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Savvy Saturday: The $112 secret Priority Pass restaurants don't want you to know

Sept. 25, 2021
4 min read
Savvy Saturday: The $112 secret Priority Pass restaurants don't want you to know
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Editor’s note: Some travel cards come with perplexing benefits that are tricky to maximize. This article is part of a series that shows you unique, fun and unintended ways to use your credit card benefits. If you’ve got any questions or have an example of a surprising way to maximize a credit card perk, tweet us @thepointsguy, message us on Facebook or email us at info@thepointsguy.com.


If you haven't read our post on how Priority Pass can single-handedly offset your credit card annual fee, check it out. It briefly outlines this trick and provides other helpful info.

Priority Pass is the golden ticket to access over 1,300 airport lounges, which often come with free snacks and alcohol. They're tranquil airport lounge spaces with plenty of comfortable seating and electrical outlets. And plenty of credit cards offer complimentary Priority Pass membership.

Even cooler is Priority Pass' collection of 50-plus participating airport restaurants. When you present your Priority Pass membership to one of these restaurants, you'll get $28 off your bill. You can even bring along a guest to get an extra $28 off.

I'll show you how to take serious advantage of this credit card perk and earn potentially $112 in free food every visit.

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Priority Pass lounges often come with unlimited alcohol. And that's not even its best feature. (Photo by Zach Griff/The Points Guy)

The secret: Add authorized users

Getting $56 in free food at airport restaurants is great for you and your travel companion — but $112 in free food is even better.

Do you and your travel companion both have a Priority Pass account? If so, you can both get $56 in value at participating Priority Pass restaurants. If both your cards offer guest privileges, you can claim each other as guests at the restaurant. Here's how it works:

  1. Enter a Priority Pass restaurant with your travel buddy.
  2. Order food and drinks.
  3. Ask to split the check, so you each receive separate checks.
  4. Hand over both Priority Pass membership cards and explain that you've brought each other as guests.
  5. Each bill will receive a $56 discount.
  6. Tip according to the original bill.

Here's the sweetest part: Some travel credit cards extend full Priority Pass membership to authorized users, complete with guest privileges. If you add your travel buddy as an authorized user on your card, you can pay a nominal annual fee and clean up at Priority Pass restaurants.

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A significant caution here is that Priority Pass membership received from an American Express card does not qualify for restaurant discounts. Here are the cards that do qualify:

The information for the Citi Prestige and the Ritz Carlton Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Obviously, this benefit is only useful to you if you travel to airports with participating restaurants. There are currently locations at the following airports (many with multiple restaurants) where you can use your Priority Pass dining credit:

  • Seattle (SEA).
  • Portland, Oregon (PDX).
  • San Francisco (SFO).
  • Tuscon (TUS).
  • Minneapolis (MSP).
  • Houston (IAH).
  • St. Louis (STL).
  • Indianapolis (IND).
  • Lexington, Kentucky (LEX).
  • Cleveland (CLE).
  • Tampa (TPA).
  • Fort Lauderdale (FLL).
  • Miami (MIA).
  • Boston (BOS).
  • Syracuse, New York (SYR).
  • New York (JFK).
  • Washington, D.C. (DCA).
  • Washington, D.C. (IAD).

Restaurant locations continue to fluctuate slightly due to the pandemic, so additions or subtractions could be made at any time.

Bottom line

Add your travel companion as an authorized user on your Visa- or Mastercard-issued Priority Pass credit card. Every time you visit a participating Priority Pass restaurant, you could collectively receive $112 off the bill. Free meals are a big deal when you're hungry in airports, which are notorious for overpriced food.

And read our guide on maximizing Priority Pass restaurants for more details.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases

Intro offer

80,000 bonus points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$550

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more