How I Booked the Wrong Type of Award — Reader Mistake Story
Today, I want to share a story posted in the the TPG Lounge by reader Jack, who missed out on Delta Platinum status due to a mix-up over an award redemption. Here's what he had to say:
Some of the co-branded Delta Amex cards offer a feature called Pay with Miles, which allows you to discount the price of a Delta ticket by redeeming a mix of cash and SkyMiles. The nice part is that you still earn Medallion Qualifying Miles and regular SkyMiles for the cash portion of your fare. I was 9,500 MQMs short of Platinum status, so I decided to use Pay with Miles to reduce my out-of-pocket cost to $300 for a trip to London and Paris.
When I got home I noticed the miles from that trip weren't credited to my account. I called Delta to sort it out, and that's when I got hit with the bad news. Evidently I had used the Miles + Cash option, which is available to everyone and has the same redemption rate, but counts as an award ticket so you don't earn MQMs or SkyMiles. If I had used Pay with Miles, I would have earned what I needed and been able to reach Platinum status. Instead I got nothing.
The SkyMiles rep I spoke with recommended I email customer service explaining the confusion to see if they could credit me with the miles. Instead they suggested I buy the MQMs I needed for $1,900! Let this be a warning: if you plan on booking a Delta ticket and earning elite credits while using miles, make sure you use "Pay with Miles" and not "Miles + Cash."

You generally won't earn miles or elite credits on award flights, which is one factor to consider when you're deciding whether to use points or pay cash. In 2015, however, Delta made Pay with Miles tickets eligible to earn Medallion miles and segments, as well as Medallion dollars and SkyMiles on the cash portion of the fare. You'll only get 1 cent per mile redeeming this way, but the fact that you can still earn rewards makes Pay with Miles a decent option if you're trying to keep cash costs down. As Jack points out, that's not the case for Delta's Miles + Cash awards, which are less useful anyway.
The silver lining to Jack's story is that Delta allows you to roll MQMs over to the following year, so any extras aren't wasted entirely. Jack qualified for Gold status, but fell 9,500 miles short of Platinum, which means he starts this year with 16,500 MQMs in the bank. If he completes the same qualifying activity in 2018 as he did in 2017, he should have no trouble reaching Platinum.
I appreciate this story, and I hope it can help other readers avoid making the same mistake. To thank Jack for sharing his experience (and for allowing me to post it online), I'm sending him a $200 airline gift card to enjoy on future travels, and I'd like to do the same for you. Please email your own travel mistake stories to info@thepointsguy.com, and put "Reader Mistake Story" in the subject line. Tell us how things went wrong, and (where applicable) how you made them right. Offer any wisdom you gained from the experience, and explain what the rest of us can do to avoid the same pitfalls.
Feel free to also submit your best travel success stories. If your story is published in either case, I'll send you a gift to jump-start your next adventure. I look forward to hearing from you, and until then, I wish you a safe and mistake-free journey!
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
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The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
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Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

