You can now request an invite to the Amex Centurion card
The American Express Centurion card (available in both personal and business versions) is one of the mosts exclusive credit cards on the market, available by invitation-only to Amex's biggest spenders. There are no clear guidelines on what it takes to earn an invitation, though multiple reports suggest that you need to spend at least $250,000 a year across all of your Amex cards in order to be considered.
One Mile At A Time is reporting that it's now possible for certain cardholders to request an invitation directly on the Amex Centurion webpage, centurion.com.
If you click on the link at the bottom that says "Interested in Centurion Membership? Click Here" you'll be directed to a form that asks you to input the information from one of your Amex credit cards.
Submitting the form won't get you an instant decision, but rather if you're eligible, Amex will reach out to begin the application and initiation process.
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Amex Centurion card
The Amex Centurion card has always been a very interesting and expensive value proposition. New cardmembers need to pay a $10,000 initiation fee and a $5,000 annual fee, making this one of the most expensive credit cards out there.
If you manage to get invited, this also isn't a card you'll want to put much, if any spending on, as it only earns 1 Membership Reward point per dollar spent, with a 50% bonus for purchases over $5,000.
So how does Amex justify such hefty fees, including a total of at least $15,000 in the first year alone? It all comes down to the soft perks of the Centurion card, which is sure to forever change the way you travel. Centurion cardholders enjoy Delta Platinum Medallion, Hilton Diamond and Marriott Gold status.
One of the biggest perks of Centurion membership, in addition to access to exclusive lifestyle events and some very expensive surprise gifts, is the personal concierge who can help arrange all of your travel, restaurant reservations and more. It's hard to put a value on an individual, but TPG loves his concierge enough to keep renewing his Amex Business Centurion card year after year.
The concierge was able to help evacuate TPG from Bali when a volcano eruption closed the airport. The concierge arranged a combination of vans, ferries and planes, at a time when thousands of other travelers were trying to get off the island. This is in addition to more "normal" functions like arranging tours and excursions and helping you score reservations at exclusive restaurants.
The information for the Amex Centurion card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Further Reading: The inside scoop on the Amex Centurion (black) card
Bottom line
For most people, the Centurion card is a hard-to-justify expense, even if you're one of the lucky few who gets invited to apply. There's been no indication that Amex is at all loosening the eligibility requirements for the card, but it's still interesting to see them making a very secretive product slightly more visible to the public.
(Featured photo by The Points Guy)
TPG featured card
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| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees