And don’t let the word “business” scare you off. Having even just a side hustle like dog walking or selling goods online could qualify you for one of these cards.
Earning $1,000 cash back is an incredible value on a card that costs nothing to hold. But since Chase lets you easily convert cash-back rewards to fully transferable points if you hold certain cards, you could get even more value out of that bonus as points.
Those 100,000 Ultimate Rewards points are worth $2,050, per our July 2026 valuations, thanks to the big-value redemptions you can make with them through Chase’s transfer partners, like:
Flying business class to Japan on United, starting at 85,000 United miles (plus taxes and fees) one way.
Taking the whole family to Hawaii on United Airlines, where economy seats start at 26,000 United miles round-trip (plus taxes and fees).
Staying several nights at the all-inclusive Hyatt Zilara Riviera Maya Cancun, where nights start at 20,000 World of Hyatt points.
To see which fits your spending better, check out the earning power on each card. (Do you want bigger earnings on certain categories, or a simple flat rate on all purchases?)
It’s rare to see offers so valuable on no-annual-fee cards. Don’t miss your chance to earn $1,000 cash back (or 100,000 points) while you can — we don’t know when we’ll see offers this high again.
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The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
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