Move over, British Airways — Finnair Plus now has some excellent Avios sweet spots
Editor's Note
Finnair Plus' loyalty program has adopted Avios as its loyalty currency. You can now transfer Avios between Finnair Plus and British Airways Executive Club, opening up all sorts of new earning and redemption opportunities.
Finnair joins British Airways, Iberia, Aer Lingus and Qatar Airways in using this popular loyalty currency.
While Finnair Plus has standardized some of its redemption pricing to match British Airways Executive Club (which, in turn, largely matches Iberia Plus and Qatar Airways Privilege Club), there are some new sweet spots to find.
Unlike other Avios programs, which use a distance-based award chart, Finnair Plus uses a zone-based chart.
Here are some sweet spots where using Finnair Plus Avios makes sense.
Finnair flights from the US to Helsinki
One-way flights operated by Finnair from the U.S. to Helsinki Airport (HEL) are priced as follows:
- 30,000 Avios in economy
- 43,500 Avios in premium economy
- 62,500 Avios in business class
These are the same prices that British Airways Executive Club charges. However, since British Airways adds surcharges, it will be cheaper to book Finnair-operated flights across the Atlantic through Finnair Plus.
Note that a connecting flight on Finnair beyond Helsinki will be charged separately unless it is a domestic flight in Finland.
Domestic economy flights via American Airlines and Alaska Airlines
Using Avios to book short-haul flights operated by American Airlines and Alaska Airlines was previously a great way to redeem British Airways or Qatar Airways Avios. But recent devaluations mean prices now start from 9,500 Qatar Avios or 12,000 British Airways Avios for the shortest domestic flights.
Fortunately, domestic flights anywhere within the continental U.S. (and Canada) cost just 11,000 Finnair Plus Avios each way in economy class. For short flights of up to 650 miles in length, it's cheaper to use Avios through Qatar Airways, which charges just 9,500 Avios for the same flights.
For all domestic flights longer than 650 miles, Finnair Plus charges a flat rate of just 11,000 Avios, making booking through the program a great use of Finnair Avios. You can even connect within the region for the same price if you wish; for example, you can fly from Philadelphia International Airport (PHL) to Seattle-Tacoma International Airport (SEA) via Chicago's O'Hare International Airport (ORD) if nonstop flights are not available. British Airways would charge per leg, making connecting domestic itineraries through British Airways Executive Club even more expensive than booking via Finnair Plus.
Cathay Pacific business-class flights
Another notable sweet spot is flights operated by Cathay Pacific from anywhere in North America to Asia.
Although award availability in premium cabins is hard to find, British Airways Executive Club charges a steep 108,250 Avios plus 118.50 British pounds (about $151) for the long-haul journey in Cathay Pacific's business class from New York's John F. Kennedy International Airport (JFK) to Hong Kong International Airport (HKG).
Meanwhile, you can book the same flight through Finnair Plus for just 75,000 Avios plus the same minimal fees, taxes and surcharges — saving you more than 30,000 Avios.
Unfortunately, premium economy redemptions on Cathay Pacific — including the exciting, new premium economy seat Cathay should start flying later this year — are unavailable through Finnair Plus.
Economy seats from North America to Asia only cost 35,000 Finnair Plus Avios. In the unlikely event you can find first-class award seats on Cathay, they will cost 120,000 Finnair Plus Avios.
Finnair Plus pricing from Europe and South America to Asia is similar to British Airways pricing, though it's still slightly cheaper at 31,000 Avios in economy, 72,500 Avios in business class and 110,000 Avios in first class.
Domestic flights to Hawaii
Another Finnair Plus sweet spot is American Airlines and Alaska Airlines itineraries involving travel from the East Coast to Hawaii. With British Airways now charging 20,000 Avios from the West Coast alone, you're better off using Avios through Finnair.
