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New BPme Rewards Visa Credit Card can help you save money at the pump

July 11, 2022
5 min read
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It's no secret that gas prices remain high this summer, and you're likely searching for ways to save at the pump. There are a number of popular credit cards for gas purchases, but one major brand recently launched a new credit card that could be a good option for filling up at thousands of stations around the country.

With a quality earning rate and discounts on gas, the new BPme Rewards Visa Credit Card can help you save on your road trips this summer (and beyond).

In order to decide whether it merits a place in your wallet, let's look at this new card's features and the value you can get from the current sign-up bonus.

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BPme Rewards Visa Credit Card benefits and perks

(Photo by The Points Guy)

The BPme Visa card is issued by First National Bank of Omaha and can be issued as a Platinum Edition Visa Card or a Visa Signature Card, depending on your creditworthiness and credit limit you are given upon account approval.

Cardmembers can enjoy benefits like free access to their FICO credit score, zero liability for fraud on the account, roadside dispatch through Visa and multiple ways in which to redeem rewards. Options include cash back, statement credits, gift cards from major retailers and travel experiences.

There are no limits to rewards-earning, and the card has no annual fee. However, there is a 3% foreign transaction fee — so this won't be your best bet for purchases outside the country.

The cardmember perk that you may be most interested in is the automatic discount of 15 cents per gallon on all BP and Amoco fuel purchases made in the U.S. using your card. This is a built-in perk of holding the card, and it's automatically applied to the price at the pump.

Related: Gas prices continue to surge as summer travel begins: 5 ways to save at the pump

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However, this discount is even higher for new cardholders.

The information for the BPme Visa card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Sign-up bonus

Rather than a stash of points or a one-time, cash-back bonus, the BPme Visa card has an introductory offer of 30 cents off every gallon of fuel purchased at BP and Amoco gas stations in the first 60 days after account opening. This is double the discount that you'd ordinarily receive.

Of course, the exact value of this sign-up bonus will depend on how much gas you purchase during those 60 days. Purchasing 100 gallons of fuel during the introductory period would make your welcome bonus worth $30. However, the bonus would be worth $300 if you purchase 1,000 gallons of gas in those 60 days.

After the introductory period, the standard discount will apply. Cardholders will continue to earn 15 cents off per gallon at BP and Amoco gas stations in the U.S.

You can find locations here.

For context, at the time of publication (July 11, 2022), AAA put the average price of a gallon of regular, unleaded gas at $4.678. This means that you'd effectively be earning 6.4% back on these purchases for the first 60 days, and 3.2% back thereafter.

Earning structure

Beyond the automatic discounts on gas purchases at BP and Amoco stations, BPme Visa cardholders can earn cash back across a number of other merchants:

  • 5% cash back on non-fuel purchases at BP and Amoco stores (including convenience store and car wash purchases).
  • 3% cash back on grocery purchases.
  • 3% cash back on dining purchases (including restaurants, takeout and food delivery services).
  • 1% cash back on all other qualifying purchases.

For those interested in cash-back rewards, these earning rates on groceries and dining are quite solid.

However, it's important to note that you do not earn rewards on fuel purchases at BP and Amoco, since you are already receiving a discount (detailed above). You also won't receive the fuel discount if you pay with a mobile wallet, as these purchases will be treated as "all other purchases" and earn 1% back. You can read the full terms of the card and its rewards program here.

Bottom line

Earning 3% back on groceries and dining purchases is competitive but likely won't be the best credit card for these bonus categories. However, the most attractive feature of the BPme Rewards Visa Credit Card is the fuel discount. Saving 15 cents per gallon can really add up if you buy a lot of gas. Those savings are doubled during the first 60 days of account membership since you will save 30 cents per gallon.

Official application link: BPme Rewards Visa Credit Card

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

3 - 4X points
4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Intro offer

60,000 bonus points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

    60,000 bonus points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees