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You now get World Elite Mastercard perks with the Citi Double Cash card

Oct. 23, 2020
3 min read
You now get World Elite Mastercard perks with the Citi Double Cash card
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One of the best perks of the Citi® Double Cash Card is, well, double cash back. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to beat for a no-annual-fee card.

While fantastic for pure cash back (or ThankYou points with a linked account), the Double Cash card was otherwise devoid of many perks.

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That list of benefits was sparse and included contactless payment with a chip-enabled card, access to Citi Entertainment, a free ShopRunner membership and access to your FICO Score.

However, Citi has emailed some cardholders -- myself included -- that the Double Cash will be converted to a World Elite Mastercard. And there are several advantages that come with that designation. Note, some cardholders already have a Double Cash that is a World Elite.

Related: Comparing Visa Signature and World Elite Mastercard benefits

With this change for many Double Cash cardholders, you should now get access to an array of new extras including a Lyft and Boxed benefit.

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With Lyft, you can take five rides in a month and get a $10 Lyft credit once per month for World Elite cardholders. With Boxed, you'll earn 5% cash rewards on orders for use on future purchases.

Screenshot courtesy of Mastercard

Unfortunately, one of the biggest perks of World Elite Mastercard criteria isn't included on the Citi Double Cash. A Citi spokesperson told TPG that the cell phone protection benefit is not included as part of this update.

However, World Elite cardholders -- including those that have the Double Cash -- do complimentary 24/7 concierge service, a Fandango benefit and more.

Related: Credit cards that cover cellphone loss and damage

With the Double Cash Card, you can convert your cash rewards to ThankYou points and have access to points transfer partners such as JetBlue. If Double Cash cardmembers also have a Citi Premier® Card or Citi Prestige card, they are able to access the full array of Citi's points transfer partners.

You'll earn 2 ThankYou points per dollar spent. Based on TPG's valuation of ThankYou points at 1.7 cents each, this means you can earn a 3.4% return (with the full array of Citi transfer partners).

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

These perks are certainly a welcome addition for those that have a Citi Double Cash card. The benefits should come at no extra cost for current and future cardholders -- great news in a world where sometimes the expectation is fewer perks, not more.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Enjoy a $250 travel credit & earn 75K bonus miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
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Pros

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Cons

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