United makes it easier to spend toward higher elite status in 2020
Update: Some offers mentioned below are no longer available. View the current offers here.
Over the last few weeks, the realities of coronavirus' dramatic impact on travel have resulted in most of the major U.S. airline frequent flyer programs extending current elite status levels into mid-2021 or even 2022. At the same time, these programs have also conjured up creative ways to incentivize customers to continue earning miles with the programs, even though status has already been extended for an extra six to twelve months and most of us are firmly grounded from non-essential travel.
Today, the good news is that United has detailed a way for its United credit cardholders to spend more toward earning higher elite status levels using everyday purchases made safely from home. The less great news? The promo still requires a hefty amount of spending and is a bit complicated to understand. The PQPs (Premier Qualifying Points) are also only valid up to the Premier Platinum level.
Related: Guide to coronavirus-related elite status extensions
For 2020, United is doubling the number of PQPs you can earn with its consumer and small business United Explorer cards, such as the United Explorer Card, and quadrupling the number of PQPs you can earn with its consumer and small business Club cards, such as the United Club Infinite Card.
This promotion will take the maximum number of PQPs you can earn with the United Explorer cards to 2,000 PQPs for this year and will take the total number you can earn with the Club cards all the way up to 4,000 PQPs -- both up from a regular 1,000 PQP yearly max on those cards. Combine that with the reduced thresholds to earn United status in 2020, and it puts some status levels within closer reach for those with significant card spending.
Related: Best credit cards for flying United
United releases bonus PQP promotion for cardholders
The earning rate on the United cards is normally 500 PQPs for every $12,000 charged to your United card, but beginning on May 1, you can earn toward both the normal earn rates and a new 2020 PQP promotion at the same time. It's a little confusing, but we'll walk you through it.
For easy math, let's assume you haven't actually put any spending on your United Club Infinite Card yet this year and started using it from May 1 - Dec. 31. In that case, for the first $12,000 charged to the card you'd earn the regular 500 PQPs via the normal rates and an additional 500 PQPs via this new promotion. The same would be true for the second $12,000 charged to the card, which would then max out the normal 1,000 PQPs you can earn each year and result in an additional 500 PQPs via this promo.
Beyond that, you could still earn up to 2,000 more PQPs via the promo, at a rate of 500 PQPs for every $12,000 charged by the end of the year, up to a total of 4,000 PQPs in 2020.
In practice, this means that starting from scratch you'd need to spend $72,000 on a United Club Card from May 1 - Dec. 31, 2020, in order to earn the full 4,000 PQPs available from this promotion.
With the United Explorer Card, it works the same way, but you'd max the promo out faster since it is capped at 1,000 bonus PQPs. With this new promotion, you’d earn 2,000 PQPs with potentially as little as $24,000 in spend, which is pretty lucrative since it is double the normal rate.
As an example, if you had already put $6,000 in spending on your Explorer card between the beginning of the year and April 30, and then spend $6,000 in May, for a total of $12,000 in spending on the card, you will have:
- Earned your first 500 PQP for spending $12,000 on the regular card offer
- Have $6,000 counting toward hitting 500 PQP toward the bonus offer and will trigger that extra 500 PQPs with another $6,000 charged before the end of the year.
Stack promo with lower 2020 United elite status thresholds
If this new promo is making you consider pushing for a higher status tier this year, here are the reduced United MileagePlus 2020 elite status requirements:
| Elite status level | 2020 Premier Qualifying Flights (PQF) requirements | 2020 Premier Qualifying Points (PQP) requirements | If only qualifying with PQPs instead of combo of PQF + PQP |
|---|---|---|---|
Silver | 6 | 2,000 | 2,500 |
Gold | 12 | 4,000 | 5,000 |
Platinum | 18 | 6,000 | 7,500 |
1K | 26 | 9,000 | 12,000 |
Putting it all together, if you earned 4,000 PQPs with your United Club card in 2020, you'll hit the PQP requirement for Premier Gold status (as long as you also have 12 flight segments this year). Without those 12 flight segments, you'd need to earn another 1,000 PQPs before the end of the year to hit the PQP-only threshold of 5,000 for Premier Gold.
For those not familiar, one United PQP is basically earned with every $1 you spend with United on eligible charges such as base airfare, paid upgrades, Economy Plus seat purchases or a cash co-pay on MileagePlus Upgrade Awards. You can also earn PQPs via partner flights credited to United MileagePlus at a different earn rate.
Related: How to earn United status for less by flying partners
United's new elite status system is a bit nuanced, so I recommend reading our guide to United's 2020 elite status qualification if you aren't familiar with how it all fits together.
Bottom line
We were very excited to hear that United was joining the ranks of American, Hyatt and others that have given us reasons to put our hotel and airline co-branded credit cards in the front section of our wallets by making our current spending more valuable toward elite status. This promo can certainly ramp up how quickly you earn PQPs, especially up to the first $24,000 charged. However, maxing out the promotion to earn 4,000 PQPs still requires at least $72,000 in spending on the United Club Card, which is a big commitment for most of us.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.