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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
The Capital One credit cards that earn transferable miles
Featured image by WYNDHAM GRAND RIO MAR PUERTO RICO GOLF & BEACH RESORT/WYNDHAM
Ryan is a former TPG credit cards writer who has been around points and miles for several years and has published content at Miles to Memories, AwardWallet and The Points Guy. His wife joins him on many of his trips, and they enjoy snowboarding, diving, and seeing animals in the wild. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points & miles stuff is illegal.
Credit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 aeronautical miles per year. He regularly applies that knowledge and his expertise in credit cards to his role as a credit card writer at TPG.
also contributed to this story
August 29, 2024 • 8 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Capital One miles can be transferred to a wide range of airline and hotel loyalty programs, offering flexible redemption options.
Recent improvements have expanded transfer partners and enhanced transfer ratios, increasing the value of these miles.
You can use miles for high-value redemptions, such as premium cabin flights or round-the-world tickets, by leveraging airline alliances.
Multiple personal and business cards earn transferable miles, each with varying benefits and earning structures.
What to consider
Some card products mentioned are no longer available to new applicants.
Transfer ratios and partner availability may change, so always check current terms before transferring miles.
TPG's August 2024 valuations place these miles at 1.85 cents each.
What you'll miss from the article
Detailed strategies for maximizing value with specific transfer partners and real-world redemption examples.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
If you’re wondering how long these transfers take, check out this guide: How long do Capital One miles transfers take? And if you want to learn more about one of the programs in the list above, click on its name.
Favorite uses of Capital One miles
Perhaps you don’t see your favorite airline or hotel program on the list above. Does that mean it’s not worth amassing Capital One miles? Hardly.
Consider pricing for a Lufthansa first-class flight using LifeMiles. You’ll pay 120,000 miles plus $174.60 for this luxury ride from Frankfurt to Los Angeles.
LIFEMILES.COM
Using United miles, you’d pay 165,000 miles plus $152.40 — an increase of 45,000 miles.
UNITED.COM
If you’ve dreamt of a round-the-world ticket, you can use Capital One miles to book your journey with Cathay Pacific (for Oneworld Airlines) and Aeromexico (for SkyTeam Airlines). I've paid 185,000 Asia Miles for a business-class itinerary departing Los Angeles and stopping in South Korea, Vietnam, Pakistan, Iran and Israel before returning home.
It’s also worth paying attention to Flying Blue Promo Rewards. These are discounted award redemptions on Air France and KLM, rotating monthly and offering incredible value on both intra-Europe and long-haul flights.
Ultimately, the airline you want to fly on is less important than how you book that flight; it’s worth earning Capital One’s version of transferable miles even if the airline you want to fly isn’t a transfer partner.
The information for the Capital One Spark Miles and Capital One Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
You can transfer miles from your business card to the same partners mentioned above. Personal and business credit cards from Capital One use the same partners for transferable miles.
Bottom Line
TPG's August 2024 valuations mark Capital One miles at 1.85 cents apiece, thanks to its list of transfer partners and the value they can provide. You can use these miles across multiple hotel and airline programs, even leveraging airline partnerships to book flights for airlines that aren’t Capital One transfer partners. Multiple Capital One credit cards earn transferable miles. The earning rates, benefits and welcome bonuses vary by card, so look through the list above to find the one that’s right for you.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
