You now get World Elite Mastercard perks with the Citi Double Cash card
Update: Some offers mentioned below are no longer available. View the current offers here.
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One of the best perks of the Citi® Double Cash Card is, well, double cash back. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to beat for a no-annual-fee card.
While fantastic for pure cash back (or ThankYou points with a linked account), the Double Cash card was otherwise devoid of many perks.
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That list of benefits was sparse and included contactless payment with a chip-enabled card, access to Citi Entertainment, a free ShopRunner membership and access to your FICO Score.
However, Citi has emailed some cardholders -- myself included -- that the Double Cash will be converted to a World Elite Mastercard. And there are several advantages that come with that designation. Note, some cardholders already have a Double Cash that is a World Elite.
Related: Comparing Visa Signature and World Elite Mastercard benefits
With this change for many Double Cash cardholders, you should now get access to an array of new extras including a Lyft and Boxed benefit.
With Lyft, you can take five rides in a month and get a $10 Lyft credit once per month for World Elite cardholders. With Boxed, you'll earn 5% cash rewards on orders for use on future purchases.
Unfortunately, one of the biggest perks of World Elite Mastercard criteria isn't included on the Citi Double Cash. A Citi spokesperson told TPG that the cell phone protection benefit is not included as part of this update.
However, World Elite cardholders -- including those that have the Double Cash -- do complimentary 24/7 concierge service, a Fandango benefit and more.
Related: Credit cards that cover cellphone loss and damage
With the Double Cash Card, you can convert your cash rewards to ThankYou points and have access to points transfer partners such as JetBlue. If Double Cash cardmembers also have a Citi Premier® Card or Citi Prestige card, they are able to access the full array of Citi's points transfer partners.
You'll earn 2 ThankYou points per dollar spent. Based on TPG's valuation of ThankYou points at 1.7 cents each, this means you can earn a 3.4% return (with the full array of Citi transfer partners).
The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
These perks are certainly a welcome addition for those that have a Citi Double Cash card. The benefits should come at no extra cost for current and future cardholders -- great news in a world where sometimes the expectation is fewer perks, not more.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.