You now get World Elite Mastercard perks with the Citi Double Cash card

Oct 23, 2020

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One of the best perks of the Citi® Double Cash Card is, well, double cash back. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to beat for a no-annual-fee card.

While fantastic for pure cash back (or ThankYou points with a linked account), the Double Cash card was otherwise devoid of many perks.

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That list of benefits was sparse and included contactless payment with a chip-enabled card, access to Citi Entertainment, a free ShopRunner membership and access to your FICO Score.

However, Citi has emailed some cardholders — myself included — that the Double Cash will be converted to a World Elite Mastercard. And there are several advantages that come with that designation. Note, some cardholders already have a Double Cash that is a World Elite.

Related: Comparing Visa Signature and World Elite Mastercard benefits

With this change for many Double Cash cardholders, you should now get access to an array of new extras including a Lyft and Boxed benefit.

With Lyft, you can take five rides in a month and get a $10 Lyft credit once per month for World Elite cardholders. With Boxed, you’ll earn 5% cash rewards on orders for use on future purchases.

Screenshot courtesy of Mastercard

Unfortunately, one of the biggest perks of World Elite Mastercard criteria isn’t included on the Citi Double Cash. A Citi spokesperson told TPG that the cell phone protection benefit is not included as part of this update.

However, World Elite cardholders — including those that have the Double Cash — do complimentary 24/7 concierge service, a Fandango benefit and more.

Related: Credit cards that cover cellphone loss and damage

With the Double Cash Card, you can convert your cash rewards to ThankYou points and have access to points transfer partners such as JetBlue. If Double Cash cardmembers also have a Citi Premier® Card or Citi Prestige card, they are able to access the full array of Citi’s points transfer partners.

You’ll earn 2 ThankYou points per dollar spent. Based on TPG’s valuation of ThankYou points at 1.7 cents each, this means you can earn a 3.4% return (with the full array of Citi transfer partners).

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

These perks are certainly a welcome addition for those that have a Citi Double Cash card. The benefits should come at no extra cost for current and future cardholders — great news in a world where sometimes the expectation is fewer perks, not more.

Featured photo by John Gribben for The Points Guy. 

Citi® Double Cash Card

This card offers 2% cash back - 1% when you buy and 1% when you pay

Apply Now
More Things to Know
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
Balance Transfer Fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
Recommended Credit
Excellent, Good

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