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| Limited-time offers |
| by Augusta Stone, Credit cards writer |
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Would you believe we’ve already crossed the midpoint of 2026? The days are long, the World Cup is underway and summer vacation season is in full swing. Now is the perfect time to add a new card to your wallet for all of your summertime spending.
This summer has brought some of the hottest bonuses we’ve seen all year — and many of them won’t last long. Here are the top card offers this July.
🤩 The big one
If you want the ideal all-around card, you can’t miss this highest-ever offer that’s returned on our most-recommended rewards card.- The Chase Sapphire Preferred® Card is letting new cardholders earn 100,000 Ultimate Rewards points after spending $5,000 on purchases in the first three months from account opening. That’s worth over $2,000 in travel based on TPG’s July 2026 valuations — an excellent deal given its low $95 annual fee.
🏖 Best for travel lovers
The personalized offer on this top travel rewards card is a showstopper.- Check your eligibility and see if you qualify for an offer as high as 175,000 Membership Rewards points on the American Express Platinum Card®. Points are awarded after you spend $12,000 in eligible purchases on the card within the first six months of card membership*.
🍔 Best for food and drinks
Make spending on summertime barbecues and evenings out more rewarding with our top card for foodies.- The American Express® Gold Card earns an impressive 4 points per dollar spent at U.S. supermarkets** and 4 points per dollar spent at restaurants worldwide***. Apply to find out your offer, which could be as high as 100,000 Membership Rewards points after you spend $8,000 on eligible purchases on the card in your first six months of card membership*.
Best no-annual-fee cards
These popular Chase business cards can be great for anyone — whether you’ve got a small side hustle or own a big company — and they’re also sporting their highest-ever offers.- The Ink Business Cash® Credit Card earns $1,000 bonus cash back after spending $8,000 on purchases in the first four months from account opening. This no-annual-fee card earns bonus rewards in popular business categories, such as office supply stores and internet, cable and phone services.
- Ink Business Unlimited® Credit Card cardholders can earn $1,000 bonus cash back after spending $8,000 on purchases in the first four months from account opening. You’ll earn an uncapped 1.5% back on all purchases for no annual fee.
🏨 Best for hotels
This offer is perfect if you’re hoping to plan a late-summer getaway with points.- The Marriott Bonvoy Boundless® Credit Card is letting you earn 125,000 bonus Marriott Bonvoy points and a free night award (valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases.
💼 Best for business spenders
Upgrade your travel lifestyle and earn a huge stash of valuable points with the highest offer we’ve ever seen on any Ultimate Rewards card.- High-spending business owners can get a lot of value from the premium Chase Sapphire Reserve for Business℠, which is letting you earn a whopping 200,000 Ultimate Rewards points after spending $30,000 on purchases in the first six months from account opening.
Don’t leave these standout offers waiting — most of them will only be around for a limited time.
*Welcome offers vary, and you may not be eligible for an offer.
**On up to $25,000 in spending at U.S. supermarkets per calendar year, then 1 point per dollar.
***On up to $50,000 in purchases at restaurants worldwide per calendar year, then 1 point per dollar.
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