Skip to content

You now get World Elite Mastercard perks with the Citi Double Cash card

Oct. 23, 2020
3 min read
You now get World Elite Mastercard perks with the Citi Double Cash card
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Citi is a TPG advertising partner.

One of the best perks of the Citi® Double Cash Card is, well, double cash back. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to beat for a no-annual-fee card.

While fantastic for pure cash back (or ThankYou points with a linked account), the Double Cash card was otherwise devoid of many perks.

Want more credit card news and travel advice from TPG? Sign up for the TPG daily newsletter.

That list of benefits was sparse and included contactless payment with a chip-enabled card, access to Citi Entertainment, a free ShopRunner membership and access to your FICO Score.

However, Citi has emailed some cardholders -- myself included -- that the Double Cash will be converted to a World Elite Mastercard. And there are several advantages that come with that designation. Note, some cardholders already have a Double Cash that is a World Elite.

Related: Comparing Visa Signature and World Elite Mastercard benefits

With this change for many Double Cash cardholders, you should now get access to an array of new extras including a Lyft and Boxed benefit.

Sign up for our daily newsletter

With Lyft, you can take five rides in a month and get a $10 Lyft credit once per month for World Elite cardholders. With Boxed, you'll earn 5% cash rewards on orders for use on future purchases.

Screenshot courtesy of Mastercard

Unfortunately, one of the biggest perks of World Elite Mastercard criteria isn't included on the Citi Double Cash. A Citi spokesperson told TPG that the cell phone protection benefit is not included as part of this update.

However, World Elite cardholders -- including those that have the Double Cash -- do complimentary 24/7 concierge service, a Fandango benefit and more.

Related: Credit cards that cover cellphone loss and damage

With the Double Cash Card, you can convert your cash rewards to ThankYou points and have access to points transfer partners such as JetBlue. If Double Cash cardmembers also have a Citi Premier® Card or Citi Prestige card, they are able to access the full array of Citi’s points transfer partners.

You'll earn 2 ThankYou points per dollar spent. Based on TPG’s valuation of ThankYou points at 1.7 cents each, this means you can earn a 3.4% return (with the full array of Citi transfer partners).

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

These perks are certainly a welcome addition for those that have a Citi Double Cash card. The benefits should come at no extra cost for current and future cardholders -- great news in a world where sometimes the expectation is fewer perks, not more.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers

TPG featured card

Best for no-frills cash-back rewards
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards

2% cash-back
2%Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Intro offer

no offer

Annual Fee

$0

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

For some, all they really need is a good cash-back card with no annual fee so that they don't have to stress about whether or not they're maximizing every single purchase. Instead, just earn 1% cash back at the register and 1% cash back when you pay off your bill. You can redeem you rewards by requesting a check, a statement credit or direct deposit into your Citi checking or savings account.

Pros

  • Earning 2% back on every purchase is an industry-leading return on everyday spending for a no-annual-fee credit card.
  • Now that you have the ability to convert rewards to ThankYou points with an eligible card, your redemption options are even more flexible.
  • It’s great for those looking to consolidate debt, since it offers new cardmembers 18 months of 0% intro APR on balance transfers made. After that, the variable APR of 18.24% - 28.24% applies.

Cons

  • Those looking to make a balance transfer will have to pay 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Best for no-frills cash-back rewards
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

2%Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Intro Offer

    no offer
  • Annual Fee

    $0
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

For some, all they really need is a good cash-back card with no annual fee so that they don't have to stress about whether or not they're maximizing every single purchase. Instead, just earn 1% cash back at the register and 1% cash back when you pay off your bill. You can redeem you rewards by requesting a check, a statement credit or direct deposit into your Citi checking or savings account.

Pros

  • Earning 2% back on every purchase is an industry-leading return on everyday spending for a no-annual-fee credit card.
  • Now that you have the ability to convert rewards to ThankYou points with an eligible card, your redemption options are even more flexible.
  • It’s great for those looking to consolidate debt, since it offers new cardmembers 18 months of 0% intro APR on balance transfers made. After that, the variable APR of 18.24% - 28.24% applies.

Cons

  • Those looking to make a balance transfer will have to pay 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).