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New BPme Rewards Visa Credit Card can help you save money at the pump

July 11 2022
5 min read
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It's no secret that gas prices remain high this summer, and you're likely searching for ways to save at the pump. There are a number of popular credit cards for gas purchases, but one major brand recently launched a new credit card that could be a good option for filling up at thousands of stations around the country.

With a quality earning rate and discounts on gas, the new BPme Rewards Visa Credit Card can help you save on your road trips this summer (and beyond).

In order to decide whether it merits a place in your wallet, let's look at this new card's features and the value you can get from the current sign-up bonus.

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BPme Rewards Visa Credit Card benefits and perks

(Photo by The Points Guy)

The BPme Visa card is issued by First National Bank of Omaha and can be issued as a Platinum Edition Visa Card or a Visa Signature Card, depending on your creditworthiness and credit limit you are given upon account approval.

Cardmembers can enjoy benefits like free access to their FICO credit score, zero liability for fraud on the account, roadside dispatch through Visa and multiple ways in which to redeem rewards. Options include cash back, statement credits, gift cards from major retailers and travel experiences.

There are no limits to rewards-earning, and the card has no annual fee. However, there is a 3% foreign transaction fee — so this won't be your best bet for purchases outside the country.

The cardmember perk that you may be most interested in is the automatic discount of 15 cents per gallon on all BP and Amoco fuel purchases made in the U.S. using your card. This is a built-in perk of holding the card, and it's automatically applied to the price at the pump.

Related: Gas prices continue to surge as summer travel begins: 5 ways to save at the pump

However, this discount is even higher for new cardholders.

The information for the BPme Visa card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Sign-up bonus

Rather than a stash of points or a one-time, cash-back bonus, the BPme Visa card has an introductory offer of 30 cents off every gallon of fuel purchased at BP and Amoco gas stations in the first 60 days after account opening. This is double the discount that you'd ordinarily receive.

Of course, the exact value of this sign-up bonus will depend on how much gas you purchase during those 60 days. Purchasing 100 gallons of fuel during the introductory period would make your welcome bonus worth $30. However, the bonus would be worth $300 if you purchase 1,000 gallons of gas in those 60 days.

After the introductory period, the standard discount will apply. Cardholders will continue to earn 15 cents off per gallon at BP and Amoco gas stations in the U.S.

You can find locations here.

For context, at the time of publication (July 11, 2022), AAA put the average price of a gallon of regular, unleaded gas at $4.678. This means that you'd effectively be earning 6.4% back on these purchases for the first 60 days, and 3.2% back thereafter.

Earning structure

Beyond the automatic discounts on gas purchases at BP and Amoco stations, BPme Visa cardholders can earn cash back across a number of other merchants:

  • 5% cash back on non-fuel purchases at BP and Amoco stores (including convenience store and car wash purchases).
  • 3% cash back on grocery purchases.
  • 3% cash back on dining purchases (including restaurants, takeout and food delivery services).
  • 1% cash back on all other qualifying purchases.

For those interested in cash-back rewards, these earning rates on groceries and dining are quite solid.

However, it's important to note that you do not earn rewards on fuel purchases at BP and Amoco, since you are already receiving a discount (detailed above). You also won't receive the fuel discount if you pay with a mobile wallet, as these purchases will be treated as "all other purchases" and earn 1% back. You can read the full terms of the card and its rewards program here.

Bottom line

Earning 3% back on groceries and dining purchases is competitive but likely won't be the best credit card for these bonus categories. However, the most attractive feature of the BPme Rewards Visa Credit Card is the fuel discount. Saving 15 cents per gallon can really add up if you buy a lot of gas. Those savings are doubled during the first 60 days of account membership since you will save 30 cents per gallon.

Official application link: BPme Rewards Visa Credit Card

Featured photo by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Intro offer

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The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

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  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
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  • Receive 15 elite night credits to jump-start status
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Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
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Terms & restrictions apply. See rates & fees
Best Marriott card for Business Owners
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.
  • Intro Offer
    Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

    Limited Time Offer: Earn 100,000 points
    75,000 points
  • Annual Fee

    $125
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees