Kourtney Kardashian Carries a Surprisingly Down-to-Earth Credit Card

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Celebrities, they're just like us.

No, seriously. Kourtney Kardashian posted a picture of herself on Instagram this weekend (because of course), but something in particular caught our eye — not just her caption "Do you take Amex?" but more specifically, what type of Amex she's holding.

Even people who aren't on the up and up in the credit card world might assume she has the infamous black card — but lo and behold, it looks like she's holding either the Blue Cash Everyday® Card from American Express or the Blue Cash Preferred® Card from American Express. While the card in the picture is a little hard to make out, you can see a dark box in the center of the card, indicative of one of the two cards.

That's right, Kourt appears to sport a cash-back card without any bells or whistles. If our eyes serve us well, she doesn't earn any points on her purchases, although she earns either 6% or 3% back on purchases at US supermarkets, depending on which one she has. If she has the Preferred card, she pays a $95 annual fee, waived the first year (see rates & fees), and if she has the Blue Cash EveryDay, she pays a whopping $0 (see rates & fees). She doesn't even have access to any airline or hotel transfer partners on that card, although we think it's safe to say she doesn't really care much about that. Might we suggest she upgrade to the American Express® Gold Card, though? We know how much you love your salads, and you might as well get 4x points on dining at restaurants in the process, Kourt. Don't worry, the Gold will also get 4x at U.S. supermarkets (on up to $25,000 per calendar year; then 1x).

As far as bonuses go, she earns a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months if she has the Blue Cash Preferred, and a Earn 20% back on Amazon.com purchases on the card within the first six months of card membership, up to $150 back. Plus, earn $100 back after you spend $2,000 in purchases on the card within the first six months of card membership. Cash back received in the form of statement credits with the Blue Cash Everyday® Card from American Express. Something tells us that wasn't a difficult task for her. I mean, those Birkins aren't going to buy themselves.

Oh, and to answer your question, Kourt: The answer is probably yes, they do accept Amex. In fact, more retailers than ever are accepting the cards. How's that for cold, shiny, hard plastic?

For rates and fees of the Blue Cash Everyday, click here.
For rates and fees of the Blue Cash Preferred, click here.