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4 ways to use your Amex Platinum's Uber credit while at home

Dec. 17, 2020
5 min read
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Your credit card benefits can significantly offset the annual fee on a card — but that only applies if you actually can make use of the perks.

For instance, one of the upsides to having The Platinum Card® from American Express is an up to $200 annual Uber Cash (for use in the U.S.). The credit is split into monthly up to $15 increments, except for December, when you receive an up to $35 in credit.

That Uber benefit — along with other perks such as lounge access, an up to $200 annual airline fee credit, and hotel and car rental elite status — can substantially offset the Platinum card's $695 annual fee (see rates and fees). Enrollment required for select benefits.

However, with coronavirus limiting how much you're leaving home, you may find it more difficult to use your soon-to-expire monthly Uber credit. Or perhaps, you don't need to take an Uber ride since you have a car or take public transportation.

Here are four options to make use of your Amex Platinum Uber credit without taking a ride.

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Related: Maximizing benefits with the Amex Platinum Card

Use your credit with Uber Eats 

(Photo by Dia Adams/The Points Guy)

The monthly Uber credit that comes with your Platinum card doesn't just work for rides -- it works for food orders too. More specifically, the credit applies to pickup and delivery through Uber Eats. That up to $15 monthly credit can be used to score a meal delivered from your favorite local spot.

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Even better, with many restaurants closed again for indoor dining, the only way to support some small businesses is through pickup or delivery. This seems like the ideal way to have a meal at home, support a local establishment and make use of that Uber credit.

Related: The best credit cards for food delivery services

Use your credit toward Uber Groceries

Earlier in 2020, Uber launched a grocery delivery service in select cities through the Uber Eats app. As of this writing, the service is available in Miami, Dallas and New York, with more cities launching soon.

Grocery delivery services have been a popular option during the pandemic and Uber is joining an array of services such as Instacart and Amazon Fresh.

(Screenshot courtesy of Uber)

Related: Which cards should you use for online grocery delivery services?

Give your Uber Cash to someone else

If you still don't have a use for Uber credit, there's probably someone out there who would appreciate a ride (or a meal). While you can't actually transfer your Uber credit to another user, you can request a ride or food delivery for a person you know.

Perhaps you have a friend or neighbor who would love a free ride to work or a meal. Or you know an essential worker on the front lines of the COVID-19 pandemic. You could offer to call them an Uber or order food delivery -- and ensure you're using that credit.

Try asking Amex for a statement credit for that month

If you have exhausted all your options, American Express may be willing to give you a statement credit for your unused Uber credit on a case-by-case basis for that month.

Earlier this year, there were a handful of reports that some Amex Platinum cardholders were successful in requesting a statement credit for that month. In fact, I used Amex's live chat feature to request this back in April when I wasn't sure if I was going to use my credit. I was given a $15 credit almost immediately.

Several members of our Facebook community group, TPG Lounge, reported the same outcome. Again, this is on a case-by-case basis and should only be utilized once.

Bottom line

You might be stuck at home, but don't let your Amex Platinum Uber Cash go to waste. Even with travel and transportation more limited, there are still ways to use your monthly credit.

If you don't yet have the Platinum card, the current welcome bonus is 80,000 Membership Rewards points after spending $6,000 on purchases in your first six months of card membership.

Related: 8 easy strategies to save on food delivery and takeout

For rates and fees of the Amex Platinum card, please click here.

Featured photo by Uber.

Featured image by (Photo courtesy Uber)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023