamers for a cheaper version of the aromatherapy showers found in the ship’s spa.
Pack night-lights — even if you’re not traveling with kids
Cruise ship cabins can be extra dark at night, especially if you’ve pulled the blackout curtains closed or have booked a windowless inside cabin. Night-lights can help you find your way to the bathroom in the middle of the night without waking your cabinmates.
As electrical outlets are in short supply in most cruise cabins, you’ll need a battery-powered light, preferably motion-activated, if you don’t want it on all night.
Laugh all you want, but I carry one that’s designed to light up the toilet at night because it has a flexible arm that I can hook somewhere or position where I want it. A magnetic, battery-powered, motion-activated night-light might be the perfect cruise ship device.
Take along a hanging shoe-storage bag, but not for shoes
If you’re packing enough shoes to warrant a 24-pocket shoe organizer, you’re probably over-packing, even for a world cruise. Instead, use the shoe organizer to pack and store your toiletries and other small items easily lost in your cabin clutter.
Cruise lines don’t want you scraping their doors with those metal over-the-door hangers, so affix the organizer with magnetic hooks instead.
Six 22-pound magnets across the top of the organizer keep it firmly in place with almost anything I want inside the pockets. If the shoe organizer is too big, cut it in half or into thirds and use flat magnets to attach the pieces without grommets. Again, make sure you buy extra-strong magnets so the full organizer does not slide down the wall or door.
Hang the toiletry bag outside the bathroom — it makes sharing the already-cramped bathroom easier.
Extend your power
Rare is the cruise cabin with enough electrical outlets in the spaces where you want them most. Solve that problem by packing a couple of outlet extenders. If they aren’t surge-protected, most cruise ships allow these splitters.
Another option is an adapter that plugs into a European outlet and converts it to a 110-volt U.S. standard outlet. This allows you to use both European and U.S. outlets in your cabin.
Take a laundry bag
Don’t let dirty laundry accumulate on the floor of your cabin’s closet or around your room. Pack a lightweight bag you can fill as you go, then pack it with its contents intact at the end of the trip. If you’re extra organized, sort laundry by travel companion or separate colors from whites. Top the bags off with dryer sheets when they are full to reduce odors. The goal is to make both end-of-cruise packing and laundry day back home easier.
Alternatively, open up one suitcase under the bed and throw all your dirty clothes in there as you go.
Miscellaneous cruise packing hacks
PYROSKY/GETTY IMAGES
Take lots of zippered plastic bags in various sizes
Need a place to stash that extra cookie you brought back from the buffet? Your swimsuit didn’t dry quickly enough to pack it on your last night? Worried about your camera getting wet in the rain? Want to organize your stuff rather than tossing it loose into your backpack? Plastic bags will help you in all of these situations and more. I always pack several sizes to have on hand when I cruise.
Pack duct tape
I learned this cruise packing hack from TPG’s Ashley Kosciolek, but I learned it the hard way. I initially ignored her advice and found myself roaming the streets of Bonaire in search of duct tape to repair a scuba fin broken by baggage handlers. In the end, I had to buy a new set of fins. I’ve also faced cracked luggage and even sunglasses that could have been salvaged if only I’d had some duct tape. Now I pack it for every sailing.
Tiny containers like pill organizers and contact lens cases are handy for packing small things like earrings, necklaces, small dabs of cosmetics or medications. Before you buy special travel organizers for jewelry or cosmetics, consider repurposing items you have at home.
Don’t forget to take a first aid kit
Yes, the cruise ship’s medical facility will have basics. However, it’s easier and cheaper to pack your own first-aid kit.
Here’s a starter list:
Over-the-counter pain relief
Allergy medicine
Motion-sickness tablets
Skin-relief lotion like aloe
Medicated ointment for minor cuts
Anti-itch cream for bites
Bandages
Eye and swimmer’s eardrops
Packing these items can save you from a visit to the onboard clinic or overpriced cruise ship sundries shop.
Bottom line
Packing for a cruise doesn’t have to be hard, but it does take some foresight — and a little ingenuity.
Your cruise cabin will not be as spacious as the average hotel room, but a little creativity can help overcome cruise cabin shortfalls.
When it comes to fitting everything into your suitcase, the best advice is to pack less than you think you need and find cruise packing hacks that let clothing items do double duty.
Ultimately, the best cruise packing hacks take some of the stress out of preparing for your cruise vacation, so getting ready for your trip can be enjoyable, too.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
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Annual Fee is $325.
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Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.