A best-ever offer: Here’s how you can earn 80,000 points on the Citi Premier card
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One credit card that has long been on my radar is the Citi Premier® Card. And thanks to the newly increased welcome bonus, I finally bit the bullet and applied this past summer.
In fact, it’s the best publicly available offer we’ve ever seen: 80,000 ThankYou points after spending $4,000 on purchases within the first three months of account opening. According to TPG valuations that peg a ThankYou point at 1.7 cents, the entire bonus is worth $1,360.
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Aside from the potential points haul that the intro bonus represents, the Citi Premier is one of the best earners among rewards credit cards thanks to its various bonus categories, which include:
- 3 ThankYou points per dollar at restaurants
- 3 ThankYou points per dollar at supermarkets
- 3 ThankYou points per dollar at gas stations
- 3 ThankYou points per dollar on air travel and hotels
Unfortunately, Citi eliminated the bonus on entertainment purchases (previously 2x) and the broad category of travel (previously 3x).
On the plus side, cardholders now receive a $100 hotel credit on purchases of $500 or more (excluding taxes and fees) made through. That’s some solid savings — and entirely new as of last year.
Apply here for the 80,000-point bonus on the Citi Premier card.
What can you do with those ThankYou points?
What’s particularly valuable about ThankYou points is the ability to utilize the issuer’s 16 airline transfer partners — including a temporary partnership with American Airlines through Nov. 13, 2021.
For some context, after meeting the initial spending requirement of $4,000 in the first three months, you’ll have at least 84,000 ThankYou points.
That’s enough for several round-trip domestic United flights or a Lufthansa business class flight to Europe (you’d need 87,000 points to fly Lufthansa first) booked through Citi’s transfer partner, Avianca LifeMiles. There are also plenty of great redemptions through Singapore KrisFlyer, Virgin Atlantic Flying Club, Flying Blue, Etihad Guest and other airline partner programs.
However, if you value simplicity, the 80,000-point sign-up bonus will let you book $800 of paid travel directly at the Citi ThankYou travel center or redeem for $800 in gift cards. You’ll earn miles and elite status on these flights by redeeming points this way and you don’t have to worry about award availability.
Things to consider
With the Citi Premier, you aren’t eligible for the sign-up bonus if you’ve opened or closed select Citi cards in the last 24 months.
“Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.”
There are tons of other smaller benefits on this card that can get overshadowed by the big ones: free FICO credit score, temporary purchase lock, lost wallet protection for emergency cash, Citi Concierge access, complimentary ShopRunner membership, no foreign transaction fees, Citi Entertainment and more.
Unfortunately, in 2019, Citi eliminated many travel protection benefits, including lost baggage protection and trip delay protection.
Related: Review of the Citi Premier card
Between the best publicly available welcome bonus this card has ever seen and 3 points per dollar earnings on a wide range of popular bonus categories, now is an excellent time to consider the Citi Premier card.
If you’re ready to add it to your wallet, here’s the link to apply for the Citi Premier card with an 80,000 point bonus.
Featured photo by John Gribben/The Points Guy.
Welcome to The Points Guy!
This card offers a 80,000-point bonus after spending $4,000 in the first three months. Plus, earn 3 ThankYou points per $1 at gas stations, restaurants, supermarkets and on air travel and hotels. 1 ThankYou point per $1 on all other purchases.
- Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases