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Maximize the British Airways Executive Club Program in 2017

May 09, 2017
7 min read
British Airways 787-8
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Opinions of the British Airways Executive Club and its loyalty currency, Avios, tend to be extreme — you either love it or hate it. Many frequent flyers are fans of the currency, while just as many remain staunchly opposed to the program, seeing Avios as effectively worthless. Today, I'll show you how to get maximum value from the program in 2017, hopefully bringing those of you with polarized opinions back toward the middle of the spectrum.

Caution

Given all of the changes the Executive Club has instituted over the last couple years, if you want to maximize the Executive Club program, there are few things to keep in mind:

Award flights are distance-based — Depending on whether you're flying British Airways (and whether it's off-peak or peak season), flying a single partner airline or flying two or more Oneworld carriers, there are different distance-based award charts used to calculate how many Avios your flight will cost.

Two or more Oneworld carriers will increase your price — The award chart for an itinerary consisting of two or more partner airlines is ugly. It's in your interest to try and pick a routing that stays with a single carrier. Take a look at the below itineraries from Bangkok to Tokyo connecting in Hong Kong:

If you choose to fly the Royal Jordanian fifth-freedom route from Bangkok to Hong Kong, you're going to end up paying twice as many Avios, as you're now priced on the multi-carrier award chart, which is conveniently no longer listed on BA.com. TPG Contributor Nick Ewen found a copy, which is below:

Poor routing decisions will Increase your price — Because award flight costs are distance-based, you can end up costing yourself more Avios for an award if you choose a connecting city that isn't as direct as possible. If different possibilities arise for a connecting itinerary search, make sure you click through the options to see the total Avios required.

Phantom award availability — When it comes to searching for connecting itineraries on the British Airways award search engine, you can't always believe what you find. I use the Qantas Oneworld award search engine often, as it does a much better job showing you availability on connecting itineraries. If in doubt, call the Executive Club and confirm the space you see, especially if you're about to transfer points from Amex, Chase or SPG.

Those fuel surcharges — If you want to fly British Airways, you're going to pay significant carrier-imposed surcharges. Some partners also make it difficult to avoid multi-hundred-dollar fees on long-haul flights. Many short-haul routes on single-partner itineraries, especially domestic flights in the US or overseas, allow you to skip the surcharges.

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American flights in the US, Japan Airlines flights in Japan, S7 flights in Russia, and Cathay Pacific and Malaysia Airlines flights around Southeast and Southwest Asia allow you to avoid fuel surcharges. Domestic Australian Qantas flights also don't incur fuel surcharges, but they are often so cheap with JetStar and Virgin Australia flights competing that it usually doesn't make sense to redeem Avios for those flights.

Earn Avios

British Airways and Chase have brought back their impressive sign-up bonus offer on the British Airways Visa Signature Card — earn 4 Avios for every $1 spent on all purchases within your first year up to $30,000. That's up to 120,000 bonus Avios.

In addition to earning Avios directly through credit card spend, you can transfer both Chase Ultimate Rewards (1:1 ratio) and American Express Membership Rewards (250:200) to British Airways and, in my experience, transfers have been almost instant. Plus, you can transfer SPG Starpoints to British Airways (1:1 ratio) and earn 5,000 bonus Avios for every 20,000 Starpoints you transfer.

Current increased Avios earning rates from the Avios eStore.

You can also earn Avios with hotel stays, car rentals, booking a vacation through British Airways and shopping through the Avios eStore (though this can sometimes cause headaches).

Top Uses

TPG Contributors Nick Ewen and Julian Mark Kheel both give you ample ways to maximize the distance-based award charts and a lump sum of 100,000 Avios. My personal favorites include:

1. Domestic Japan flights (4,500 Avios one-way) — Traveling within Japan is expensive any way you try and go about it. Riding bullet trains is great, but not as fast as hopping on a domestic JAL flight from Tokyo's Haneda (HND) airport (and the trains don't go to Sapporo). I routinely showed up to HND 40 minutes before my flight and breezed through domestic security, arriving at the gate in 10 minutes. Fly from Tokyo to anywhere in Hokkaido or Honshu for 4,500 Avios one-way. There's fantastic award availability, and flights are scheduled between major cities almost every hour. JAL flights, especially during holidays and festivals, can be incredibly expensive, meaning your Avios can save the day.

2. Alaska Airlines to Hawaii — For just 12,500 Avios, you can fly from several West Coast cities to different Hawaiian islands. You have a better chance of finding an Alaska Airlines economy seats from the West Coast to Hawaii compared to American Airlines. The kicker is you have to call British Airways to find availability and book the flight. Calling BA can be rather painful, so I usually skip the US call center and Skype the Tokyo or Hong Kong center, instead.

3. South Florida/West Coast to Europe — BA's parent company IAG has taken over Irish carrier Aer Lingus, and will eventually bring the carrier under the Avios umbrella and into the Oneworld Alliance. For now, you can use BA Avios to book Aer Lingus flights over the phone (ask the call center to waive the booking fee) and fly from Chicago, Los Angeles, San Francisco, Orlando or Miami to Dublin for 33,000 Avios round-trip in economy. I am not of fan of BA's shenanigans with moving Boston further from Dublin, so that route doesn't make the list.

4. 18,000 Avios for the best lounge in the world — Gain access to the Qatar Airlines Al Safwa Lounge, arguably the best airport lounge in the world, by booking a Qatar Airlines first-class ticket from Doha to Muscat, Oman for just 18,000 Avios.

Do-Nots

Using British Airways Avios to fly British Airways should be, counterintuitively, at the bottom of your to-do list.

The opposite of maximizing the Executive Club and your Avios would be attempting to and/or actually executing any of the following:

1. Redeeming British Airways Avios for British Airways-operated long-haul flights, since you'll pay extremely high surcharges.

2. Redeeming Avios for hotels, car rentals, merchandise, snacks onboard or booking experiences.

3. Crediting paid partner flights to Executive Club and earning 0 Avios because you didn't check your fare code's earning percentage.

Bottom Line

The adage "use Avios for short-haul American flights" is defunct and can no longer be thrown in defense for why the Executive Club and Avios are great. A prominent lack of American MileSAAver space and the forced minimum redemption of 7,500 Avios in North America makes this a futile line of thought. It's still fantastic when you can complete the redemption, but consider it a luxury.

That said, there are a plethora of routes and partners that make having a stash of Avios or a pot of transferable points to move to British Airways a necessity in your rewards portfolio.

How do you plan on maximizing your Avios in 2017?

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4 / 5
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Annual Fee

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Recommended Credit

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Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

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  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
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Best for dining at restaurants
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer
    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit
    Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.