I Gave a Scammer My Credit Card Number — Reader Mistake Story
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
Today, I want to share a story from TPG reader Kim, who got a suspicious phone call in her room during a hotel stay:
I was working in my room at the Gaylord National Resort (a Marriott property), and I ordered room service for breakfast. After it was delivered, I got a phone call in my room (supposedly from the hotel) asking me how my breakfast was. They told me they had an issue with the way an employee placed my order, and that they needed my credit card information again.
It seemed a little fishy, but the caller knew my name, room number, that I had ordered breakfast and the exact amount that was charged to the room. I didn’t want to go downstairs to give them my card in person since I was working, so I gave the information over the phone. Within minutes, Amex was calling and texting about a suspected fraudulent charge for $211 to Hickory Farms.
I filed an incident report with the hotel, and they said they would get back to me in a few business days. The receptionist who helped me get security told me (unofficially) that it must have been an employee, since no one external could call my room directly. My credit card immediately detected the issue, so the impact could have been worse, but there had to have been others in the hotel who had the same misfortune. I feel stupid that I fell for this scam, but it was very convincing and I hope others will learn from my mistake.
The recent onslaught of data breaches and phishing scams can make the task of protecting your personal information feel Sisyphean. But with the growing odds that your data may be compromised through no fault of your own, it’s even more important to remain vigilant about safeguarding your accounts. The harder you make it for thieves to gain access, the less likely you are to be targeted, so basic security precautions are a must.
A good general rule is to never provide personal information to someone you don’t know in a conversation you didn’t initiate — that goes for email as well as phone calls. Scams like the one Kim encountered have been around for years in one form or another. The perpetrator may have been an employee in this case, but others have exploited weaknesses in hotel phone systems to make external calls seem like they’re coming from within the property. Payment questions should be handled exclusively at the front desk, and hotel staff should never call you to request sensitive information; any such request should immediately arouse suspicion.
On that note, it’s important to heed those suspicions. There’s a wide variety of scams out there, and sometimes it’s hard to see all the angles, but if your gut tells you something is off, listen.
I appreciate this story, and I hope it can help other readers avoid making the same mistake. In appreciation for sharing this experience (and for allowing me to post it online), I’m sending Kim a $200 airline gift card to enjoy on future travels, and I’d like to do the same for you. Please email your own travel mistake stories to firstname.lastname@example.org, and put “Reader Mistake Story” in the subject line. Tell us how things went wrong, and (where applicable) how you made them right. Offer any wisdom you gained from the experience, and explain what the rest of us can do to avoid the same pitfalls.
Feel free to also submit your best travel success stories. If your story is published in either case, I’ll send you a gift to jump-start your next adventure. I look forward to hearing from you, and until then, I wish you a safe and mistake-free journey!
Welcome to The Points Guy!
Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.
- Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
- See Rates & Fees