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TPG Readers on the Best Ways to Redeem Membership Rewards Points

March 19, 2018
3 min read
conrad maldives hilton-ftr-high category hilton
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Every so often, TPG readers want to know how other travelers are redeeming their credit card earnings. To that end, we asked our TPG Lounge members to tell us: "What's your favorite way to use Amex Membership Rewards points? Any tips for newbies?"

Transfer to Airlines

The overwhelming response was to transfer American Express Membership Rewards points to airlines for maximum value. This is in keeping with our guide for the best Membership Rewards redemptions. Our readers shared their favorite airline redemption options with us:

I transfer to British Airways Avios, and redeem [through] Alaska Airlines. I check availability on AA's site, then call BA to book. Sometimes they charge a $25 booking fee, sometimes they don't. — Kathy R.
I've transferred to Etihad with bonus, and to British Airways with bonus. At the time Etihad was 30%, and BA was 40%. I've used my Avios on AA exclusively so far. Miniscule fees and good availability, even [for] last minute to Vegas from LAX, instead of paying $380 per person. [I get a] 3 cent per point value. — Edmond K.
Transfers to ANA for redemptions to Japan... always pretty inexpensive. I typically book ANA economy as I like to stretch my points. — Zain N.
Transfer for airfare generally, Delta or JetBlue mostly. — Bill F.
Aeroplan to Europe! — Tim S.
ANA to Africa — Jamie R.
Transfer to Delta. Delta has a great summer flight JFK-Nice, France direct on Saturdays and we've had good luck booking coach with reasonable points the last few summers. — Cheryl D.
1,200 mi flights on AA through British Airways. Get 3-4 cents per point! — Bryan B.
Generally I use to transfer to Delta (or SkyTeam partners) — Allyson C.
Transfer to Asia Miles to use on Cathay — Meg G.
Transfer points to ANA for 90k (ANA) or 95k (Star Alliance) roundtrip redemption to Asia on J. Free stopover in Tokyo also, when [flying] on ANA! — Peter H.
Wait for bonus transfers. British Airways is a good one for short distances, also JFK–YVR on Cathay. [I've] also put some [MR points] into Virgin Atlantic for a RT ANA first[-class redemption]. — Carl C.

Looking forward to transferring to Etihad Guest for either AA transatlantic, or Czech Airlines from Prague to Seoul. — Matt T.

I save them for high-value transfers to foreign airline partners to avoid excise tax. I generally use Ultimate Rewards points for domestic transfers, since that's not an issue. — Andrew K.

Hotels

While airline redemptions are one of the most popular ways to utilize Membership Rewards points, Hilton offers a great redemption value on the hotels side. In fact, American Express just permanently increased the transfer ratio between Membership Rewards points and Hilton early this year.

I transfer to Hilton. They have pretty decent point redemption. — Evelyn E.
[I transfer to Hilton] Honors - 3x points that I just used for a romantic weekend for pier 5 hotel at inner harbor, Baltimore. — Varun V.

Other Options

A few TPG Lounge members boldly owned their redemption methods, despite the inevitable "Facebook laughs":

[to be honest]..., NYC cabs. — Richard M.
Starbucks gift cards. — Mike Z.
Redeem via Amazon. — Darren L.

TPG featured card

Rewards rate
2X milesEarn 2X miles per $1 on every purchase, everywhere
5X milesEarn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Intro offer
Open Intro bonus
Limited-time offer: Earn up to 150,000 bonus miles
Annual fee
$95
Regular APR
24.49% (Variable)
Recommended credit
Open Credit score description
740-850Excellent

Pros

  • Simple earning structure
  • Bonus categories
  • Annual credits
  • No foreign transaction fees
  • Flexible redemption options, including transfer partners

Cons

  • Has an annual fee
  • Fewer bonus categories than some competitors
  • Lacks premium perks
  • Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • $95 annual fee
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Top rated mobile app