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Don't leave money on the table: Check your credit card offers and discounts now

March 13, 2020
4 min read
Don't leave money on the table: Check your credit card offers and discounts now
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Editor's note: This post has been updated with the latest offers. It was originally published on Feb. 4. 2020.

There are many ways to make the most of your everyday spending, from choosing the best credit cards to leveraging bonus categories on different purchases. Many card issuers also offer additional bonuses and discounts through programs such as Chase Offers and American Airlines' SimplyMiles. I was recently reminded just how important it is to regularly check these sites.

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Meal planning in my house has always been a source of frustration: finding recipes everyone will like, checking our ingredients, coordinating the grocery list, etc. As a result, we've used a number of different meal delivery services over the years. Our current site du jour is Sun Basket, which offers interesting meals, clean ingredients, organic produce and recyclable shipping materials. We receive three meals a week with all of the ingredients we need, portioned into exact quantities for easy preparation.

Before a recent shipment, a simple action that took less than five minutes ended up saving me $50 on these purchases.

(Photo by Eden Batki / The Points Guy)
(Photo by Eden Batki/The Points Guy)

As I was drinking my first cup of coffee, I decided to log in to my American Express account to peruse my Amex Offers, something I try to do somewhat regularly. I was thrilled to find the following on my American Express® Gold Card:

I immediately added the offer to the card, then logged into my Sun Basket account and changed my billing information to the Amex Gold. For the next two weeks, I saved $25 each week on my Sun Basket meals — all made possible by simply checking my available Amex Offers. As an added bonus, the purchases ended up posting as restaurant purchases on my Amex Gold, so I also earned 4x on the orders.

Related reading: Amex Gold card review

It's not always easy to remember to visit these various sites, but my experience today reinforced how important it is to do it. I was already going to purchase my next two Sun Basket shipments, and this offer made them noticeably less expensive. Of course, $50 isn't going to get me a premium-class flight or a luxury hotel room on its own, but it's not exactly spare change.

Note that this could be even more lucrative if you're able to utilize an online shopping portal for these purchases.

To help me remember to check these offers in the future, I have now set up a weekly, recurring calendar reminder, including links to the following programs:

Will this take some time? Of course. However, I will gladly spend 10-15 minutes once a week to ensure that I don't miss out on future opportunities to earn cash back or bonus miles — especially on purchases I was already going to make.

Don't miss out on your own chances to earn bonus points, miles or discounts. Log in to check your targeted offers today.

Related articles:

Additional reporting by Madison Blancaflor.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases