Increased Minimum Spend Requirement With the Hyatt Credit Card
Update: Some offers mentioned below are no longer available. View the current offers here – The Hyatt Credit Card
The Hyatt Credit Card is one of the best options for travelers who stay at Hyatt properties around the world. The card previously offered a sign-up bonus of two free nights at any Hyatt hotel if you spend $1,000 in the first three months, but the card has since changed its sign-up bonus to require $2,000 in spend within the first three months. However, it looks like that's the only part of the card that's changed — you'll still get the 5,000-point authorized user bonus.
Even with the increased minimum spend to get the sign-up bonus, the card is still a good deal for travelers who stay at Hyatt properties. Considering that you can earn two free nights from the sign-up bonus, that could be well worth the extra effort. You'll earn 3 points per dollar on all Hyatt purchases, 2 points per dollar on purchases at restaurants, on airline tickets purchased directly through the airline and at car rental agencies, and 1 point per dollar on all other purchases. The Hyatt Credit Card comes with a $75 annual fee, no foreign transaction fees and you'll get one free night every year at any Category 1-4 property.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.


