I once awoke in Japan to a notice that my flight to Guam later that day had been cancelled due to an incoming typhoon. When I called the airline to rebook, I was told that the first available flight was four days later.
Luckily, my credit card’s trip delay protection covered those four extra nights and meals while I was stuck waiting for my new flight — a setback that otherwise would have cost me about $900.
Each of these cards has a $95 annual fee, which pales in comparison to the $900 I would’ve otherwise had to cover from that delay. And what’s great is there are other ways to easily offset that fee beyond taking advantage of travel protections.
Plus, for a limited time, you can earn a whopping 100,000 Ultimate Rewards points after spending $5,000 on purchases in the first three months from account opening. That’s the highest-ever offer on this card, worth more than $2,000, according to our June 2026 valuations.
Of course, be sure to check out the advertised travel protections before you apply to ensure the card is a good fit for you. And, when your new card arrives in the mail, read through the guide to benefits to understand exactly how the protections work.
And, if you want to chat with TPG’s team of experts and avoid your own points and miles snafus, join us over on Substack this Thursday, June 24 at 4 p.m. EDT for a live “Office Hours” chat. We’ll be answering your burning points and miles questions, but the chat is only open to subscribers (free or paid), so sign up today, set a calendar alert and don’t miss out.
Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page.
Photo Credit: IHG.
Enter to win 250k Rove miles!
Feeling lucky? Right now you could win 250,000 valuable Rove miles and get a TPG expert to help you plan your dream trip!
Rove is a newer rewards program that doesn’t require a credit card to earn miles — anyone can join and use its benefits. With 18 airline and hotel transfer partners, it’s definitely a program worth taking a look at, plus it’s free to join!
You are receiving this email because you opted in atthepointsguy.com.
Where to find us:
The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA
If this newsletter was forwarded to you, you can subscribe here.
Advertiser Disclosure:
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
