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You can now request an invite to the Amex Centurion card

April 03, 2020
4 min read
You can now request an invite to the Amex Centurion card
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The American Express Centurion card (available in both personal and business versions) is one of the mosts exclusive credit cards on the market, available by invitation-only to Amex's biggest spenders. There are no clear guidelines on what it takes to earn an invitation, though multiple reports suggest that you need to spend at least $250,000 a year across all of your Amex cards in order to be considered.

One Mile At A Time is reporting that it's now possible for certain cardholders to request an invitation directly on the Amex Centurion webpage, centurion.com.

If you click on the link at the bottom that says "Interested in Centurion Membership? Click Here" you'll be directed to a form that asks you to input the information from one of your Amex credit cards.

Submitting the form won't get you an instant decision, but rather if you're eligible, Amex will reach out to begin the application and initiation process.

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Amex Centurion card

The Amex Centurion card has always been a very interesting and expensive value proposition. New cardmembers need to pay a $10,000 initiation fee and a $5,000 annual fee, making this one of the most expensive credit cards out there.

If you manage to get invited, this also isn't a card you'll want to put much, if any spending on, as it only earns 1 Membership Reward point per dollar spent, with a 50% bonus for purchases over $5,000.

So how does Amex justify such hefty fees, including a total of at least $15,000 in the first year alone? It all comes down to the soft perks of the Centurion card, which is sure to forever change the way you travel. Centurion cardholders enjoy Delta Platinum Medallion, Hilton Diamond and Marriott Gold status.

One of the biggest perks of Centurion membership, in addition to access to exclusive lifestyle events and some very expensive surprise gifts, is the personal concierge who can help arrange all of your travel, restaurant reservations and more. It's hard to put a value on an individual, but TPG loves his concierge enough to keep renewing his Amex Business Centurion card year after year.

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The concierge was able to help evacuate TPG from Bali when a volcano eruption closed the airport. The concierge arranged a combination of vans, ferries and planes, at a time when thousands of other travelers were trying to get off the island. This is in addition to more "normal" functions like arranging tours and excursions and helping you score reservations at exclusive restaurants.

The information for the Amex Centurion card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Further Reading: The inside scoop on the Amex Centurion (black) card

Bottom line

For most people, the Centurion card is a hard-to-justify expense, even if you're one of the lucky few who gets invited to apply. There's been no indication that Amex is at all loosening the eligibility requirements for the card, but it's still interesting to see them making a very secretive product slightly more visible to the public.

(Featured photo by The Points Guy)

Featured image by (Photo by The Points Guy)

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023