With its region-based award chart, Finnair Plus charges a single price for all flights from the continental U.S. to Hawaii, though the price differs depending on which airline you choose to fly. American Airlines flights from Boston Logan International Airport (BOS) to Honolulu's Daniel K. Inouye International Airport (HNL) with a connection at Dallas Fort Worth International Airport (DFW) will cost you just 15,000 Avios.
Looking at Alaska Airlines itineraries, you will need only 13,500 Avios to travel to Hawaii from anywhere in the U.S. This is an excellent deal if you are coming from the East Coast and connecting via an Alaska hub such as San Diego International Airport (SAN) or San Francisco International Airport (SFO).
You will need to fly the same carrier on both legs as, unfortunately, you cannot combine carriers on a single award (unless Finnair is one of the carriers).
Related: Save money: How you can book flights to Hawaii using points and miles
When should you avoid using Finnair Plus Avios?
Finnair Plus' region-based award chart has unique advantages over other programs' distance-based award charts, but it also has some downsides.
Shorter flights from one zone to another — like the fairly quick American Airlines route from New York to London — will be cheaper through British Airways Executive Club or Iberia Plus.
Finnair has adopted many of the same prices for British Airways-operated flights as British Airways Executive Club. So, there's no need to complicate your travel by adding another Avios program to your repertoire if you want to fly British Airways.
Qatar Airways Qsuite flights are cheaper through British Airways Executive Club or Qatar Airways Privilege Club, too, as are the Iberia business-class sweet spots to Spain through Iberia Plus or British Airways Executive Club.
Related: A review of Iberia's business-class suite on the A350-900 from Madrid to Mexico City
How to earn Finnair Plus Avios
The easiest way to earn Finnair Avios without flying is by applying for a Capital One credit card, as Capital One miles can be directly transferred to Finnair Plus.
Here's a list of some currently available consumer cards that earn transferable Capital One miles:
- Capital One Venture X Rewards Credit Card: Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel and 2 miles per dollar spent on other purchases. Plus, you can earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. The card has a $395 annual fee.
- Capital One Venture Rewards Credit Card: Earn 5 miles per dollar spent on hotels, vacation rentals, and rental cars booked through Capital One Travel and 2 miles per dollar spent on other purchases. Plus, you can earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months from account opening, as well as receive a $250 Capital One Travel credit (upon approval) to use in the first cardholder year. The card has a $95 annual fee.
- Capital One VentureOne Rewards Credit Card: Earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on other purchases. Enjoy a $100 Capital One Travel Credit to use in your first cardholder year. Plus, earn a bonus of 20,000 miles after spending $500 on purchases within three months from account opening. The card has a $0 annual fee.
If you're looking for a business card, here are some options that earn Capital One miles:
- Capital One Venture X Business: Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Business Travel, 5 miles per dollar spent on flights booked through Capital One Business Travel and 2 miles per dollar spent on other purchases. Plus, you can earn 150,000 bonus miles after spending $30,000 on purchases in the first three months from account opening. The card has a $395 annual fee.
- Capital One Spark Miles for Business: Earn 5 miles per dollar spent on hotels and rental cars booked through Capital One's travel booking site, and 2 miles per dollar spent on other purchases. Plus, you can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first three months of account opening. The card has a $0 introductory annual fee for the first year, then $95 after.
- Capital One Spark Miles Select for Business: Earn 1.5 miles per dollar spent on purchases. Plus, you can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first three months from account opening. The card has a $0 annual fee.
The information for the Capital One Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Related: Capital One Travel portal: What to know about redeeming your miles for flights, hotels and more
Bottom line
Avios is a popular and valuable loyalty currency, so it's no surprise that Finnair has adopted it.
The ability to transfer Avios in any direction between many different programs at a 1:1 rate opens up many great options for travelers. While much of the pricing is standardized between Finnair Plus and British Airways Executive Club (the largest Avios-using program), some unique sweet spots are currently available within the Finnair program. So, if you have Avios in any program, you may want to consider moving them to Finnair Plus if you have a redemption in mind.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees