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Quick Points: How one Chrome plug-in can earn you extra points or cash back

Oct. 08, 2021
5 min read
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TPG’s Points and Miles team has been writing weekly posts in its new Quick Points series. This series aims to help you earn points, redeem miles and maximize your travel with bite-sized and to-the-points posts.

In today’s Quick Points post, I'm walking through how adding one Google Chrome plug-in helps me earn thousands of extra American Express Membership Rewards points each month with the click of a button.

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At TPG, we talk a lot about online shopping portals. They are a great way to double-dip on rewards when you shop online. You can use aggregator sites such as Cashback Monitor to see which airline, credit card and cash-back portals are offering the best deals for certain sites — but those extra steps are easy to forget and can deter people from taking advantage of them as often as they'd like.

Personally, I end up forgetting to go through Cashback Monitor more times than not when I'm in a rush to buy something, or when I click through an ad or article to make a purchase. That's when my favorite plug-in comes in handy.

Rakuten is a cash-back shopping portal that has a Chrome plug-in to help simplify the process when you shop. Basically, you earn points without thinking about it.

When I'm scrolling through a site that offers a bonus through Rakuten, a small notification pops up in the corner of my screen. I can click that notification to automatically move over to the shopping portal — it doesn't take me to a shopping portal homepage or the website's homepage, so there's no interruption to my shopping flow.

I have Rakuten set to earn Amex Membership Rewards instead of cash back, too. So every time I click on the pop-up reminding me to go through a portal link, I'm earning valuable Membership Rewards points (which TPG values at 2 cents each).

While Rakuten isn't available on every website and other portals may have higher bonuses, I love that the plug-in makes the process of using a shopping portal to earn extra points seamless. If it takes me too many extra steps, I'm less likely to go through the process when I'm in a rush — Rakuten saves me time while making my purchases work for me.

How to earn Membership Rewards with Rakuten

Setting up the plug-in is easy. Here's a step-by-step tutorial:

Step 1: Sign up for an account

(Screenshot courtesy of Rakuten)

Head to Rakuten.com and sign up for an account. You can sign up with your email, a Google account, Facebook or Apple. Right now, you'll get a $30 cash bonus if you sign-up and make a $30+ purchase within 90 days.

Step 2: Go to settings and switch to Membership Rewards

Once you're logged in, go to "Account Settings." It's located in the upper right-hand corner of the screen under the drop-down menu next to your name and current balance.

From there, you can manage your account settings — login credentials, linked accounts and how you'd like to get paid. Options include PayPal deposit, "Big Fat Check" and American Express Membership Rewards. Go through the process of linking those accounts, and you'll be set to earn Amex points rather than cash back.

(Screenshot courtesy of Rakuten)

Step 3: Add the plug-in to your browser

After you get all set up to earn Membership Rewards, add the plug-in to your browser. Head to rakuten.com/button.htm to add it to Chrome.

Step 4: Use it when you're shopping

Using the plug-in is easy. Anytime you're shopping on a site that earns rewards through Rakuten, a small pop-up will appear in the upper right-hand corner of the screen. Click on the pop-up, and it'll do all the work for you. Once your rewards are activated, the pop-up will turn purple in confirmation before disappearing as you resume shopping.

(Screenshot courtesy of Aerie and Rakuten)

Rakuten tracks your entire "shopping trip" with a certain site, so you won't have to reenter the portal as you scroll through the site and add things to your cart.

The plug-in is an easy (and free) way to rack up extra points on your online purchases with just the click of a button ... literally.

Featured image by Getty Images/Maskot
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases