Skip to content

Some Chase business cardholders eligible for 5,000-point bonuses

May 09, 2022
5 min read
Female artist in her studio standing and looking at her laptop.
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Heads up to cardholders of one of Chase’s business cards. The issuer is out with a bonus offer right now that could give you a big return on your spending over the next few months. In fact, if maximized, it could be more than enough to get you a free flight or hotel night.

Between now and the end of July, certain Chase business cardholders are eligible for 5,000 bonus Chase Ultimate Rewards points when they spend $5,000. Here’s the kicker: you’re eligible to tap into this bonus three times. So, you’ll get another 5,000 bonus points when you hit $10,000 in spending during the promotional period, and another 5,000 points when you hit the $15,000 mark.

Sign up for our daily newsletter for more TPG news delivered each morning to your inbox.

Who is eligible

TPG learned about the promotion through what appears to be a targeted offer sent to some members. The offer began May 1 and runs through July 31.

According to the promotion, Chase members who hold the following cards are eligible:

The Chase offer received by TPG Director of Content Operations Andrea Rotondo. (Screenshot courtesy of Chase)

Taking advantage of the offer

If you received this offer, be sure to activate it now so you don't forget. However, even if you didn't receive it directly, you can check to see if you're eligible by entering your last name, last four digits of your card and zip code at this link.

Thankfully, the terms indicate that all purchases during the promotional period are eligible — as long as you activate by July 31 at 11:59 p.m. Eastern Time.

If maximized, this offer could land you an extra 15,000 points. Since TPG values Chase Ultimate Rewards at two cents per point, that’s a bonus worth about $300.

Because Chase Ultimate Rewards transfer to a variety of key airline and hotel loyalty programs at a 1:1 ratio, this is a great chance to maximize your business spending.

Sign up for our daily newsletter

How this could land you a free trip

Certainly, you want to pick the right credit card for your spending habits, whether it’s a card for business or personal expenses.

Related: 10 considerations for your small business credit card strategy

Let’s take the Ink Business Preferred card as an example of how this offer could really help boost your points earnings as you plan travel.

The Ink Business Preferred, which has a $95 annual fee, rewards certain spending at 3 points per dollar: travel, shipping, internet, cable, phone services, and advertising purchases with social media and search engines (up to $150,000 in combined spending each account anniversary year; then 1 point per dollar).

So, let’s say you were to spend $15,000 in those categories between now and the end of July. That would mean you’d accrue 45,000 Ultimate Rewards points based on the normal earning rate.

Then, because of this promotion, you’d earn three 5,000-point bonuses for your spending.

That means your $15,000 spending would net you 60,000 points.

Now, let's say I’m a Chicago resident looking to take a weekend trip to Washington, D.C. later this year for some sightseeing in our nation’s capital – maybe see some monuments and visit a couple Smithsonian museums.

I could transfer a portion of those points to United MileagePlus and cover the round-trip mileage rate of 24,200 miles between Chicago-O’Hare International Airport (ORD) and Washington-Dulles International Airport (IAD).

(Screenshot courtesy of United Airlines)

That leaves me with a little under 36,000 points left. Let’s move those over to Marriott Bonvoy – again, they transfer at a 1:1 ratio.

36,000 points won’t get you a free weekend at a five-star property in the middle of the city, but it’s more than enough to cover the two-night stay at the Residence Inn just across the river in Old Town Alexandria, Virginia, which is a fun and fairly convenient area in which to stay.

(Screenshot courtesy of Marriott Bonvoy)

Bottom line

This offer could be a nice chance to boost your points earnings, particularly as you plan summer travel. This promotion alone could be enough to, say, put you over the top for what you’d need to book that summer hotel stay or airfare.

If combined with other bonus points you already earn for your spending, you could really maximize your earnings.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers

TPG featured card

Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases

Intro offer

80,000 bonus points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$550

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more