You can now request an invite to the Amex Centurion card
The American Express Centurion card (available in both personal and business versions) is one of the mosts exclusive credit cards on the market, available by invitation-only to Amex's biggest spenders. There are no clear guidelines on what it takes to earn an invitation, though multiple reports suggest that you need to spend at least $250,000 a year across all of your Amex cards in order to be considered.
One Mile At A Time is reporting that it's now possible for certain cardholders to request an invitation directly on the Amex Centurion webpage, centurion.com.

If you click on the link at the bottom that says "Interested in Centurion Membership? Click Here" you'll be directed to a form that asks you to input the information from one of your Amex credit cards.
Submitting the form won't get you an instant decision, but rather if you're eligible, Amex will reach out to begin the application and initiation process.
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Amex Centurion card
The Amex Centurion card has always been a very interesting and expensive value proposition. New cardmembers need to pay a $10,000 initiation fee and a $5,000 annual fee, making this one of the most expensive credit cards out there.
If you manage to get invited, this also isn't a card you'll want to put much, if any spending on, as it only earns 1 Membership Reward point per dollar spent, with a 50% bonus for purchases over $5,000.
So how does Amex justify such hefty fees, including a total of at least $15,000 in the first year alone? It all comes down to the soft perks of the Centurion card, which is sure to forever change the way you travel. Centurion cardholders enjoy Delta Platinum Medallion, Hilton Diamond and Marriott Gold status.
One of the biggest perks of Centurion membership, in addition to access to exclusive lifestyle events and some very expensive surprise gifts, is the personal concierge who can help arrange all of your travel, restaurant reservations and more. It's hard to put a value on an individual, but TPG loves his concierge enough to keep renewing his Amex Business Centurion card year after year.
The concierge was able to help evacuate TPG from Bali when a volcano eruption closed the airport. The concierge arranged a combination of vans, ferries and planes, at a time when thousands of other travelers were trying to get off the island. This is in addition to more "normal" functions like arranging tours and excursions and helping you score reservations at exclusive restaurants.
The information for the Amex Centurion card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Further Reading: The inside scoop on the Amex Centurion (black) card
Bottom line
For most people, the Centurion card is a hard-to-justify expense, even if you're one of the lucky few who gets invited to apply. There's been no indication that Amex is at all loosening the eligibility requirements for the card, but it's still interesting to see them making a very secretive product slightly more visible to the public.
(Featured photo by The Points Guy)
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

