Skip to content

Quick Points: Use Hyatt's Pay My Way to combine free night awards, cash and points

April 08, 2022
5 min read
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

As I write this, I am sitting in the Kimpton De Witt in Amsterdam on a three-night stay that I had to book as three separate reservations. Of course, Kimpton is an IHG brand, not a Hyatt brand. But IHG Rewards only allows some anniversary nights to be used together and there's no way to book some nights with anniversary nights and some nights with cash or points within the same reservation.

Luckily, World of Hyatt makes it much easier to use free night awards, book paid nights and redeem Hyatt points on a single reservation through its Pay My Way feature. Today, I'll explain how and why you might want to use Hyatt's Pay My Way feature.

Get the latest points, miles and travel news by signing up for TPG's free daily newsletter.

Sign up for our daily newsletter

How to use Hyatt's Pay My Way

To use Hyatt's Pay My Way, log in to your Hyatt account and search for a stay of two nights or longer. Don't check the "Use Points" box before clicking "Find hotels."

(Screenshot from hyatt.com)

The results page will show all of the Hyatt properties available at your destination on your travel dates. Click "View rates" for the property you want to book.

(Screenshot from hyatt.com)

Not all rates are eligible for Hyatt's Pay My Way. For example, when I searched for a stay at the Alila Fort Bishangarh in India, I found no rates eligible for Pay My Way. And when I searched for a stay at the Andaz Bali, the member and standard rates were eligible, while the members advance purchase, bed and breakfast and double your points rates weren't eligible.

Click through rates until you find a rate that's eligible for Pay My Way (as indicated by the blue "Use Pay My Way" text under the orange "Book now" button).

(Screenshot from hyatt.com)

Note that you may not be able to use Pay My Way for all room types. For example, at the Andaz Bali, you can use Pay My Way to book the base-level rooms and select suites.

Suites at the Andaz Bali that are bookable via Pay My Way. (Screenshot from hyatt.com)

Once you find a room you want to book, click on the blue "Use Pay My Way" text below the orange "Book now" button. You'll end up on the following page:

(Screenshot from hyatt.com)

You can select any combination of points, cash, points and cash or free night awards. But, when calculating redemption rates, consider that the cash rates shown in the table don't include taxes and fees. So, click through a few combinations and see how the taxes and fees in the "Cash total" box at the bottom change.

For example, here's a combination of a night on points, a paid night and a night using a free night award.

(Screenshot from hyatt.com)

Click "Select this combination" to move forward with the booking process. Once you do so, you'll be on the final booking page, where you can confirm your details before clicking the "Book my stay" button at the bottom of the page.

(Screenshot from hyatt.com)

Related: The 12 hotels where you'll get the most out of your Hyatt reward night certificate

Why use Hyatt's Pay My Way

Now that you know how to use Hyatt's Pay My Way, you may be wondering when and why to use this feature. The most obvious use case is when you don't have enough free night awards to cover all the nights of your stay.

But it can also make sense to redeem World of Hyatt points for nights that carry expensive cash rates and pay cash for nights that carry low cash rates. After all, you can benefit from World of Hyatt still offering an award chart on the nights with expensive paid rates.

In short, it comes down to the redemption rate you can get each night and how you value Hyatt points. TPG's valuations peg the value of Hyatt points at 1.7 cents per point. So, based on these valuations, you'd want to redeem points when you can get a redemption value of at least 1.7 cents per point. And you'd want to book a paid rate when your redemption rate would be lower.

However, remember that you can't access all available rates when using Pay My Way. So, it's worth considering whether you'd get a better deal by booking multiple reservations. After all, most hotels will try to keep you in the same room for your entire stay if you call or email before your stay.

It's easier to book one reservation, though. So if the rates are similar, you'll probably want to use Pay My Way instead of booking multiple back-to-back reservations.

Related: 6 ways World of Hyatt should improve its loyalty program

Featured image by (Photo by Summer Hull/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases