You can now request an invite to the Amex Centurion card
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The American Express Centurion card (available in both personal and business versions) is one of the mosts exclusive credit cards on the market, available by invitation-only to Amex’s biggest spenders. There are no clear guidelines on what it takes to earn an invitation, though multiple reports suggest that you need to spend at least $250,000 a year across all of your Amex cards in order to be considered.
If you click on the link at the bottom that says “Interested in Centurion Membership? Click Here” you’ll be directed to a form that asks you to input the information from one of your Amex credit cards.
Submitting the form won’t get you an instant decision, but rather if you’re eligible, Amex will reach out to begin the application and initiation process.
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Amex Centurion card
The Amex Centurion card has always been a very interesting and expensive value proposition. New cardmembers need to pay a $10,000 initiation fee and a $5,000 annual fee, making this one of the most expensive credit cards out there.
If you manage to get invited, this also isn’t a card you’ll want to put much, if any spending on, as it only earns 1 Membership Reward point per dollar spent, with a 50% bonus for purchases over $5,000.
So how does Amex justify such hefty fees, including a total of at least $15,000 in the first year alone? It all comes down to the soft perks of the Centurion card, which is sure to forever change the way you travel. Centurion cardholders enjoy Delta Platinum Medallion, Hilton Diamond and Marriott Gold status.
One of the biggest perks of Centurion membership, in addition to access to exclusive lifestyle events and some very expensive surprise gifts, is the personal concierge who can help arrange all of your travel, restaurant reservations and more. It’s hard to put a value on an individual, but TPG loves his concierge enough to keep renewing his Amex Business Centurion card year after year.
The concierge was able to help evacuate TPG from Bali when a volcano eruption closed the airport. The concierge arranged a combination of vans, ferries and planes, at a time when thousands of other travelers were trying to get off the island. This is in addition to more “normal” functions like arranging tours and excursions and helping you score reservations at exclusive restaurants.
The information for the Amex Centurion card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Further Reading: The inside scoop on the Amex Centurion (black) card
For most people, the Centurion card is a hard-to-justify expense, even if you’re one of the lucky few who gets invited to apply. There’s been no indication that Amex is at all loosening the eligibility requirements for the card, but it’s still interesting to see them making a very secretive product slightly more visible to the public.
(Featured photo by The Points Guy)
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WELCOME OFFER: Up to 100,000 bonus miles
TPG'S BONUS VALUATION*: $1,040
CARD HIGHLIGHTS: 3X miles on United® purchases
*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.
- Earn 80K bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, an additional 20K bonus miles after you spend $10,000 in the first 6 months
- $250 Annual Fee
- Earn 3X miles on United® purchases, 2X miles at restaurants, on select streaming services & all other travel, 1X on all other purchases
- Earn 3X miles on United Airlines purchases
- Earn 2X miles at restaurants and on select streaming services
- Earn 2X miles on all other travel
- Earn 1X mile on all other purchases
- Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.