United cards offering up to 75,000-mile bonuses

Oct 1, 2020

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

During the pandemic, credit card issuers have been focusing on limited-time promotions for existing cardholders, which we’re tracking in our full list of pandemic-related card perks.

However, new cardholders have certainly not been forgotten either. And if you’re in the position to do so, opening a new account still qualifies you to take advantage of temporary bonuses and benefits.

For more TPG news delivered each morning to your inbox, sign up for our daily newsletter.

Chase and United, for example, are now offering an elevated limited-time sign-up bonus on the United Business Card, along with updated offers on the United Explorer Card and the United Club Infinite Card.

In This Post

New United Business Card sign-up offer

(Photo by John Gribben for The Points Guy)
(Photo by John Gribben for The Points Guy)

The card, first introduced in January 2020, has a new limited-time offer: Earn 75,000 miles after spending $5,000 on the card within the first three months of account opening. That bonus is worth $975, according to TPG valuations. Although air travel has slowed, this bonus offers a nice miles boost that can translate to an economy round-trip from the mainland U.S. to Europe once the pandemic has subsided. The card’s $99 annual fee is waived for the first year.

Related: United Business Card review: Benefits for small-business travelers who fly United

Customers can earn 2x United miles per dollar spent on purchases from United, including tickets, seat upgrades, Economy Plus, inflight food, inflight beverages, inflight Wi-Fi, baggage service charges and other United charges. You also earn 2x miles on local transit and commuting, including taxicabs, mass transit, tolls and rideshare services, along with 2x miles at gas stations, office supply stores and restaurants, all categories popular with small businesses.

The United Business Card is ideal for small businesses that travel regularly on United Airlines, thanks to bundled perks, including: Priority boarding; a free checked bag (which normally costs up to $35 each way) for the cardholder and a travel companion; two United Club one-time passes every card anniversary; and 25% back on inflight purchases.

Cardholders are also eligible for expanded award availability, plus complimentary upgrades for elite members traveling on award tickets. Additionally, select items purchased with the card come with extended warranty and purchase protections, plus the travel protections you’d expect from an airline credit card.

Finally, customers who have both a United business card and personal card are eligible to receive an annual 5,000-mile bonus on each card anniversary, helping soften the blow of the card’s $99 annual fee.

Apply for the United Business Card here.

United Explorer Card

For the United Explorer Card, you’ll earn 40,000 bonus miles after you spend $2,000 on purchases in the first three months your account is open. The bonus is valued at $520, according to TPG valuations. The first year annual fee is waived and it’s $95 per year thereafter.

Related: Full review of the United Explorer Card 

Photo by The Points Guy
(Photo by The Points Guy)

When you spend with the card, you’ll earn 2 miles per dollar on United purchases, dining and hotel spending and 1 mile per dollar on everything else. It’s nice to see higher miles per dollar spent on dining and hotels, two popular spending categories.

The United Explorer card also comes with a free checked bag for the cardholder and one companion on the same reservation, as long as you purchase your ticket (or pay taxes and fees on an award ticket) from United using the Explorer Card. Other perks include priority boarding, two one-time United Club passes each year, a 25% discount on inflight United purchases — including Wi-Fi, food and beverage — and access to additional award availability, plus complimentary upgrades for elite members traveling on award tickets.

United Club bar (Photo by Summer Hull/The Points Guy)
United Club bar (Photo by Summer Hull/The Points Guy)

In non-pandemic times, the United Explorer Card allows you to earn up to 1,000 elite Premier Qualifying Points (PQPs) on the card with $24,000 in annual spending on the card (500 points for each of the first $12,000 in annual spending). However, United has a promotion that doubles the number of PQPs you can earn with the Explorer Card to 2,000 PQPs. Plus elite thresholds were cut by 50%.

Apply for the United Explorer Card here 

United Club Infinite Card

For the United Club Infinite Card, new cardholders will receive a $0 intro annual fee, then $525 thereafter. This card was launched in April 2020 with a splashy 100,000-mile sign-up bonus (which is no longer available), but with air travel way down, customers may find a waived annual fee to be a more attractive option, considering the card’s best perk is access to United Club lounges. United Club membership ordinarily costs up to $650 per year, making the card an attractive alternative.

Related reading: Full review of the United Club Infinite Card

(Photo by Eric Helgas for The Points Guy)
(Photo by Eric Helgas for The Points Guy)

Other travel-related benefits include a free first and second checked bag for the cardholder and one traveling companion, Premier Access, Global Entry or TSA PreCheck reimbursement, 25% back on in-flight food, beverage and Wi-Fi purchases, improved access to United award availability, and more.

The United Club at Los Angeles International Airport. (Photo by Zach Honig/The Points Guy)
The United Club at Los Angeles International Airport. (Photo by Zach Honig/The Points Guy)

Looking at this offer strictly from a lounge access cost perspective, you’d clearly be coming out ahead versus paying for a membership outright. However, the obvious fact is that most United Clubs are temporarily closed, and travel, in general, continues to be curtailed.

Apply for the United Club Infinite Card here

Related reading: Which U.S. airline lounges are currently open?

Bottom line

With a generous sign-up bonus under your belt, you’ll be able to get closer to a future trip — even if travel isn’t on your radar right now. Or, if United Club access is what you’re after, having the annual fee waived for the first year adds solid appeal.

But remember — since this is a card issued by Chase, it will be subject to the issuer’s 5/24 rule. If you have opened five or more accounts in the past 24 months, you will likely not be able to be approved for these cards.

Featured photo by Eric Helgas / The Points Guy

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,600

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
Intro APR on Purchases
N/A
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.